Credlocity
@credlocity.bsky.social
Credlocity | Credit Repair
Scorefusion | Credit Monitoring
Credlocity Privacy | comprehensive privacy suite
CredlocityDIY | DIY Credit Repair
www.Credlocity.com
Scorefusion | Credit Monitoring
Credlocity Privacy | comprehensive privacy suite
CredlocityDIY | DIY Credit Repair
www.Credlocity.com
After 17 years fighting credit bureaus, here's everything you need to know. 🧵
New guide: How Eq/Ex/TU work, all dispute addresses (including specialty bureaus), your FCRA rights & how to spot fraud.
1 in 5 people have errors. Don't be one of them.
www.credlocity.com/post/underst...
New guide: How Eq/Ex/TU work, all dispute addresses (including specialty bureaus), your FCRA rights & how to spot fraud.
1 in 5 people have errors. Don't be one of them.
www.credlocity.com/post/underst...
Credit Bureau Guide: Dispute Addresses & Consumer Rights
After 17 years in credit repair and serving over 79,000 clients, I've learned that most Americans don't understand the immense power credit bureaus hold over their financial lives. Experian, Equifax, ...
www.credlocity.com
November 14, 2025 at 7:40 PM
After 17 years fighting credit bureaus, here's everything you need to know. 🧵
New guide: How Eq/Ex/TU work, all dispute addresses (including specialty bureaus), your FCRA rights & how to spot fraud.
1 in 5 people have errors. Don't be one of them.
www.credlocity.com/post/underst...
New guide: How Eq/Ex/TU work, all dispute addresses (including specialty bureaus), your FCRA rights & how to spot fraud.
1 in 5 people have errors. Don't be one of them.
www.credlocity.com/post/underst...
🚨 I was scammed by Lexington Law in 2008 ($1,847). Last month, Credit Saint did the same thing to a single mom ($1,565).
I spent 7 days investigating. 847 complaints. 1.3⭐. 40% CFPB monetary relief.
Same playbook, 17 years later.
Full investigation: www.credlocity.com/post/credit-...
#CreditRepair
I spent 7 days investigating. 847 complaints. 1.3⭐. 40% CFPB monetary relief.
Same playbook, 17 years later.
Full investigation: www.credlocity.com/post/credit-...
#CreditRepair
Credit Saint Reviews: 7-Day Investigation Reveals Systematic Fraud | Credlocity
Writer: Joeziel Vazquez, CEO & Board Certified Credit Consultant (BCCC, CCSC, CCRS)Experience: 17 Years in Credit Repair IndustryPublished: November 6, 2025Reading Time: 32 minutesA CREDLOCITY PUBLIC ...
www.credlocity.com
November 6, 2025 at 7:22 PM
🚨 I was scammed by Lexington Law in 2008 ($1,847). Last month, Credit Saint did the same thing to a single mom ($1,565).
I spent 7 days investigating. 847 complaints. 1.3⭐. 40% CFPB monetary relief.
Same playbook, 17 years later.
Full investigation: www.credlocity.com/post/credit-...
#CreditRepair
I spent 7 days investigating. 847 complaints. 1.3⭐. 40% CFPB monetary relief.
Same playbook, 17 years later.
Full investigation: www.credlocity.com/post/credit-...
#CreditRepair
🚨 URGENT: 42M Americans lose SNAP (Nov 1)
Federal workers: $0 paychecks
Contractors: No backpay ever
Military: Pay crisis looming
But resources exist most people don't know about:
✅ $10K zero-interest loans
✅ Free $150 grants
Full guide: www.credlocity.com/post/governm...
Federal workers: $0 paychecks
Contractors: No backpay ever
Military: Pay crisis looming
But resources exist most people don't know about:
✅ $10K zero-interest loans
✅ Free $150 grants
Full guide: www.credlocity.com/post/governm...
