Fernando Orozco
@fernandojorozco.bsky.social
Real Estate Agent #SL3549389 🏘️
Mortgage Loan Originator NMLS #2402880 💼
Notary & Certified Master Coach ✍🏼
Business: @goldmine.e.m | @goldmine.p.s
Mortgage Loan Originator NMLS #2402880 💼
Notary & Certified Master Coach ✍🏼
Business: @goldmine.e.m | @goldmine.p.s
Six of the ten biggest home-value drops are in Florida, led by North Port–Sarasota and Cape Coral. After years of surges, sellers hurt—but buyers may finally see a window. What’s driving the slide? #Florida #realestate #homeprices #marketshift #buyers
January 7, 2026 at 4:27 PM
Six of the ten biggest home-value drops are in Florida, led by North Port–Sarasota and Cape Coral. After years of surges, sellers hurt—but buyers may finally see a window. What’s driving the slide? #Florida #realestate #homeprices #marketshift #buyers
Rising costs are slowing moves into Florida—and pushing some residents out. From Miami to new hubs in North Carolina, households chase better jobs and lower expenses. Here’s how shifting migration could reshape local markets. #Florida #Migration #CostOfLiving #RealEstate #NorthCarolina
January 6, 2026 at 4:24 PM
Rising costs are slowing moves into Florida—and pushing some residents out. From Miami to new hubs in North Carolina, households chase better jobs and lower expenses. Here’s how shifting migration could reshape local markets. #Florida #Migration #CostOfLiving #RealEstate #NorthCarolina
Delaware for tradition and courts, Nevada for anonymity, and Wyoming for speed and $100 filings with no corporate or individual income tax. If you’re launching in 2026, here’s how these states stack up for LLC protection and cost. #LLC #Wyoming #Delaware #Nevada #entrepreneurship
January 4, 2026 at 4:21 PM
Delaware for tradition and courts, Nevada for anonymity, and Wyoming for speed and $100 filings with no corporate or individual income tax. If you’re launching in 2026, here’s how these states stack up for LLC protection and cost. #LLC #Wyoming #Delaware #Nevada #entrepreneurship
A bold taxpayer tried to deduct her dog: it eats, has vet bills, doesn’t work, and stays home. Hilarious—but what does it reveal about rising costs and tax creativity in 2026? Laugh, then rethink your own tax planning. #taxes #IRS #taxplanning #humor #2026
January 3, 2026 at 4:08 PM
A bold taxpayer tried to deduct her dog: it eats, has vet bills, doesn’t work, and stays home. Hilarious—but what does it reveal about rising costs and tax creativity in 2026? Laugh, then rethink your own tax planning. #taxes #IRS #taxplanning #humor #2026
Delaware for tradition and courts, Nevada for anonymity, and Wyoming for speed and $100 filings with no corporate or individual income tax. If you’re launching in 2026, here’s how these states stack up for LLC protection and cost. #LLC #Wyoming #Delaware #Nevada #entrepreneurship
January 3, 2026 at 4:33 AM
Delaware for tradition and courts, Nevada for anonymity, and Wyoming for speed and $100 filings with no corporate or individual income tax. If you’re launching in 2026, here’s how these states stack up for LLC protection and cost. #LLC #Wyoming #Delaware #Nevada #entrepreneurship
Escrow hikes pushed payments from ~$1,300 to ~$1,600 as taxes and insurance climbed. With local rents softening, owning vs. renting is suddenly closer than expected. Would you stay or rent? #escrow #insurance #taxes #homeownership #rentvsbuy
December 29, 2025 at 10:35 PM
Escrow hikes pushed payments from ~$1,300 to ~$1,600 as taxes and insurance climbed. With local rents softening, owning vs. renting is suddenly closer than expected. Would you stay or rent? #escrow #insurance #taxes #homeownership #rentvsbuy
If you’ve got a great rate and price, act. Otherwise, waiting could pay as prices keep adjusting. Are you hunting deals now or sitting tight for better terms? #homebuyingtips #realestateadvice #mortgagerates #affordability #strategy
December 28, 2025 at 10:41 PM
If you’ve got a great rate and price, act. Otherwise, waiting could pay as prices keep adjusting. Are you hunting deals now or sitting tight for better terms? #homebuyingtips #realestateadvice #mortgagerates #affordability #strategy
