Philip Fernandez pronouns he, him, his, and himself
@fernaph1956.bsky.social
Married, parent who accompanies our 4 adult children with my wife, retired after 40 years in the financial services, ordained Catholic minister in serving specialized mental health care. All opinions are mine alone.
Pope Leo XIV “Precisely because He is the Word incarnate who dwells among (women and) men, Jesus reveals God to us with His own true and integral humanity, in order to know God in Christ, we must welcome His integral humanity.” www.vaticannews.va/en/pope/news...
Pope at Audience: We are God's beloved children - Vatican News
During his weekly General Audience, Pope Leo XIV reminds the faithful that nothing can separate us from the love of Christ, as he continues his ...
www.vaticannews.va
January 22, 2026 at 12:29 AM
Pope Leo XIV “Precisely because He is the Word incarnate who dwells among (women and) men, Jesus reveals God to us with His own true and integral humanity, in order to know God in Christ, we must welcome His integral humanity.” www.vaticannews.va/en/pope/news...
Bank as distributor of their funds VS other distriubtors of bank and other 3rd party funds etc. playing in a regulatory environment... Where is the consumer (not just retirees) whose investment return - risk tolerance combination needs to be kept as key focus? www.theglobeandmail.com/business/com...
Opinion: Canada’s big banks have a new enemy: retirees
Securities supervisors are still trying to fix the OSC’s ill-considered 2019 regulatory change
www.theglobeandmail.com
January 21, 2026 at 3:28 AM
Bank as distributor of their funds VS other distriubtors of bank and other 3rd party funds etc. playing in a regulatory environment... Where is the consumer (not just retirees) whose investment return - risk tolerance combination needs to be kept as key focus? www.theglobeandmail.com/business/com...
Canada's leadership on world affairs effectively communicated to the world, 2026 World Economic Forum. A beacon of hope to European community, Central and South America for rule of law AND order! www.youtube.com/live/uStuQ-T...
PM Mark Carney speaks at World Economic Forum in Davos – January 20, 2026
YouTube video by cpac
www.youtube.com
January 20, 2026 at 6:04 PM
Canada's leadership on world affairs effectively communicated to the world, 2026 World Economic Forum. A beacon of hope to European community, Central and South America for rule of law AND order! www.youtube.com/live/uStuQ-T...
The Holy Father has arranged that, from 10th January, 2026 to 10th January, 2027, the Year of St Francis be celebrated. The faithful are invited to follow the example of the Saint of Assisi, becoming models of holiness of life and constant witnesses of peace. www.indcatholicnews.com/news/54128
Pope Leo XIV declares Year of St Francis | ICN
Pope Leo has proclaimed a Franciscan Jubilee Year for the 800th anniversary of the death of St Francis of AssisiThe Holy Father has arranged that, from the 10th January, 2026 to the 10th January, 2027...
www.indcatholicnews.com
January 20, 2026 at 4:20 PM
The Holy Father has arranged that, from 10th January, 2026 to 10th January, 2027, the Year of St Francis be celebrated. The faithful are invited to follow the example of the Saint of Assisi, becoming models of holiness of life and constant witnesses of peace. www.indcatholicnews.com/news/54128
The region that has a water capacity issue, yet has no approval of municipal development plans! Will the provincial act? www.cbc.ca/news/canada/...
Here's what we know about Waterloo region's water capacity issue | CBC News
It's been exactly one week since regional staff presented a report to regional council outlining the impact of the region's water capacity constraints. CBC Kitchener-Waterloo breaks down what caused t...
www.cbc.ca
January 20, 2026 at 4:00 PM
The region that has a water capacity issue, yet has no approval of municipal development plans! Will the provincial act? www.cbc.ca/news/canada/...
One year ago the US elected a POTUS who threatens military on Iran, Columbia, Minneapolis, and Greenland while ordinary US citizens endure cost of living, health insurance hikes. Meanwhile China grows economically, Russia blitzes, Gulf ruled by non-elected rulers. Chaos! youtu.be/swF-r2pjYsQ?...
Fareed’s take: World countering Trump with shrewd moves
YouTube video by CNN
youtu.be
January 19, 2026 at 3:32 AM
One year ago the US elected a POTUS who threatens military on Iran, Columbia, Minneapolis, and Greenland while ordinary US citizens endure cost of living, health insurance hikes. Meanwhile China grows economically, Russia blitzes, Gulf ruled by non-elected rulers. Chaos! youtu.be/swF-r2pjYsQ?...
