Brad Lipton
@bradlipton.bsky.social
Director, Corporate Power and Financial Regulation, @RooseveltInstitute.org, @RooseveltForward.org. Former semi-pro food blogger.
Dan Dan noodles from the new Little Tiger Dumplings in Farragut square DC
February 11, 2026 at 3:22 PM
Dan Dan noodles from the new Little Tiger Dumplings in Farragut square DC
1/ I like this new @banking.senate.gov report on the cost of Trump’s unlawful near-shutdown of the CFPB.
I will say that their headline number—“at least” $19 billion—is wildly conservative. Short 🧵
apnews.com/article/cfpb...
I will say that their headline number—“at least” $19 billion—is wildly conservative. Short 🧵
apnews.com/article/cfpb...
Trump administration's changes to the CFPB cost Americans $19B, a new report says
The Trump administration has significantly reduced the Consumer Financial Protection Bureau's activities over the past year.
apnews.com
February 10, 2026 at 9:24 PM
1/ I like this new @banking.senate.gov report on the cost of Trump’s unlawful near-shutdown of the CFPB.
I will say that their headline number—“at least” $19 billion—is wildly conservative. Short 🧵
apnews.com/article/cfpb...
I will say that their headline number—“at least” $19 billion—is wildly conservative. Short 🧵
apnews.com/article/cfpb...
Imagine if I were in a city and arguably the best restaurant was named The Roosevelt and it was rec'd by @lukenorris.bsky.social and I didn't go. Luckily, we don't need to find out.
February 6, 2026 at 4:01 PM
Imagine if I were in a city and arguably the best restaurant was named The Roosevelt and it was rec'd by @lukenorris.bsky.social and I didn't go. Luckily, we don't need to find out.
1/ Remarkably, the CFPB appeared in the Epstein files last week. (I don’t think this has been covered anywhere—h/t @kirenitynow.bsky.social.) It’s about financial education! And it’s… not flattering. Short thread on financial education, corporate power, and, yes, Epstein/CFPB 🧵
February 5, 2026 at 3:49 PM
1/ Remarkably, the CFPB appeared in the Epstein files last week. (I don’t think this has been covered anywhere—h/t @kirenitynow.bsky.social.) It’s about financial education! And it’s… not flattering. Short thread on financial education, corporate power, and, yes, Epstein/CFPB 🧵
1/ For all the pundits who are saying that a cap on credit card interest rates will never pass Congress, can you please just take a look at what just happened IN CONGRESS on the government shutdown?
www.nytimes.com/2026/02/03/u...
www.nytimes.com/2026/02/03/u...
Trump Signs Bill to Reopen Government
www.nytimes.com
February 4, 2026 at 5:55 PM
1/ For all the pundits who are saying that a cap on credit card interest rates will never pass Congress, can you please just take a look at what just happened IN CONGRESS on the government shutdown?
www.nytimes.com/2026/02/03/u...
www.nytimes.com/2026/02/03/u...
Cold day pot roast
February 1, 2026 at 7:54 PM
Cold day pot roast
Plenty of CFPB news in the past year. I get it if people have lost the plot. But @reporterev.bsky.social's scoop today about the “slashing” of CFPB bank exams, which is *arguably the biggest thing the agency does,* is worth paying attention to 🧵
bit.ly/4k7X3uN1/8
bit.ly/4k7X3uN1/8
bit.ly
January 29, 2026 at 10:57 PM
Plenty of CFPB news in the past year. I get it if people have lost the plot. But @reporterev.bsky.social's scoop today about the “slashing” of CFPB bank exams, which is *arguably the biggest thing the agency does,* is worth paying attention to 🧵
bit.ly/4k7X3uN1/8
bit.ly/4k7X3uN1/8
Snowy day cheeseburger from I Egg You in DC
January 28, 2026 at 4:51 PM
Snowy day cheeseburger from I Egg You in DC
Snow day pasta with ricotta and spinach (recipe ATK). What is happening in MN is shameful and disgusting.
January 25, 2026 at 1:46 PM
Snow day pasta with ricotta and spinach (recipe ATK). What is happening in MN is shameful and disgusting.
Brian Shearer and Adam Levitin—two of the biggest brains in consumer finance land—have been going back and forth on the proposed 10% credit card interest rate cap. It’s a policy debate that’s both wonky and worth your time. Here’s a little thread. 1/9
January 23, 2026 at 7:52 PM
Brian Shearer and Adam Levitin—two of the biggest brains in consumer finance land—have been going back and forth on the proposed 10% credit card interest rate cap. It’s a policy debate that’s both wonky and worth your time. Here’s a little thread. 1/9
“Crypto needs clear rules!”
Industry sees rules it doesn’t like
“Not like that.”
And the bill’s gone. www.foxbusiness.com/politics/sen...
Industry sees rules it doesn’t like
“Not like that.”
And the bill’s gone. www.foxbusiness.com/politics/sen...
