Josh Hertel
@herteljt.bsky.social
Husband, father, math ed prof, tabletop gamer, techie, personal finance nerd, geek. Working to be anti-racist in all I do.
Reposted by Josh Hertel
New blog post on estimating take-home pay!
www.personalfinanceeducators.com/2025/10/esti...
www.personalfinanceeducators.com/2025/10/esti...
Estimating Take-Home Pay
A personal finance blog to help educators embrace the teaching lifestyle, understand their opportunities, and achieve financial stability and freedom.
www.personalfinanceeducators.com
October 25, 2025 at 8:48 PM
New blog post on estimating take-home pay!
www.personalfinanceeducators.com/2025/10/esti...
www.personalfinanceeducators.com/2025/10/esti...
Reposted by Josh Hertel
PFE Ep 3 - A New Job To-Do List
Personal Finance for Educators · Episode
open.spotify.com
August 16, 2025 at 5:10 PM
Reposted by Josh Hertel
Inspired by a recent chat with a new grad, here's a blog post on for folks who are starting a new job!
A New Job To-Do List
www.personalfinanceeducators.com/2025/08/a-ne...
A New Job To-Do List
www.personalfinanceeducators.com/2025/08/a-ne...
A New Job To-Do List
A personal finance blog to help educators embrace the teaching lifestyle, understand their opportunities, and achieve financial stability and freedom.
www.personalfinanceeducators.com
August 11, 2025 at 3:57 PM
Inspired by a recent chat with a new grad, here's a blog post on for folks who are starting a new job!
A New Job To-Do List
www.personalfinanceeducators.com/2025/08/a-ne...
A New Job To-Do List
www.personalfinanceeducators.com/2025/08/a-ne...
Oh, hiya bluesky. How's it been over here?
July 18, 2025 at 1:35 AM
Oh, hiya bluesky. How's it been over here?
Reposted by Josh Hertel
Episode 2 of the Personal Finance for Educators Podcast is up! creators.spotify.com/pod/profile/...
PFE Ep 2 - Embracing the Teaching Lifestyle by Personal Finance for Educators
In this episode, I discuss my perspective on the teaching lifestyle and how relationships, growth, and community are central to the profession. I explain how these ideas bring value to our profession ...
creators.spotify.com
July 18, 2025 at 1:33 AM
Episode 2 of the Personal Finance for Educators Podcast is up! creators.spotify.com/pod/profile/...
Reposted by Josh Hertel
New blog post: Pension at 55: A Starting Point
www.personalfinanceeducators.com/2025/05/pens...
www.personalfinanceeducators.com/2025/05/pens...
Pension at 55: A Starting Point
In a previous post, The Pension Path , I shared an overview of the Wisconsin Retirement System (WRS) and how it works. In this post, I’m ta...
www.personalfinanceeducators.com
May 31, 2025 at 11:24 PM
New blog post: Pension at 55: A Starting Point
www.personalfinanceeducators.com/2025/05/pens...
www.personalfinanceeducators.com/2025/05/pens...
Reposted by Josh Hertel
I'm giving a short talk for interested students today on homebuying. Mostly about the process and logistics. So much to know! #personalfinance #educators
May 14, 2025 at 4:28 PM
I'm giving a short talk for interested students today on homebuying. Mostly about the process and logistics. So much to know! #personalfinance #educators
First camping trip of the season <3
May 11, 2025 at 3:06 AM
First camping trip of the season <3
Preparing a presentation for @wismathcouncil.bsky.social on Thursday!
May 6, 2025 at 3:55 AM
Preparing a presentation for @wismathcouncil.bsky.social on Thursday!
Reposted by Josh Hertel
Sean Sweeney just created a new set of escape rooms on Desmos! I loved them and here's the link in case you want to try them with your students or do them for fun on your own.
They're challenging and beautiful!
student.desmos.com/join/3jjxj9
They're challenging and beautiful!
student.desmos.com/join/3jjxj9
May 5, 2025 at 6:59 PM
Sean Sweeney just created a new set of escape rooms on Desmos! I loved them and here's the link in case you want to try them with your students or do them for fun on your own.
They're challenging and beautiful!
student.desmos.com/join/3jjxj9
They're challenging and beautiful!
student.desmos.com/join/3jjxj9
Kiddo: I'm bored!
Me: Why don't you make a sketch in your new book?
Kiddo:
Me: Why don't you make a sketch in your new book?
Kiddo:
April 22, 2025 at 2:09 PM
Kiddo: I'm bored!
Me: Why don't you make a sketch in your new book?
Kiddo:
Me: Why don't you make a sketch in your new book?
Kiddo:
Meeting icebreaker: Tell us a fun fact about yourself.
Me: I love spreadsheets and I work them into any conversation I can. #itstrue #ididitagain
Me: I love spreadsheets and I work them into any conversation I can. #itstrue #ididitagain
April 11, 2025 at 1:54 PM
Meeting icebreaker: Tell us a fun fact about yourself.