“This Year of Saint Francis should encourage all of us, each according to his or her own possibilities, to imitate the Poor Man of Assisi.” www.vaticannews.va/en/vatican-c...
Year of Saint Francis: 'Indulgence is an encounter with God, not a spiritual shortcut' - Vatican News
The Regent of the Apostolic Penitentiary comments on the decree published on Friday announcing plenary indulgences during the special Jubilee Year ...
www.vaticannews.va
January 17, 2026 at 8:19 PM
“This Year of Saint Francis should encourage all of us, each according to his or her own possibilities, to imitate the Poor Man of Assisi.” www.vaticannews.va/en/vatican-c...
Homelessness was rising faster than housing and homelessnessserving systems could respond... www.amo.on.ca/sites/defaul...
www.amo.on.ca
January 17, 2026 at 8:13 PM
Homelessness was rising faster than housing and homelessnessserving systems could respond... www.amo.on.ca/sites/defaul...
Notice how Putin's invasion of Ukraine and its carnage is ignored! Putis gets a pass!
UK PM "Applying tariffs on allies for pursuing the collective security of Nato allies is completely wrong. We will of course be pursuing this directly with the US administration." www.bbc.com/news/live/c1...
UK PM "Applying tariffs on allies for pursuing the collective security of Nato allies is completely wrong. We will of course be pursuing this directly with the US administration." www.bbc.com/news/live/c1...
Starmer brands Trump's plan to apply tariffs over Greenland 'completely wrong' - follow live
The US president says the UK, Denmark and other European countries will be charged a
www.bbc.com
January 17, 2026 at 7:59 PM
Notice how Putin's invasion of Ukraine and its carnage is ignored! Putis gets a pass!
UK PM "Applying tariffs on allies for pursuing the collective security of Nato allies is completely wrong. We will of course be pursuing this directly with the US administration." www.bbc.com/news/live/c1...
UK PM "Applying tariffs on allies for pursuing the collective security of Nato allies is completely wrong. We will of course be pursuing this directly with the US administration." www.bbc.com/news/live/c1...
The evolutionary expansion of excitatory projection neuron populations—those that extend long-range axons to distant regions in the central nervous system—is a well-established hallmark of primate cortical evolution. www.sciencemagazinedigital.org/sciencemagaz...
Science Magazine - A new cell type drove human brain complexity
Responsible for higher cognitive functions, the cerebral cortex of the mammalian brain has undergone pronounced evolutionary remodeling.
www.sciencemagazinedigital.org
January 17, 2026 at 5:58 PM
The evolutionary expansion of excitatory projection neuron populations—those that extend long-range axons to distant regions in the central nervous system—is a well-established hallmark of primate cortical evolution. www.sciencemagazinedigital.org/sciencemagaz...
The vibrant colors of a screen display come from precise mixing of red, green, and blue (RGB) light, which creates a broad spectrum of hues. A key component enabling this technology is a color-converting material that absorbs high-energy light ... www.sciencemagazinedigital.org/sciencemagaz...
Science Magazine - Robust perovskite nanocrystal emitters
The vibrant colors of a screen display come from precise mixing of red, green, and blue (RGB) light, which creates a broad spectrum of hues.
www.sciencemagazinedigital.org
January 17, 2026 at 5:55 PM
The vibrant colors of a screen display come from precise mixing of red, green, and blue (RGB) light, which creates a broad spectrum of hues. A key component enabling this technology is a color-converting material that absorbs high-energy light ... www.sciencemagazinedigital.org/sciencemagaz...
Adipose tissue, the body’s largest endocrine organ, is a major regulator of cardiovascular health. In humans, white adipose tissue stores fat ... By contrast, brown adipose tissue produces heat by burning fat ... www.sciencemagazinedigital.org/sciencemagaz...
Science Magazine - Blood vessels under pressure
Adipose tissue, the body’s largest endocrine organ, is a major regulator of cardiovascular health. In humans, white adipose tissue stores fat and is associated with an increased risk of...
www.sciencemagazinedigital.org
January 17, 2026 at 5:53 PM
Adipose tissue, the body’s largest endocrine organ, is a major regulator of cardiovascular health. In humans, white adipose tissue stores fat ... By contrast, brown adipose tissue produces heat by burning fat ... www.sciencemagazinedigital.org/sciencemagaz...