Senate Banking Committee postpones vote on crypto market structure legislation amid industry pushback
Crypto legislation vote postponed as Coinbase CEO withdraws support from CLARITY Act, citing concerns over tokenized equities ban and DeFi restrictions.
www.foxbusiness.com
January 20, 2026 at 3:45 PM
“Crypto needs clear rules!”
Industry sees rules it doesn’t like
“Not like that.”
And the bill’s gone. www.foxbusiness.com/politics/sen...
Industry sees rules it doesn’t like
“Not like that.”
And the bill’s gone. www.foxbusiness.com/politics/sen...
See also: www.nytimes.com/2026/01/14/b...
January 14, 2026 at 4:08 PM
See also: www.nytimes.com/2026/01/14/b...
In the endless stream of "this one is really up to courts and financial institutions follow the Trump admin's fan fic' at their own peril," here is a new entry. www.reuters.com/legal/govern...
US withdraws policy expressly barring lending bias against immigrants
The U.S. Consumer Financial Protection Bureau and the Department of Justice withdrew guidance expressly prohibiting lenders from discriminating against immigrants and non-citizens on Monday, potenti...
www.reuters.com
January 14, 2026 at 3:19 PM
In the endless stream of "this one is really up to courts and financial institutions follow the Trump admin's fan fic' at their own peril," here is a new entry. www.reuters.com/legal/govern...
1/ Just to zoom out to the bigger picture here – President Trump’s floated ban on investors purchasing single-family homes is part of a broader pattern of faux-affordability rhetoric 🧵 www.nytimes.com/2026/01/07/b...
Trump Wants to Bar Wall St. Investors From Buying Single-Family Homes
www.nytimes.com
January 9, 2026 at 2:48 PM
1/ Just to zoom out to the bigger picture here – President Trump’s floated ban on investors purchasing single-family homes is part of a broader pattern of faux-affordability rhetoric 🧵 www.nytimes.com/2026/01/07/b...
Reposted by Brad Lipton
Thanks to a major investigation from @groundwork.bsky.social, @moreperfectunion.bsky.social, and @consumerreports.org, the FTC is reportedly probing Instacart’s AI pricing tool, which charged shoppers up to 23% more for the same items, in the same store, at the same time.
Exclusive: FTC probes Instacart's AI pricing tool, source says; shares drop
The U.S. Federal Trade Commission is probing Instacart , two sources familiar with the matter told Reuters, as the retail platform faces criticism over its artificial intelligence-driven pricing tool.
www.reuters.com
December 18, 2025 at 7:01 PM
Thanks to a major investigation from @groundwork.bsky.social, @moreperfectunion.bsky.social, and @consumerreports.org, the FTC is reportedly probing Instacart’s AI pricing tool, which charged shoppers up to 23% more for the same items, in the same store, at the same time.
This piece by @ronmknox.bsky.social is terrific. I would add that where we are today on these issues is 100% a result of policy choices.
The Democratic party today remains trapped in its neoliberal past.
But working Americans everywhere are raging against corporate power - a rising political antimonopoly movement. The Dem party will either embrace it, or lose. New from me in @thenation.com
www.thenation.com/article/acti...
But working Americans everywhere are raging against corporate power - a rising political antimonopoly movement. The Dem party will either embrace it, or lose. New from me in @thenation.com
www.thenation.com/article/acti...
Anger at Corporate Power Is Everywhere
It should guide the Democrats.
www.thenation.com
December 17, 2025 at 4:19 PM
This piece by @ronmknox.bsky.social is terrific. I would add that where we are today on these issues is 100% a result of policy choices.
Reposted by Brad Lipton
Corporate Power Director @bradlipton.bsky.social: the real con is using every trick in the book to let scammers and Wall Street take people’s hard-earned money, making families’ household balance sheets, retirement, and just about everything else harder.
For instance: www.npr.org/2025/02/10/n...
For instance: www.npr.org/2025/02/10/n...
The Trump administration has stopped work at the CFPB. Here's what the agency does
It's the main U.S. agency tasked with overseeing the financial products and services used by everyday Americans. The CFPB's new head has closed its offices and told staff to stay home.
www.npr.org
December 4, 2025 at 8:11 PM
Corporate Power Director @bradlipton.bsky.social: the real con is using every trick in the book to let scammers and Wall Street take people’s hard-earned money, making families’ household balance sheets, retirement, and just about everything else harder.
For instance: www.npr.org/2025/02/10/n...
For instance: www.npr.org/2025/02/10/n...
Are people are hitting their limit on what they’ll tolerate in the name of corporate profits? When companies can adjust prices based on your data, it breaks the basic expectation that markets let people shop and choose freely. www.nytimes.com/2025/11/29/n...
N.Y. Law Could Set Stage for A.I. Regulation’s Next ‘Big Battleground’
www.nytimes.com
December 1, 2025 at 9:31 PM
Are people are hitting their limit on what they’ll tolerate in the name of corporate profits? When companies can adjust prices based on your data, it breaks the basic expectation that markets let people shop and choose freely. www.nytimes.com/2025/11/29/n...