Government Shutdown Day 27: Critical Resources & Financial Help for Federal Workers | SNAP Benefits Crisis
As the government shutdown enters Day 27, millions face unprecedented financial hardship. With SNAP benefits ending November 1st and federal workers missing their first full paychecks, immediate actio...
www.credlocity.com
October 27, 2025 at 6:59 PM
🚨 URGENT: 42M Americans lose SNAP (Nov 1)
Federal workers: $0 paychecks
Contractors: No backpay ever
Military: Pay crisis looming
But resources exist most people don't know about:
✅ $10K zero-interest loans
✅ Free $150 grants
Full guide: www.credlocity.com/post/governm...
Federal workers: $0 paychecks
Contractors: No backpay ever
Military: Pay crisis looming
But resources exist most people don't know about:
✅ $10K zero-interest loans
✅ Free $150 grants
Full guide: www.credlocity.com/post/governm...
🚨 DAY 20: In 11 days, 42 MILLION Americans lose food benefits
Military won't get paid Nov 1st
Senate failed 11 times
Federal courts out of money
This is now a food crisis.
Full breakdown + how to protect your finances: www.credlocity.com/post/governm...
RT Spread awareness
#Shutdown #SNAPCrisis
Military won't get paid Nov 1st
Senate failed 11 times
Federal courts out of money
This is now a food crisis.
Full breakdown + how to protect your finances: www.credlocity.com/post/governm...
RT Spread awareness
#Shutdown #SNAPCrisis
Post | Credlocity
www.credlocity.com
October 21, 2025 at 1:57 AM
🚨 DAY 20: In 11 days, 42 MILLION Americans lose food benefits
Military won't get paid Nov 1st
Senate failed 11 times
Federal courts out of money
This is now a food crisis.
Full breakdown + how to protect your finances: www.credlocity.com/post/governm...
RT Spread awareness
#Shutdown #SNAPCrisis
Military won't get paid Nov 1st
Senate failed 11 times
Federal courts out of money
This is now a food crisis.
Full breakdown + how to protect your finances: www.credlocity.com/post/governm...
RT Spread awareness
#Shutdown #SNAPCrisis
DAY 13: They fired 4,000 federal workers Friday. Entire CDC DC office. Then claimed "coding error" 🙄
Military almost missed tomorrow's pay until Trump found $8B sat night
Congress? Vacation since Sept 19.
Grace periods expiring NOW. Credit scores tanking.
www.credlocity.com/post/governm...
Military almost missed tomorrow's pay until Trump found $8B sat night
Congress? Vacation since Sept 19.
Grace periods expiring NOW. Credit scores tanking.
www.credlocity.com/post/governm...
Government Shutdown Day 13: 4,000 Fired, Military Pay Crisis & What's Next
Day 13: Over 4,000 federal workers fired, military gets emergency pay, Smithsonian closes. What you need to know about credit protection & financial survival.
www.credlocity.com
October 14, 2025 at 3:22 AM
DAY 13: They fired 4,000 federal workers Friday. Entire CDC DC office. Then claimed "coding error" 🙄
Military almost missed tomorrow's pay until Trump found $8B sat night
Congress? Vacation since Sept 19.
Grace periods expiring NOW. Credit scores tanking.
www.credlocity.com/post/governm...
Military almost missed tomorrow's pay until Trump found $8B sat night
Congress? Vacation since Sept 19.
Grace periods expiring NOW. Credit scores tanking.
www.credlocity.com/post/governm...
The Government Shutdown is live. Credlocity CEO Joeziel Vazquez-Davila is cutting through the political noise and fact-checking the worst lies (like the healthcare claim). Federal workers: Your credit is at risk. Get the financial survival guide now. www.credlocity.com/post/2025-go...