Me: I love spreadsheets and I work them into any conversation I can. #itstrue #ididitagain
Me: I love spreadsheets and I work them into any conversation I can. #itstrue #ididitagain
Reposted by Josh Hertel
I have tariffed
the penguins
that are on
Heard Island
and which
you were probably
assuming
did not export goods
forgive me
they were taking advantage of us
so cunning
and so cold
the penguins
that are on
Heard Island
and which
you were probably
assuming
did not export goods
forgive me
they were taking advantage of us
so cunning
and so cold
April 3, 2025 at 7:45 PM
I have tariffed
the penguins
that are on
Heard Island
and which
you were probably
assuming
did not export goods
forgive me
they were taking advantage of us
so cunning
and so cold
the penguins
that are on
Heard Island
and which
you were probably
assuming
did not export goods
forgive me
they were taking advantage of us
so cunning
and so cold
Oh, the plan is to drag the nation backward both socially and economically? Yeah, seems like it's working.
April 4, 2025 at 7:30 PM
Oh, the plan is to drag the nation backward both socially and economically? Yeah, seems like it's working.
Thanks to Joel Amidon @amidonplanet.bsky.social for inviting me to talk a little about my perspective on personal finance for educators @finance4educators.bsky.social ! It was a great chat and I hope it will be helpful to educators in their personal finance journey.
amidonplanet.com/episode123/
amidonplanet.com/episode123/
Amidon Planet E123: Thriving as an Educator -Balancing Passion, Life, and Finances with Josh Hertel – Amidon Planet
amidonplanet.com
March 20, 2025 at 5:01 PM
Thanks to Joel Amidon @amidonplanet.bsky.social for inviting me to talk a little about my perspective on personal finance for educators @finance4educators.bsky.social ! It was a great chat and I hope it will be helpful to educators in their personal finance journey.
amidonplanet.com/episode123/
amidonplanet.com/episode123/
Working through a training and noticing that most of the scams/attacks involve email. Given how much of a time waste email is in general, I wonder if the cost/benefit of email is approaching the cost/benefit of more personal communications (like phone calls or in-person meetings)?
March 17, 2025 at 6:49 PM
Working through a training and noticing that most of the scams/attacks involve email. Given how much of a time waste email is in general, I wonder if the cost/benefit of email is approaching the cost/benefit of more personal communications (like phone calls or in-person meetings)?
New post on my blog Personal Finance for Educators!
New blog post: Embracing the Teaching Lifestyle
www.personalfinanceeducators.com/2025/03/embr...
#personalfinance #educators
www.personalfinanceeducators.com/2025/03/embr...
#personalfinance #educators
March 15, 2025 at 12:37 AM
New post on my blog Personal Finance for Educators!
Our 7-year-old on being old "I might have wrinkels, gray hair, and complex patterned clothes." :) I feel seen <3
March 14, 2025 at 5:42 PM
Our 7-year-old on being old "I might have wrinkels, gray hair, and complex patterned clothes." :) I feel seen <3
Imagine a world where we cared as much about the water/land/wilderness as we do about the artificial colors in processed food.
March 12, 2025 at 7:01 PM
Imagine a world where we cared as much about the water/land/wilderness as we do about the artificial colors in processed food.
Deleting reoccurring meetings from my calendar is a part of my spring break prep that I really enjoy.
March 9, 2025 at 2:53 PM
Deleting reoccurring meetings from my calendar is a part of my spring break prep that I really enjoy.
Brainstorming...Hey #mathed community, is there a conference that focuses on ways to engage students in mathematics? I know there are strands in some conferences, but is there just an engagement conference where folks can learn practices? #iteachmath
March 7, 2025 at 5:12 PM
Brainstorming...Hey #mathed community, is there a conference that focuses on ways to engage students in mathematics? I know there are strands in some conferences, but is there just an engagement conference where folks can learn practices? #iteachmath
According to my inner child, today is 90s-school-dance-music day. #novemberrain #lovefool #saymyname
March 5, 2025 at 2:28 PM
According to my inner child, today is 90s-school-dance-music day. #novemberrain #lovefool #saymyname
I really wish the good folks at @npr.org and other news orgs would include percent whenever talking about a stock market. Without the percent, it can make things seem important when they are just noise in the data.
March 3, 2025 at 11:03 PM
I really wish the good folks at @npr.org and other news orgs would include percent whenever talking about a stock market. Without the percent, it can make things seem important when they are just noise in the data.
Working on two new posts for my Personal Finance for Educators Blog (@finance4educators.bsky.social). One does a bit of unpacking of the Wisconsin Retirement System and the other is on what I describe as the Teaching Lifestyle.
Personal Finance for Educators
www.personalfinanceeducators.com
February 22, 2025 at 7:20 PM
Working on two new posts for my Personal Finance for Educators Blog (@finance4educators.bsky.social). One does a bit of unpacking of the Wisconsin Retirement System and the other is on what I describe as the Teaching Lifestyle.