Reposted by Brad Lipton
This story is honestly insane. Faraway investors buying up Detroit homes and turning them into crypto tokens; letting housing fall into disrepair, and evicting residents. This is what happens in an extraction economy.
Housing + Private Equity = A recipe for profit over people.
As urgency grows around housing and affordability, we peel back the curtain on an issue impacting hundreds of Detroit residents: housing as a digital investment asset.
https://bit.ly/4o1ISIg
As urgency grows around housing and affordability, we peel back the curtain on an issue impacting hundreds of Detroit residents: housing as a digital investment asset.
https://bit.ly/4o1ISIg
November 18, 2025 at 8:31 PM
This story is honestly insane. Faraway investors buying up Detroit homes and turning them into crypto tokens; letting housing fall into disrepair, and evicting residents. This is what happens in an extraction economy.
Reposted by Brad Lipton
Companies are working overtime to stratify consumers, separating the haves from both the have nots and the have yachts
on.ft.com/4p6brF8 How the American dream turned out to be pay to play
on.ft.com/4p6brF8 How the American dream turned out to be pay to play
How the American dream turned out to be pay to play
[FREE TO READ] Big brands from Disney to American Express are profiting from economic divisions and making them wider
on.ft.com
November 13, 2025 at 12:30 PM
Companies are working overtime to stratify consumers, separating the haves from both the have nots and the have yachts
on.ft.com/4p6brF8 How the American dream turned out to be pay to play
on.ft.com/4p6brF8 How the American dream turned out to be pay to play
A lot is being said about #crypto in Washington right now. The Senate has markup planned soon on the second bill in a planned trilogy. What’s it about and why should you care? I’ve broken down why we all need to be paying attention via @rooseveltinstitute.org's blog. Let me dive in. 🧵
September 26, 2025 at 4:10 PM
A lot is being said about #crypto in Washington right now. The Senate has markup planned soon on the second bill in a planned trilogy. What’s it about and why should you care? I’ve broken down why we all need to be paying attention via @rooseveltinstitute.org's blog. Let me dive in. 🧵
Reposted by Brad Lipton
Congress is rewriting the rules of crypto.
The next “market structure” bill could shift oversight from the SEC to the CFTC—gutting investor protections and risking another financial crisis. Brad Lipton with the explainer you need 👇: rooseveltinstitute.org/blog/w...
The next “market structure” bill could shift oversight from the SEC to the CFTC—gutting investor protections and risking another financial crisis. Brad Lipton with the explainer you need 👇: rooseveltinstitute.org/blog/w...
September 25, 2025 at 8:02 PM
Congress is rewriting the rules of crypto.
The next “market structure” bill could shift oversight from the SEC to the CFTC—gutting investor protections and risking another financial crisis. Brad Lipton with the explainer you need 👇: rooseveltinstitute.org/blog/w...
The next “market structure” bill could shift oversight from the SEC to the CFTC—gutting investor protections and risking another financial crisis. Brad Lipton with the explainer you need 👇: rooseveltinstitute.org/blog/w...
Reposted by Brad Lipton
When billionaires like Elon Musk stroll the Oval Office, it’s a reminder: corporations will bend government to their own interests.
In #FiresideStacks🔥, Brad Lipton explores why leaders must act boldly so government truly works for the people. www.firesidestacks.com/p/corporatio...
In #FiresideStacks🔥, Brad Lipton explores why leaders must act boldly so government truly works for the people. www.firesidestacks.com/p/corporatio...
September 18, 2025 at 5:20 PM
When billionaires like Elon Musk stroll the Oval Office, it’s a reminder: corporations will bend government to their own interests.
In #FiresideStacks🔥, Brad Lipton explores why leaders must act boldly so government truly works for the people. www.firesidestacks.com/p/corporatio...
In #FiresideStacks🔥, Brad Lipton explores why leaders must act boldly so government truly works for the people. www.firesidestacks.com/p/corporatio...
Pasta with uni, Calabrian chili, and tobiko. Inspired by @kenjilopezalt.bsky.social with a few adjustments (fish sauce, the tobiko).
September 6, 2025 at 2:32 PM
Pasta with uni, Calabrian chili, and tobiko. Inspired by @kenjilopezalt.bsky.social with a few adjustments (fish sauce, the tobiko).
Bumping research by my former colleague Brian Shearer showing that a credit card rate cap of 15% would save Americans $48 billion a year *without making any FICO tier unprofitable*. (Brian now works for @ganeshsitaraman.bsky.social.) apnews.com/article/cred...
Americans would save $100B if credit card rates were capped as Trump proposed, researchers say
A new paper from Vanderbilt University suggests Americans could save about $100 billion annually if credit card interest rates were capped at 10%, as proposed by President Donald Trump.
apnews.com
September 4, 2025 at 8:49 PM
Bumping research by my former colleague Brian Shearer showing that a credit card rate cap of 15% would save Americans $48 billion a year *without making any FICO tier unprofitable*. (Brian now works for @ganeshsitaraman.bsky.social.) apnews.com/article/cred...