#GovShutdown
#GovShutdown
2025 Government Shutdown: A CEO’s Guide to the Facts & Financial Survival
STOP THE LIES. Credlocity CEO Joeziel Vazquez-Davila delivers the unvarnished facts on the 2025 shutdown. What’s really happening, what won't shut down, and how to protect your credit score from finan...
www.credlocity.com
October 1, 2025 at 6:02 AM
The Government Shutdown is live. Credlocity CEO Joeziel Vazquez-Davila is cutting through the political noise and fact-checking the worst lies (like the healthcare claim). Federal workers: Your credit is at risk. Get the financial survival guide now. www.credlocity.com/post/2025-go...
#GovShutdown
#GovShutdown
🚨 MORTGAGE BOMBSHELL: FHFA Director Bill Pulte just ended FICO's monopoly!
VantageScore 4.0 approved for Fannie Mae & Freddie Mac - effective TODAY!
💰 Lower mortgage costs coming
🏠 More paths to homeownership
Game. Changed. Forever.
www.credlocity.com/post/fhfa-va...
VantageScore 4.0 approved for Fannie Mae & Freddie Mac - effective TODAY!
💰 Lower mortgage costs coming
🏠 More paths to homeownership
Game. Changed. Forever.
www.credlocity.com/post/fhfa-va...
FHFA Ends FICO's Mortgage Monopoly with VantageScore 4.0 Approval
🚨 BREAKING: FHFA Director Bill Pulte just approved VantageScore 4.0 for Fannie Mae & Freddie Mac - ending decades of FICO dominance in mortgage lending. Complete analysis inside.
www.credlocity.com
July 9, 2025 at 3:59 PM
🚨 MORTGAGE BOMBSHELL: FHFA Director Bill Pulte just ended FICO's monopoly!
VantageScore 4.0 approved for Fannie Mae & Freddie Mac - effective TODAY!
💰 Lower mortgage costs coming
🏠 More paths to homeownership
Game. Changed. Forever.
www.credlocity.com/post/fhfa-va...
VantageScore 4.0 approved for Fannie Mae & Freddie Mac - effective TODAY!
💰 Lower mortgage costs coming
🏠 More paths to homeownership
Game. Changed. Forever.
www.credlocity.com/post/fhfa-va...
🚨 BIG WIN! Federal judge blocks One Big Beautiful Bill Act provisions!
📊 Impact hitting hard:
• Healthcare stocks ⬇️ 15%
• 12K clean energy jobs at risk
• Medicaid cuts starting
• EV credits ending Jan 1st
⚖️ First major legal victory
www.credlocity.com/post/one-big...
📊 Impact hitting hard:
• Healthcare stocks ⬇️ 15%
• 12K clean energy jobs at risk
• Medicaid cuts starting
• EV credits ending Jan 1st
⚖️ First major legal victory
www.credlocity.com/post/one-big...
One Big Beautiful Bill Act Implementation: Legal Challenges Mount as Real-World Impact Becomes Clear
Federal judge blocks Planned Parenthood funding cuts while healthcare stocks plummet and clean energy projects face cancellation. Constitutional challenge strengthens as devastating effects emerge.
www.credlocity.com
July 8, 2025 at 5:05 PM
🚨 BIG WIN! Federal judge blocks One Big Beautiful Bill Act provisions!
📊 Impact hitting hard:
• Healthcare stocks ⬇️ 15%
• 12K clean energy jobs at risk
• Medicaid cuts starting
• EV credits ending Jan 1st
⚖️ First major legal victory
www.credlocity.com/post/one-big...
📊 Impact hitting hard:
• Healthcare stocks ⬇️ 15%
• 12K clean energy jobs at risk
• Medicaid cuts starting
• EV credits ending Jan 1st
⚖️ First major legal victory
www.credlocity.com/post/one-big...
🚨 Biggest legislative heist in decades: The “One Big Beautiful Bill” steals healthcare from 11.8M, clean energy from our future, and the Constitution from our democracy.
@Credlocity is suing. Join us. #OneBigBeautifulBill #ConstitutionalChallenge
🔗 www.credlocity.com/post/fightin...
@Credlocity is suing. Join us. #OneBigBeautifulBill #ConstitutionalChallenge
🔗 www.credlocity.com/post/fightin...
