Jelfri Torres
@jelfritorres.bsky.social
Breaking down wealth systems for professionals.
Structure, clarity, and long-term strategy.
💼 Financial clarity starts here.
Structure, clarity, and long-term strategy.
💼 Financial clarity starts here.
If an account has been sold to a debt collector, the original creditor should report a $0 balance.
If they’re both showing a balance? That’s called double reporting — and it’s a violation.
Dispute it under FCRA § 1681s-2(a). That can be an easy deletion.
If they’re both showing a balance? That’s called double reporting — and it’s a violation.
Dispute it under FCRA § 1681s-2(a). That can be an easy deletion.
April 29, 2025 at 10:01 PM
If an account has been sold to a debt collector, the original creditor should report a $0 balance.
If they’re both showing a balance? That’s called double reporting — and it’s a violation.
Dispute it under FCRA § 1681s-2(a). That can be an easy deletion.
If they’re both showing a balance? That’s called double reporting — and it’s a violation.
Dispute it under FCRA § 1681s-2(a). That can be an easy deletion.
The real flex is having a life so rich in meaning that you don't need distractions.
April 29, 2025 at 7:01 PM
The real flex is having a life so rich in meaning that you don't need distractions.
Guys you have to move.
Move forward with your ideas, move your body, move all that stagnant, overthinking energy around.
Just MOVE.
Move forward with your ideas, move your body, move all that stagnant, overthinking energy around.
Just MOVE.
April 29, 2025 at 4:02 PM
Guys you have to move.
Move forward with your ideas, move your body, move all that stagnant, overthinking energy around.
Just MOVE.
Move forward with your ideas, move your body, move all that stagnant, overthinking energy around.
Just MOVE.
Entrepreneurs: Ask God to bring the right clients to your business.
April 29, 2025 at 1:01 PM
Entrepreneurs: Ask God to bring the right clients to your business.
Some people really are that happy and successful so stop hating and view it as inspiration.
April 28, 2025 at 10:01 PM
Some people really are that happy and successful so stop hating and view it as inspiration.
College is a scam. Yes or no?
April 28, 2025 at 7:01 PM
College is a scam. Yes or no?
Some people lied their way in those rooms. Stop comparing and remember what’s for you is for you.
April 28, 2025 at 4:02 PM
Some people lied their way in those rooms. Stop comparing and remember what’s for you is for you.
This economy has brought all of the MLM boss babes out of retirement. Y’all stay safe out there.
April 28, 2025 at 1:01 PM
This economy has brought all of the MLM boss babes out of retirement. Y’all stay safe out there.
Demanding people pay their student loans while cancelling payment plans and in the middle of a recession is diabolical
April 27, 2025 at 10:01 PM
Demanding people pay their student loans while cancelling payment plans and in the middle of a recession is diabolical
i just wanna get paid without a job.
April 27, 2025 at 7:01 PM
i just wanna get paid without a job.
People got group chats full of million-dollar ideas, but won’t spend $100 on an LLC.
April 27, 2025 at 4:01 PM
People got group chats full of million-dollar ideas, but won’t spend $100 on an LLC.
Can we make having a regular job great again. Everybody can’t be entrepreneurs 😂
April 27, 2025 at 1:01 PM
Can we make having a regular job great again. Everybody can’t be entrepreneurs 😂
Every day is so expensive.
April 26, 2025 at 10:01 PM
Every day is so expensive.
You never realize how long an hour actually is until you’re at work
April 26, 2025 at 7:01 PM
You never realize how long an hour actually is until you’re at work
Why do I have to pay for parking at the hotel I’m staying at!?
April 26, 2025 at 4:01 PM
Why do I have to pay for parking at the hotel I’m staying at!?
We don’t ask pilots to pay for airplane fuel. We don’t ask cops to pay for guns, bullets or handcuffs. And we don’t ask doctors or nurses to pay for medicine or surgical equipment. So then why is it ok to ask teachers to supply their own classrooms?
April 26, 2025 at 1:01 PM
We don’t ask pilots to pay for airplane fuel. We don’t ask cops to pay for guns, bullets or handcuffs. And we don’t ask doctors or nurses to pay for medicine or surgical equipment. So then why is it ok to ask teachers to supply their own classrooms?
I heard something that really stuck with me.
"The potential you see in other people isn't real. It is the projection of what you would do in their position."
This made me start reevaluating my expectations in interactions and relationships of any kind.
"The potential you see in other people isn't real. It is the projection of what you would do in their position."
This made me start reevaluating my expectations in interactions and relationships of any kind.
April 25, 2025 at 10:01 PM
I heard something that really stuck with me.
"The potential you see in other people isn't real. It is the projection of what you would do in their position."
This made me start reevaluating my expectations in interactions and relationships of any kind.
"The potential you see in other people isn't real. It is the projection of what you would do in their position."
This made me start reevaluating my expectations in interactions and relationships of any kind.
Friend… that little $1000 emergency fund ain’t enough no more. You need $10k ready. You need options.
April 25, 2025 at 7:01 PM
Friend… that little $1000 emergency fund ain’t enough no more. You need $10k ready. You need options.
Average rent is $2000 in America & you’re supposed to make 3x the rent which is $6000, which is $72,000.
The avg salary in U.S is $51,000. The math ain’t mathing.
The avg salary in U.S is $51,000. The math ain’t mathing.
April 25, 2025 at 4:02 PM
Average rent is $2000 in America & you’re supposed to make 3x the rent which is $6000, which is $72,000.
The avg salary in U.S is $51,000. The math ain’t mathing.
The avg salary in U.S is $51,000. The math ain’t mathing.
Confidence in public comes from discipline in private.
April 25, 2025 at 1:02 PM
Confidence in public comes from discipline in private.
It's ok to be cheap but cheap toilet paper, dish washing liquid, and laundry detergent is where I draw the line
April 24, 2025 at 10:01 PM
It's ok to be cheap but cheap toilet paper, dish washing liquid, and laundry detergent is where I draw the line
worst part about job hunting is I don’t even want one
April 24, 2025 at 7:01 PM
worst part about job hunting is I don’t even want one
she’s a 10 but she’s a 24.50 now due to tariffs
April 24, 2025 at 4:02 PM
she’s a 10 but she’s a 24.50 now due to tariffs
60% of Americans don’t have $1,000 for an emergency expense.
April 24, 2025 at 1:02 PM
60% of Americans don’t have $1,000 for an emergency expense.
Your biggest threat isn’t your competition: It’s the mediocre version of you that you’ve accepted as good enough.
April 23, 2025 at 10:01 PM
Your biggest threat isn’t your competition: It’s the mediocre version of you that you’ve accepted as good enough.