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Green Helix Financial
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Wealth Management Rooted In Trust.
We help our clients make smart, informed financial decisions with clarity and confidence.
Visit us at https://www.greenhelixfinancial.com
The LCGE can save hundreds of thousands but only if the farm qualifies.

A family sells farmland for $1.6 million with an ACB of $150,000, creating a $1.45M gain.
If the LCGE applies, up to $1,250,000 can be exempt.
If it doesn’t apply, the tax bill could be $350,000.
December 10, 2025 at 1:58 PM
A contractor’s most valuable asset isn’t their tools, it's their ability to work.

If a tradesperson earning $150,000 gets injured and can’t work for six months, the income loss is roughly $75,000.
Most group plans cover $2,500 to $3,000 per month, leaving a shortfall every month
December 8, 2025 at 1:35 PM
High income doesn’t guarantee high net worth - especially for professionals.

A physician earning $380,000 saves only $2,000 per month.
After taxes and lifestyle costs, that’s just $24,000 per year, or around 6% of income.
December 5, 2025 at 1:50 PM
A land sale is only life-changing if it’s invested the right way.

A farm family sells a parcel for $1.2 million and deposits the proceeds into a Guaranteed Investment Certificate earning 3%.
After tax, the real return is closer to 1.5%, or $18,000/year.
December 3, 2025 at 1:50 PM
Most business owners reinvest in their company but never invest for themselves.

A contractor earns $220,000 and puts everything back into tools, vehicles, and staffing.
At the end of the year, personal savings might be only $10,000.
December 1, 2025 at 2:18 PM
Throwing to the Wrong Base: Financial Red Flags
Throwing to the wrong base can cost the game even if the throw looks good.
In personal finance, not all moves are smart, even if they feel productive.
November 28, 2025 at 3:30 PM
90% Of Mutual Funds Underperform
That’s right - most funds sold at the bank don’t beat the market.
High fees or poor strategies drag them down.
If you’re buying what your bank advisor pushes, odds are you’re losing.

Ready to reach out? Start the conversation at greenhelixfinancial.com.
November 26, 2025 at 5:22 PM
Money Myth: Cash Is Safest
Holding cash feels safe, but inflation makes it shrink.
A dollar today buys less tomorrow.
Cash is a tool for short term needs, not long term security.
Investing protects your future purchasing power.

Ready to reach out? Start the conversation at greenhelixfinancial.com.
November 25, 2025 at 12:25 PM
Passing the Torch: Wealth Transfer
Veterans don’t just chase stats - they mentor the next generation.
That’s what wealth transfer is all about.
Whether it's gifting during life or planning through your will, passing on your values is just as important as your assets.
November 21, 2025 at 12:23 PM
$200,000 Lost To Bad Timing
Missing the ten best days in the market over a decade could cut your returns in half.
Trying to time the market costs real money.
Discipline makes you rich - panic makes you poor.
November 19, 2025 at 1:30 PM
Money Myth: Retirement Means No Taxes
Retirement doesn’t free you from taxes.
RRIF withdrawals, pensions, and CPP all get taxed.
Without a plan, you can lose thousands each year to the CRA.
November 17, 2025 at 4:10 PM
Keeping the Bases Clear: Cash Flow Strategy
Coaches hate loaded bases with no outs - it adds pressure and limits options.
The same goes for your cash flow.
If your spending is clogged, your savings can’t move.
November 14, 2025 at 2:29 PM
Three Out of Four Canadians Fail Their Financial Literacy Test
Most people don’t understand basic concepts like inflation, diversification, or taxes.
That lack of knowledge costs billions in mistakes.
November 12, 2025 at 2:11 PM
Money Myth: Your Bank Advisor Works For You
Your bank advisor works for the bank.
They don’t answer to you.
They sell the products that make the bank money.
Independent advice means someone is finally on your side.
November 10, 2025 at 1:46 PM
The Long-Term Contract: Your Mortgage
In baseball, signing a long-term deal can change your future - but it has to fit the budget.
A mortgage is your biggest contract.
November 7, 2025 at 1:04 PM
$10 A Day Could Become $500,000
Consistently investing $10 a day with long-term growth can snowball into more than half a million dollars.
The number feels small, but time turns it into freedom.
Daily discipline creates lifelong wealth.
November 5, 2025 at 1:38 PM
Money Myth: You Can’t Lose Money With GICs
Guaranteed Investment Certificates feel safe, but they aren’t risk free.
Inflation eats away at your buying power.
A two percent return with three percent inflation is really a loss.
November 3, 2025 at 2:15 PM
Every Season Starts With a Goal
No team enters spring training without a goal - division title, playoff run, championship.
Your finances need that same clarity.
Whether it’s buying a home, retiring early, or helping your kids with school, set the goal, then build the plays.
October 31, 2025 at 12:30 PM
35 years To Double Your Money At 2%
Leave your savings in a “safe” bank account at 2 percent interest and it takes 35 years to double.
Meanwhile, the cost of living could double in half that time.
Slow growth isn’t security, it’s falling behind.
October 30, 2025 at 4:53 PM
Banks Profit From Your Fear
When markets dip, banks sell you “safe” products.
They use your fear to lock you into high-fee, low-return investments.
Your fear makes them rich.
October 29, 2025 at 3:38 PM
Money Myth: You Only Need One Savings Account
One account for everything sounds simple, but it makes goals harder to reach.
Having separate accounts for emergencies, vacations, and long term savings keeps you disciplined.
You see progress clearly and spend with confidence.
October 28, 2025 at 1:21 PM
You Don’t Need to Become an Expert to Win
You don’t need to read financial news daily or become a market expert to succeed.
Most successful investors aren’t picking stocks or predicting trends. They’re following a simple plan with discipline and consistency.
October 27, 2025 at 4:37 PM
Weathering the Slump: Market Volatility
Even Hall of Famers go through slumps. You don’t bench them - you trust the process.
The market’s the same. Some months are hot. Some cold.
Volatility is part of the game, but the key is staying disciplined.
October 26, 2025 at 5:37 PM
$250,000 in Extra Taxes
That’s what a poor withdrawal strategy can cost in retirement.
Taking money from the wrong account at the wrong time feeds the CRA instead of your lifestyle.
Smart planning saves hundreds of thousands.
Guessing makes the government rich.
October 24, 2025 at 12:18 PM
Retirement Dreams Don’t Fund Themselves
Want to travel, relax, or spoil the grandkids?
It won’t just happen because you worked hard.
Retirement dreams need money behind them.
October 22, 2025 at 12:16 PM