Fighting the "One Big Beautiful Bill": A Constitutional Challenge
President Trump’s $4.5T 'One Big Beautiful Bill' slashes Medicaid, clean energy, and consumer protections. Credlocity CEO Joeziel Vazquez explains its unconstitutional passage and announces a federal ...
www.credlocity.com
July 3, 2025 at 10:07 PM
🚨 Biggest legislative heist in decades: The “One Big Beautiful Bill” steals healthcare from 11.8M, clean energy from our future, and the Constitution from our democracy.
@Credlocity is suing. Join us. #OneBigBeautifulBill #ConstitutionalChallenge
🔗 www.credlocity.com/post/fightin...
@Credlocity is suing. Join us. #OneBigBeautifulBill #ConstitutionalChallenge
🔗 www.credlocity.com/post/fightin...
💰 $500 BILLION: Apple's Massive Bet on American Manufacturing 🏭
Just published my analysis of Apple's largest-ever US investment:
20,000 new R&D jobs
Houston AI server facility (250,000 sq ft)
This reshapes tech's future in America. Read more ⬇️
www.credlocity.com/post/apple-5...
Just published my analysis of Apple's largest-ever US investment:
20,000 new R&D jobs
Houston AI server facility (250,000 sq ft)
This reshapes tech's future in America. Read more ⬇️
www.credlocity.com/post/apple-5...
Apple's Historic $500B Investment: Transforming US Manufacturing & Creating 20,000 Jobs
Inside Apple's bold $500 billion US investment strategy: new Houston AI server facility, expanded manufacturing fund, job creation, and supply chain resilience. Complete economic analysis.
www.credlocity.com
February 25, 2025 at 3:00 AM
💰 $500 BILLION: Apple's Massive Bet on American Manufacturing 🏭
Just published my analysis of Apple's largest-ever US investment:
20,000 new R&D jobs
Houston AI server facility (250,000 sq ft)
This reshapes tech's future in America. Read more ⬇️
www.credlocity.com/post/apple-5...
Just published my analysis of Apple's largest-ever US investment:
20,000 new R&D jobs
Houston AI server facility (250,000 sq ft)
This reshapes tech's future in America. Read more ⬇️
www.credlocity.com/post/apple-5...
🚨 Credit Repair Cloud EXPOSED: The CFPB Lawsuit That Changed Everything
Meet the women-led company that's fixing the industry's reputation: Credit Butterfly
Deep dive into AI-powered credit repair + exclusive interviews with founders
Read more: www.credlocity.com/post/credit-...
#WomenInTech
Meet the women-led company that's fixing the industry's reputation: Credit Butterfly
Deep dive into AI-powered credit repair + exclusive interviews with founders
Read more: www.credlocity.com/post/credit-...
#WomenInTech
Credit Butterfly vs Credit Repair Cloud: The Truth About Credit Repair Software
Investigation exposes credit repair software industry secrets. See how Credit Butterfly's ethical approach challenges Credit Repair Cloud's practices. Features interviews with Stephanie Black & Kim Mo...
www.credlocity.com
February 18, 2025 at 7:10 PM
🚨 Credit Repair Cloud EXPOSED: The CFPB Lawsuit That Changed Everything
Meet the women-led company that's fixing the industry's reputation: Credit Butterfly
Deep dive into AI-powered credit repair + exclusive interviews with founders
Read more: www.credlocity.com/post/credit-...
#WomenInTech
Meet the women-led company that's fixing the industry's reputation: Credit Butterfly
Deep dive into AI-powered credit repair + exclusive interviews with founders
Read more: www.credlocity.com/post/credit-...
#WomenInTech
💥 HUGE CREDIT REPORT NEWS 💥
Say goodbye to medical debt on your credit report!
Just published my analysis of the CFPB's historic new rule. Learn how this $49B change affects YOU.
🔍 Expert breakdown
📈 Timeline
💡 Action steps
Read more: www.credlocity.com/post/medical...