Earth’s largest ice sheet covers more than 14 million km2 (5.4 million square miles) of Antarctica, obscuring the landscape underneath. This subglacial topography (called bed), which includes mountain ranges, plains, deep valleys, basins, and lakes... www.sciencemagazinedigital.org/sciencemagaz...
Science Magazine - Uncovering Antarctica’s ice-draped landscape
Earth’s largest ice sheet covers more than 14 million km2 (5.4 million square miles) of Antarctica, obscuring the landscape underneath.
www.sciencemagazinedigital.org
January 17, 2026 at 5:51 PM
Earth’s largest ice sheet covers more than 14 million km2 (5.4 million square miles) of Antarctica, obscuring the landscape underneath. This subglacial topography (called bed), which includes mountain ranges, plains, deep valleys, basins, and lakes... www.sciencemagazinedigital.org/sciencemagaz...
The brujo flycatcher—or as many locals call it, the pajaro brujo (“witch bird”)—is one of the Galápagos Islands’s flagship species. On two islands it went locally extinct. On four others it is increasingly rare. www.sciencemagazinedigital.org/sciencemagaz...
www.sciencemagazinedigital.org
January 17, 2026 at 5:48 PM
The brujo flycatcher—or as many locals call it, the pajaro brujo (“witch bird”)—is one of the Galápagos Islands’s flagship species. On two islands it went locally extinct. On four others it is increasingly rare. www.sciencemagazinedigital.org/sciencemagaz...
Plugged with the world’s oldest and thickest sea ice, the fjords of the Queen Elizabeth Islands (QEI), in the northernmost Canadian Arctic. Here, in a place where climate models predict ice will persist the longest, global warming is taking its toll. www.sciencemagazinedigital.org/sciencemagaz...
www.sciencemagazinedigital.org
January 17, 2026 at 5:46 PM
Plugged with the world’s oldest and thickest sea ice, the fjords of the Queen Elizabeth Islands (QEI), in the northernmost Canadian Arctic. Here, in a place where climate models predict ice will persist the longest, global warming is taking its toll. www.sciencemagazinedigital.org/sciencemagaz...
Chronic exposure to pesticides and other pollutants can devastate wildlife populations—sometimes in dramatically obvious ways. By thinning birds’ eggshells, for example, DDT caused brooding bald eagles to crush their unhatched offspring. www.sciencemagazinedigital.org/sciencemagaz...
Science Magazine - Low doses of insecticide speed fish aging and death
Chronic exposure to pesticides and other pollutants can devastate wildlife populations—sometimes in dramatically obvious ways.
www.sciencemagazinedigital.org
January 17, 2026 at 5:43 PM
Chronic exposure to pesticides and other pollutants can devastate wildlife populations—sometimes in dramatically obvious ways. By thinning birds’ eggshells, for example, DDT caused brooding bald eagles to crush their unhatched offspring. www.sciencemagazinedigital.org/sciencemagaz...
A team has engineered vaults to scoop up RNA and record nearly all gene activity in groups of cells for up to 7 days, providing an unprecedented look into their past. www.sciencemagazinedigital.org/sciencemagaz...
Science Magazine - Cellular ‘vaults’ deployed to spy on gene activity
The barrel-shaped structures found by the thousands in most animal cells are one of biology’s biggest mysteries.
www.sciencemagazinedigital.org
January 17, 2026 at 5:41 PM
A team has engineered vaults to scoop up RNA and record nearly all gene activity in groups of cells for up to 7 days, providing an unprecedented look into their past. www.sciencemagazinedigital.org/sciencemagaz...
The species’ Bolivian name, paraba barba azul, means “blue-bearded macaw,” a nod to its namesake blue throat. This feature distinguishes it from the more common Blue-and-yellow Macaw, a species often found roosting alongside the Blue-throated Macaw. abcbirds.org/birds/blue-t...
Blue-throated Macaw - American Bird Conservancy
For many years, the beautiful Blue-throated Macaw was known to those outside the Beni savanna only through captive specimens.
abcbirds.org
January 16, 2026 at 9:01 PM
The species’ Bolivian name, paraba barba azul, means “blue-bearded macaw,” a nod to its namesake blue throat. This feature distinguishes it from the more common Blue-and-yellow Macaw, a species often found roosting alongside the Blue-throated Macaw. abcbirds.org/birds/blue-t...
This calming journey, from Patagonia’s wide horizons to the Caribbean shores, reveals the peaceful beauty of Earth’s wild landscapes and the wildlife that moves in gentle harmony with their home. youtu.be/gD2SoO2EP-Y?...