Florida rentals offering tiny deposits and up to a month free? Unheard‑of until now. With demand softening, leverage is shifting to renters. Would you lock in a deal or wait for more? #Florida #rentaldeals #leasing #tenants #marketshift
December 26, 2025 at 10:36 PM
Florida rentals offering tiny deposits and up to a month free? Unheard‑of until now. With demand softening, leverage is shifting to renters. Would you lock in a deal or wait for more? #Florida #rentaldeals #leasing #tenants #marketshift
Surveys show consumers buying fewer gifts and leaning on savings as credit card balances hit records. Are we in a holiday hangover before January bills arrive? #creditcarddebt #holidayspending #personalfinance #consumers #economy
December 25, 2025 at 7:34 PM
Surveys show consumers buying fewer gifts and leaning on savings as credit card balances hit records. Are we in a holiday hangover before January bills arrive? #creditcarddebt #holidayspending #personalfinance #consumers #economy
A rapid Instagram sweep reveals a headline: U.S. homeowners lost about $13,000 in equity this year, pulling average values near $300K. A teaser for deeper weekly market breakdowns to come. #housingmarket #realestate #homeequity #marketupdate #news
December 25, 2025 at 2:47 PM
A rapid Instagram sweep reveals a headline: U.S. homeowners lost about $13,000 in equity this year, pulling average values near $300K. A teaser for deeper weekly market breakdowns to come. #housingmarket #realestate #homeequity #marketupdate #news
US unemployment ticks up to 4.6%, the highest in four years. Fewer jobs added than expected signal a softer labor market. What does this mean for housing demand, spending, and 2025 plans? #jobs #labor #economy #unemployment #macro
December 24, 2025 at 11:24 PM
US unemployment ticks up to 4.6%, the highest in four years. Fewer jobs added than expected signal a softer labor market. What does this mean for housing demand, spending, and 2025 plans? #jobs #labor #economy #unemployment #macro
Airbnb landlords who made bank now face higher costs and softer demand. If equity’s up but cash flow’s down, a fast sale—even at a loss—may be the smartest exit. Is the STR era peaking? #Airbnb #shorttermrentals #realestate #landlords #investing
December 24, 2025 at 11:18 PM
Airbnb landlords who made bank now face higher costs and softer demand. If equity’s up but cash flow’s down, a fast sale—even at a loss—may be the smartest exit. Is the STR era peaking? #Airbnb #shorttermrentals #realestate #landlords #investing
Florida leads U.S. equity losses at $37K, with hot markets like California, Washington, and Hawaii proving more volatile after sharp run-ups. A reminder: what climbs fast can cool just as quickly. #Florida #homeprices #marketvolatility #realestate #trend
December 24, 2025 at 2:47 PM
Florida leads U.S. equity losses at $37K, with hot markets like California, Washington, and Hawaii proving more volatile after sharp run-ups. A reminder: what climbs fast can cool just as quickly. #Florida #homeprices #marketvolatility #realestate #trend
Lennar trims prices ~10% as buyers hit an affordability wall. Average delivered home price drops to ~$386K, down ~$44K year over year. Are builder cuts enough to revive demand? #homebuilders #affordability #housingmarket #prices #realestate
December 23, 2025 at 11:17 PM
Lennar trims prices ~10% as buyers hit an affordability wall. Average delivered home price drops to ~$386K, down ~$44K year over year. Are builder cuts enough to revive demand? #homebuilders #affordability #housingmarket #prices #realestate
¡Presentamos Dossier de Finanzas y Bienes Raíces! 🌟 Tu fuente esencial para entender todo sobre el mercado inmobiliario y financiero. Acompaña a Fernando Orozco cada semana para descubrir análisis de mercado, estrategias de inversión y las tendencias más recientes. Live Stream en Youtube y podcast
December 23, 2025 at 6:32 PM