#CreditScore #Finance #CFPB
Say goodbye to medical debt on your credit report!
Just published my analysis of the CFPB's historic new rule. Learn how this $49B change affects YOU.
🔍 Expert breakdown
📈 Timeline
💡 Action steps
Read more: www.credlocity.com/post/medical...
#CreditScore #Finance #CFPB
Breaking: Medical Debt to be Removed from All Credit Reports by 2025
CFPB's landmark rule will remove $49B in medical debt from credit reports, benefiting 15M Americans. Get expert insights on timeline, implementation & how this historic change affects your credit scor...
www.credlocity.com
January 8, 2025 at 5:56 AM
💥 HUGE CREDIT REPORT NEWS 💥
Say goodbye to medical debt on your credit report!
Just published my analysis of the CFPB's historic new rule. Learn how this $49B change affects YOU.
🔍 Expert breakdown
📈 Timeline
💡 Action steps
Read more: www.credlocity.com/post/medical...
#CreditScore #Finance #CFPB
Say goodbye to medical debt on your credit report!
Just published my analysis of the CFPB's historic new rule. Learn how this $49B change affects YOU.
🔍 Expert breakdown
📈 Timeline
💡 Action steps
Read more: www.credlocity.com/post/medical...
#CreditScore #Finance #CFPB
🚨 Privacy Breach Alert 🚨
Just dropped: Apple's paying $95M for Siri's sneaky listening habits
Plot twist: Your casual convos might've been shared with advertisers 👀
Get the full tea + claim your 💰
#SiriGate #PrivacyMatters #TechNews
www.credlocity.com/post/apple-s...
Just dropped: Apple's paying $95M for Siri's sneaky listening habits
Plot twist: Your casual convos might've been shared with advertisers 👀
Get the full tea + claim your 💰
#SiriGate #PrivacyMatters #TechNews
www.credlocity.com/post/apple-s...
Apple's $95M Siri Privacy Settlement: How to Claim Your Payout
Apple agrees to $95M settlement over Siri privacy lawsuit, affecting millions of users. Find out if you're eligible for up to $100 in compen
www.credlocity.com
January 4, 2025 at 2:24 AM
🚨 Privacy Breach Alert 🚨
Just dropped: Apple's paying $95M for Siri's sneaky listening habits
Plot twist: Your casual convos might've been shared with advertisers 👀
Get the full tea + claim your 💰
#SiriGate #PrivacyMatters #TechNews
www.credlocity.com/post/apple-s...
Just dropped: Apple's paying $95M for Siri's sneaky listening habits
Plot twist: Your casual convos might've been shared with advertisers 👀
Get the full tea + claim your 💰
#SiriGate #PrivacyMatters #TechNews
www.credlocity.com/post/apple-s...
🎆 Ending 2024 with Hope: The Economic Case for the ERA
As we welcome 2025, our final analysis examines how constitutional equality could transform America's markets. President Biden has the power to make this New Year truly historic.
Here's to equality in 2025!
www.credlocity.com/post/equal-r...
As we welcome 2025, our final analysis examines how constitutional equality could transform America's markets. President Biden has the power to make this New Year truly historic.
Here's to equality in 2025!
www.credlocity.com/post/equal-r...
ERA's Economic Impact: Constitutional Equality's Role in Financial Growth | Credlocity
Constitutional equality through the ERA could transform America's economy. Expert analysis on how equal rights impact financial markets, credit access & economic growth in 2025. See why the time for a...
www.credlocity.com
December 31, 2024 at 4:12 PM
🎆 Ending 2024 with Hope: The Economic Case for the ERA
As we welcome 2025, our final analysis examines how constitutional equality could transform America's markets. President Biden has the power to make this New Year truly historic.
Here's to equality in 2025!
www.credlocity.com/post/equal-r...
As we welcome 2025, our final analysis examines how constitutional equality could transform America's markets. President Biden has the power to make this New Year truly historic.