Earth’s Hidden Places | Peaceful Landscapes & Wildlife Ambience | BBC Earth Relax
YouTube video by BBC Earth Relax
youtu.be
January 16, 2026 at 2:37 AM
This calming journey, from Patagonia’s wide horizons to the Caribbean shores, reveals the peaceful beauty of Earth’s wild landscapes and the wildlife that moves in gentle harmony with their home. youtu.be/gD2SoO2EP-Y?...
Unwind with the quiet beauty of winter as peaceful wildlife and snowy landscapes unfold in this calming nature experience. youtu.be/RnYCFbnsl2Q?...
Winter Worlds | Peaceful Wildlife & Frozen Landscapes | BBC Earth Relax
YouTube video by BBC Earth Relax
youtu.be
January 16, 2026 at 2:32 AM
Unwind with the quiet beauty of winter as peaceful wildlife and snowy landscapes unfold in this calming nature experience. youtu.be/RnYCFbnsl2Q?...
Let the gentle movement of birds and the beauty of their natural habitat bring a sense of clarity, focus, and quiet wellbeing to your day. youtu.be/4An7tLO4I58?...
Birds In The Wild | A Calming Instrumental Nature Experience | BBC Earth Relax
YouTube video by BBC Earth Relax
youtu.be
January 16, 2026 at 2:28 AM
Let the gentle movement of birds and the beauty of their natural habitat bring a sense of clarity, focus, and quiet wellbeing to your day. youtu.be/4An7tLO4I58?...
Genes that protect the body against infection during youth can do harm in old age, according to a study in mice. The results hint that ageing lowers immunity in unexpected ways, not just by weakening the immune response. www.nature.com/articles/d41...
How ageing harms the body’s response to raging infection
A gene that protects against sepsis in young mice raises the risk of death in older mice with the condition.
www.nature.com
January 15, 2026 at 6:08 PM
Genes that protect the body against infection during youth can do harm in old age, according to a study in mice. The results hint that ageing lowers immunity in unexpected ways, not just by weakening the immune response. www.nature.com/articles/d41...
As millions of bedridden people can attest, influenza is surging around the world. The virus has driven a wave of illness and hospitalizations in countries...where suddenly everybody is seeing not just cases, but high numbers of cases.” www.nature.com/articles/d41...
Why is flu so bad this year? Highly mutated variant offers answers
A ferocious surge of flu cases is linked in part to a variant that has not been dominant in the past few years — resulting in a waning of natural immunity.
www.nature.com
January 15, 2026 at 6:03 PM
As millions of bedridden people can attest, influenza is surging around the world. The virus has driven a wave of illness and hospitalizations in countries...where suddenly everybody is seeing not just cases, but high numbers of cases.” www.nature.com/articles/d41...
POTUS can rediscover how civilizations collaborated circa 2,500 BCE when Harappan technology was used to memoralize the legacy of a Mesopotamian queen. The US can collaboration to replace threats, coercion, kidnapping and indiscriminate bombing! www.harappa.com/blog/queen-p...
Queen Puabi of Ur's Burial Shroud | Harappa
It is ironic that what is possibly one of the most spectacular examples of Indus craftsmanship and artistry was found not at Mohenjo-daro or Harappa, or even in the subcontinent, but in ancient Mesopo...
www.harappa.com
January 13, 2026 at 10:34 AM
POTUS can rediscover how civilizations collaborated circa 2,500 BCE when Harappan technology was used to memoralize the legacy of a Mesopotamian queen. The US can collaboration to replace threats, coercion, kidnapping and indiscriminate bombing! www.harappa.com/blog/queen-p...
In December, the preliminary number of international arrivals to Canada (returning Canadian residents and non-residents combined) by air and automobile was 4.6 million, down 12.7% from December 2024. This was the 11th consecutive month of year-over-year declines. www150.statcan.gc.ca/n1/daily-quo...
The Daily — Leading indicator of international arrivals to Canada, December 2025
In December, the preliminary number of international arrivals to Canada (returning Canadian residents and non-residents combined) by air and automobile was 4.6 million, down 12.7% from December 2024. ...
www150.statcan.gc.ca
January 12, 2026 at 9:37 PM
In December, the preliminary number of international arrivals to Canada (returning Canadian residents and non-residents combined) by air and automobile was 4.6 million, down 12.7% from December 2024. This was the 11th consecutive month of year-over-year declines. www150.statcan.gc.ca/n1/daily-quo...