Justin Willard
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justinwillarrd.bsky.social
Justin Willard
@justinwillarrd.bsky.social
God is the source of my purpose: Job 42:2| Husband, Father of 3 #Naturelover 🌿
Pinned
A 1035 exchange allows you to transfer annuity assets into a new contract while keeping the tax deferral intact. Happy to connect and walk through the benefits and what to consider.

www.thinkadvisor.com/2022/03/31/1...
Yesterday, I hit my first $100K portfolio milestone ✅
And it’s true—the first $100K is the hardest.

Next goal: $100K in my Roth IRA.
Same system. Same discipline. (For educational purposes only.)
January 16, 2026 at 1:25 PM
Reposted by Justin Willard
Frey: "This is not sustainable. This is an impossible situation our city is being put in. We cannot be at a place in America where we have 2 governmental agencies literally fighting one another. We are put in this position b/c we have approximately 600 police officers & there are 3,000 ICE agents."
January 15, 2026 at 4:38 AM
North Carolina, the way she says goodnight. 💛
January 15, 2026 at 2:59 AM
Not the birthday she imagined, but one she’ll always remember.
The flu tried to slow us down, so we stayed home and loved even harder.
Decorations up, gifts ready, smiles through the sniffles. Memories still made
Pink drink cake included. 🎂
Big celebration coming soon—she deserves it. 💓
January 15, 2026 at 2:57 AM
The choice is simple: own assets to hedge against a steadily debasing currency, or leave cash idle and watch it lose over 50% of its purchasing power every decade. Over longer time horizons, the difference becomes dramatic.

Have a good night.
January 13, 2026 at 3:04 AM
I pray for them daily... from a distance, of course.
January 13, 2026 at 2:28 AM
International equities are up approximately +40% YoY, a level previously seen only during select periods in market history. An interesting development for diversified portfolios.

Notable performance from international stocks this year. Another example of shifting market leadership.
International stocks are now +40% YoY $VEU $ACWX

That happened only in Oct 1999, early 2004, immediately after the GFC, and March 2021.
January 13, 2026 at 1:55 AM
Reposted by Justin Willard
Video message from Federal Reserve Chair Jerome H. Powell:
www.youtube.com/watch?v=KckG...
www.federalreserve.gov/newsevents/s...
Statement by Federal Reserve Chair Jerome H. Powell
YouTube video by Federal Reserve
www.youtube.com
January 12, 2026 at 12:35 AM
Find investment choices that align with your priorities. Complete a short quiz and set up a conversation about your goals and risk tolerance.

compass.massmutual.com/api/public/a...
January 10, 2026 at 11:11 PM
Good morning, my #bluesky family. Saturday is a beautiful day markets are closed, so rest up and enjoy the day with loved ones.
January 10, 2026 at 12:28 PM
I know a guy who:
– Is in mid-40s
– Earns $10–30M annually in finance
– Lives in a 6-bed, 10-bath estate
– Flies on a Gulfstream
– Saves 75% of his income
– Invests heavily in PE and MLPs
– Hit FI more than 10 years ago

Still makes his own lunch. No wife. No kids.

What advice would you give him?
January 7, 2026 at 4:59 PM
When the shot speaks for itself 😍🔥
Enjoy this gorgeous image that my 87-year-old dad shot tonight in Huntington Beach. Proud of his talent, and most of all proud of his heart.
January 7, 2026 at 4:28 PM
All three major U.S. stock market indices closed 2025 with modest gains. The Nasdaq Composite rose about 20%, the S&P 500 gained roughly 16%, and the Dow Jones Industrial Average finished the year up around 13%.

How did your portfolio perform last year?

Is it time to rebalance?
January 7, 2026 at 12:11 AM
This is worth watching for the perspective it brings.

substack.com/@marketsenti...
Market Sentiment (@marketsentiment)
If you can watch one video today, let it be this one. Part 2 of Howard Marks, Chairman of Oaktree Capital, on How to Think About Risk:
substack.com
January 6, 2026 at 9:35 PM
What if it wasn’t about oil?
January 6, 2026 at 5:13 AM
This is the kind of long-term framework many retirement strategies are built on.
blog.massmutual.com/topic/invest...
January 6, 2026 at 4:49 AM
No to foreign interference, no to exploitation masked as “freedom.” Every nation deserves the right to chart its own path. ✊🏽
Zohran Mamdani, the new mayor of New York City, called President Trump on Saturday to personally object to strikes the U.S. had conducted in Venezuela and to the capture of its leader, Nicolás Maduro. Mamdani accused Trump of violating international law.
Zohran Mamdani Called President Trump to Criticize Venezuela Strikes
Mayor Zohran Mamdani of New York accused President Trump of violating international law. It was the first time he had criticized the president since their White House meeting.
nyti.ms
January 4, 2026 at 1:17 AM
A 1035 exchange allows you to transfer annuity assets into a new contract while keeping the tax deferral intact. Happy to connect and walk through the benefits and what to consider.

www.thinkadvisor.com/2022/03/31/1...
January 4, 2026 at 12:50 AM
I just bought a 7 bedroom, 10 bath, 12,000 sq ft palace in the suburbs outside Caracas for $115,000. All cash, waived all contingencies, sight unseen. Will visit over the summer. Betting on a turnaround here. Don’t call me an imperialist. I’m just a value investor.
January 3, 2026 at 10:23 PM
When your goals are clear, everything else falls into place. Always happy to discuss.
January 1, 2026 at 8:03 PM
Wrapped in love, laughter, and a little Christmas magic 🎄 Proof that Christmas is better when shared with the ones you love

#MakingMemories #TogetherIsBest
December 31, 2025 at 1:26 PM
Santa said the reindeer needed a well-deserved day off, so we stepped in to keep the Christmas spirit alive 🎅
December 25, 2025 at 2:34 PM
If my house was burning & I could only grab 3 things this would be one of the 3. A Christmas present from 2023. 🎄 My daughters wrote little notes about their love for me & placed them in this mason jar. This is worth more to me than any thing I’ve ever bought with money. 💯❤️

#kidsloveisunmatch
December 23, 2025 at 8:15 PM
Reposted by Justin Willard
‼️ Russia: “The government has begun preparing for a banking crisis in Russia.”

🍿

ru.themoscowtimes.com/2025/12/23/p...
December 23, 2025 at 6:36 PM
No matter when you plan to retire, having a solid financial strategy is essential. Make sure your income in retirement can comfortably support your expenses and lifestyle. Open to having an insightful discussion on this topic!
December 23, 2025 at 3:50 PM