¡Presentamos Dossier de Finanzas y Bienes Raíces! 🌟 Tu fuente esencial para entender todo sobre el mercado inmobiliario y financiero. Acompaña a Fernando Orozco cada semana para descubrir análisis de mercado, estrategias de inversión y las tendencias más recientes. Live Stream en Youtube y podcast
A $415K home at ~6% means ~$2,000/month with 20% down—excluding taxes and insurance. Down payment alone can top $80–90K. Are today’s buyers prepared for the true all‑in cost? #homebuying #mortgage #personalfinance #realestate #affordability
December 23, 2025 at 4:22 AM
A $415K home at ~6% means ~$2,000/month with 20% down—excluding taxes and insurance. Down payment alone can top $80–90K. Are today’s buyers prepared for the true all‑in cost? #homebuying #mortgage #personalfinance #realestate #affordability
Personal reality check: a condo that neared $200K last year now lists closer to $180K, a $20–30K slide in 2025. Real numbers, real impact—and a reminder markets can move fast in both directions. #personalfinance #homevalues #realestate #marketupdate #storytime
December 22, 2025 at 3:32 PM
Personal reality check: a condo that neared $200K last year now lists closer to $180K, a $20–30K slide in 2025. Real numbers, real impact—and a reminder markets can move fast in both directions. #personalfinance #homevalues #realestate #marketupdate #storytime
Bitcoin surged past 100K, then slid to ~88K. Volatile swings reward timing and risk control. Personal gains from $5K to ~$20K show what’s possible—if you stomach the ride. #Bitcoin #crypto #investing #volatility #personalfinance
December 21, 2025 at 11:05 PM
Bitcoin surged past 100K, then slid to ~88K. Volatile swings reward timing and risk control. Personal gains from $5K to ~$20K show what’s possible—if you stomach the ride. #Bitcoin #crypto #investing #volatility #personalfinance
A sharp HOA jump and higher insurance pushed a mortgage from $1,300 to about $1,600, even as rents slipped. When renters pay near your mortgage, strategy shifts become crucial for owners. #HOA #homeowners #mortgage #personalfinance #rent
December 21, 2025 at 3:33 PM
A sharp HOA jump and higher insurance pushed a mortgage from $1,300 to about $1,600, even as rents slipped. When renters pay near your mortgage, strategy shifts become crucial for owners. #HOA #homeowners #mortgage #personalfinance #rent
Rents dipped and concessions are rising: low deposits, payment plans, and even free months. Tenants have leverage again—are you negotiating your next lease? #rentals #concessions #tenants #leasing #realestate
December 20, 2025 at 11:06 PM
Rents dipped and concessions are rising: low deposits, payment plans, and even free months. Tenants have leverage again—are you negotiating your next lease? #rentals #concessions #tenants #leasing #realestate
Hay que leer el contrato y las letras pequeñas, siempre vea el precio final, términos de pago y tiempo, además de las penalidades de cancelación o falta de pago!
November 24, 2025 at 11:31 PM
Hay que leer el contrato y las letras pequeñas, siempre vea el precio final, términos de pago y tiempo, además de las penalidades de cancelación o falta de pago!
Como afecta el pago de los intereses al costo final del producto?
November 24, 2025 at 10:06 PM
Como afecta el pago de los intereses al costo final del producto?
La importancia de saber decir que no en el momento y el irse de una negociación..
November 24, 2025 at 3:04 PM
La importancia de saber decir que no en el momento y el irse de una negociación..
Cuadramos ese pago mensual, déjame subirle al total si que te des cuenta y firma al final sin leer la letra pequeña 🤥🫠
November 23, 2025 at 10:55 PM
Cuadramos ese pago mensual, déjame subirle al total si que te des cuenta y firma al final sin leer la letra pequeña 🤥🫠
Cuando compramos un auto el precio raya no es el real. Siempre hay fees extras y si se concentran en solo el pago mensual, peor porque terminamos pagando más por el auto y por los intereses.
November 23, 2025 at 8:32 PM
Cuando compramos un auto el precio raya no es el real. Siempre hay fees extras y si se concentran en solo el pago mensual, peor porque terminamos pagando más por el auto y por los intereses.