Here's to equality in 2025!
www.credlocity.com/post/equal-r...
🔔 Just Published: January 2025 Social Security Payment Schedule
Need to know when your first 2025 payment arrives? We've got you covered with exact dates, COLA updates, and holiday adjustments.
Read more here: www.credlocity.com/post/january...
Need to know when your first 2025 payment arrives? We've got you covered with exact dates, COLA updates, and holiday adjustments.
Read more here: www.credlocity.com/post/january...
January 2025 Social Security Payment Dates: Full Schedule & Guide
Discover when your January 2025 Social Security payment will arrive. Get exact deposit dates based on your birth date, plus key changes for
www.credlocity.com
December 30, 2024 at 11:20 PM
🔔 Just Published: January 2025 Social Security Payment Schedule
Need to know when your first 2025 payment arrives? We've got you covered with exact dates, COLA updates, and holiday adjustments.
Read more here: www.credlocity.com/post/january...
Need to know when your first 2025 payment arrives? We've got you covered with exact dates, COLA updates, and holiday adjustments.
Read more here: www.credlocity.com/post/january...
Chinese state-sponsored hackers have infiltrated the US Treasury. Our detailed analysis reveals how they did it, what they accessed, and why it matters for national security. The most comprehensive coverage of this major cyber incident yet. 🔐 #cybersecurity
www.credlocity.com/post/us-trea...
www.credlocity.com/post/us-trea...
Chinese Hackers Breach US Treasury in Major Cyber Attack 2024
A major cyberattack on the US Treasury by Chinese hackers has raised significant concerns about national security and cybersecurity protocols.Overview of the US Treasury Hack by ChinaIn early December...
www.credlocity.com
December 30, 2024 at 10:42 PM
Chinese state-sponsored hackers have infiltrated the US Treasury. Our detailed analysis reveals how they did it, what they accessed, and why it matters for national security. The most comprehensive coverage of this major cyber incident yet. 🔐 #cybersecurity
www.credlocity.com/post/us-trea...
www.credlocity.com/post/us-trea...
The way I be looking at these fake #creditsweep folks 😂😂😂 like if yall don’t take that fake credit sweep crap outta here 😂
November 16, 2024 at 1:17 AM
The way I be looking at these fake #creditsweep folks 😂😂😂 like if yall don’t take that fake credit sweep crap outta here 😂
Credit Repair vs Credit Counseling
The credit improvement industry isn't black and white. Both services have their place - but choosing wrong could cost you time AND money: www.credlocity.com/post/credit-...
The credit improvement industry isn't black and white. Both services have their place - but choosing wrong could cost you time AND money: www.credlocity.com/post/credit-...
Credit Repair vs Credit Counseling: An Insider's Guide to Making the Right Choice
Struggling to choose between credit repair and credit counseling? Get a behind-the-scenes look from Credlocity's CEO on what really works, who to trust, and which option fits your needs. 🔍 #CreditRepa...
www.credlocity.com
November 15, 2024 at 5:59 AM
Credit Repair vs Credit Counseling
The credit improvement industry isn't black and white. Both services have their place - but choosing wrong could cost you time AND money: www.credlocity.com/post/credit-...
The credit improvement industry isn't black and white. Both services have their place - but choosing wrong could cost you time AND money: www.credlocity.com/post/credit-...
🎉 Hello BlueSky! Excited to join this vibrant community and share our journey in credit repair! 📈 Looking forward to bringing you expert tips, success stories, and updates to help you achieve your financial goals. ⭐️ Let's build better credit together! #CreditRepair #FinancialFreedom #CreditTips
November 14, 2024 at 9:21 PM
🎉 Hello BlueSky! Excited to join this vibrant community and share our journey in credit repair! 📈 Looking forward to bringing you expert tips, success stories, and updates to help you achieve your financial goals. ⭐️ Let's build better credit together! #CreditRepair #FinancialFreedom #CreditTips