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africanhbd.bsky.social
African Houston Business Directory
@africanhbd.bsky.social
9 followers 0 following 74 posts
Finding African descent professionals or businesses that cater to the community is easy with the African Houston Business Directory. Visit & join http://africanhbd.com
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africanhbd.bsky.social
"Studies show that 5 key attitudes often influence how people #save or #spend.

#Impulsive: Saves the lowest amount & may have #money trouble

Tools that may help
Set up an automated savings plan"
Wait 24 hours before a purchase
Make spending less tempting"

- @ambetterhealth.bsky.social
December 17, 2025 at 2:27 AM
africanhbd.bsky.social
#Immigrants & #Natives to Wealth: Understand #Wealth Origins [5/5]

They also face different dilemmas in #parenting effectively and in making choices about #estateplanning.
lnkd.in/g6GvNk2X

#DallasBusiness #WealthGap #BlackWealth #HoustonBusiness #BlackX #BlackTwitter
LinkedIn
This link will take you to a page that’s not on LinkedIn
lnkd.in
December 9, 2025 at 4:12 PM
africanhbd.bsky.social
#Immigrants & #Natives to Wealth: Understand #Wealth Origins

- #financialliteracy training throughout #childhood
- relying on the #parents to actively model and teach both #values and #skills

lnkd.in/g6GvNk2X

#tech #wealth #BlackWealth @afro-tech.bsky.social #afrotech #adulting #Houston [4/5]
LinkedIn
This link will take you to a page that’s not on LinkedIn
lnkd.in
December 2, 2025 at 6:19 PM
africanhbd.bsky.social
Immigrants & #Natives to Wealth: Understand #Wealth Origins - Where battles play out most commonly is in fights over #spending patterns. Financial training of succeeding generations must be a thoughtful part of the family system for both #acquirers and #inheritors. ncfp.org/wp-content/u...

[3/5]
ncfp.org
November 24, 2025 at 10:08 PM
africanhbd.bsky.social
Immigrants & Natives to Wealth: Understand People Wealth Origins

- Fearing “the dark side of #wealth” the seductive aspects of #affluence that sap #motivation etc.,

vs.

- #Heirs Raised with Wealth

www.ncfp.org/wp-content/u...

#Tx #Blacksky @baddiess.bsky.social @afro-tech.bsky.social [2/5]
www.ncfp.org
November 18, 2025 at 9:24 PM
africanhbd.bsky.social
Is the @nba.com #rigged & @newsfromgoogle.bsky.social already knows the outcome? Or can #Google see the future? #Warriors already defeated the #Spurs 125-120 according to the below Google top stories before the #NBA game starts tonight. Or glitch mistake? We'll see. @warriorsofficial.bsky.social
November 14, 2025 at 7:27 PM
africanhbd.bsky.social
Immigrants & Natives to Wealth: Understand People #Wealth Origins

#Leaders should be sensitive to the origins of peoples’ wealth for understanding, support, #lifeplanning & #intergenerational #communication.

www.ncfp.org/wp-content/u...

#Tech #Techsgiving #Baddies #Afrotech [1/5]
www.ncfp.org
November 13, 2025 at 3:13 AM
africanhbd.bsky.social
7 Essential #Personality Traits All #Successful #Entrepreneurs Must Have by #crowdspring (Part 2)

Trait 7: Self-Discipline

" #SelfDiscipline and the ability to say no to things is key to being able to #focus on what’s most important in your #business.

www.crowdspring.com/blog/entrepr...

#Texas
7 Essential Personality Traits All Successful Entrepreneurs Must Have - crowdspring Blog
If you're considering starting a business, are you cut out to be an entrepreneur? Do you have these seven essential entrepreneurial traits?
www.crowdspring.com
October 28, 2025 at 6:09 PM
africanhbd.bsky.social
7 Essential #Personality Traits All #Successful #Entrepreneurs Must Have

by #crowdspring (Part 1)

Do you have these #entrepreneurial traits?

#Vision
#Passion
#Pragmatism
#ProblemSolving
#Flexibility
#Bravery
#Selfdiscipline

www.crowdspring.com/blog/entrepr...

#Leader #Advisor #Texas
7 Essential Personality Traits All Successful Entrepreneurs Must Have - crowdspring Blog
If you're considering starting a business, are you cut out to be an entrepreneur? Do you have these seven essential entrepreneurial traits?
www.crowdspring.com
October 28, 2025 at 6:00 PM
africanhbd.bsky.social
escalating conflict, to educate the family about new possibilities and practices, &

Attention to #relationship dynamics may increase client satisfaction & loyalty, increasing the chances the family will remain with a #firm when asset ownership passes to the next generation.

3/3 #Houston
October 23, 2025 at 1:57 AM
africanhbd.bsky.social
These skills include the ability to gain the trust of multiple family members with different views and suspicions of each other, to probe for deeper issues during inter- views, to be able to bring issues up in relevant ways within the family without unduly...

#BlackHouston
2/3
October 23, 2025 at 1:57 AM
africanhbd.bsky.social
#Business Relationships and Family Dynamics

Firms need to evaluate potential hires for #emotionalintelligence, #empathic skill in client #relationships, and awareness of affluent #familydynamics beyond a superficial level.

ncfp.org/wp-content/u...

#BlackTexas #WealthManagement
1/3
ncfp.org
October 23, 2025 at 1:55 AM
africanhbd.bsky.social
Effective #Leader and #Advisor Communication

Effective #leaders and #advisors are communicating clearly about the process of advising, speaking the client’s language, #listening actively and passively, and managing their self.

#BlackTexas #BlackHouston #supportblackbusiness #BlackOwnedBusiness
October 16, 2025 at 2:43 AM
africanhbd.bsky.social
A good advisor/ leader can:
- encourage to take a hard look at behavioral tendencies.

- offer “big picture” #advice

#dallasblackownedbusiness #houstonblackownedbusiness [2/2]
October 7, 2025 at 9:16 PM
africanhbd.bsky.social
A good #advisor/ #leader can:

- have regular educational discussions during client meetings.

- show impact #financial decisions have on #family members, #lifestyle, or the family #legacy. [1/2]

#supportblackbusiness #BlackOwnedBusiness
October 7, 2025 at 9:15 PM
africanhbd.bsky.social
Happy Fall Holidays & Financial #Empowerment 🍊🌬️🍁We're attaining #financialempowerment!

www.linkedin.com/pulse/happy-...

or

www.africanhbd.com/blog/financi...

#FinancialIndependence #nutrition #fruits #financialplan #diversification #saving #investing #travel #moneysavingtips #goals #life #DEI
Happy Fall Holidays & Financial Empowerment 🍊🌬️🍁
Happy fall holidays & a full slate of special times with loved ones! Whether you're celebrating Hispanic Heritage Month, Autumnal Equinox Day, Family Day, International Week of Happiness at Work, Reco...
www.linkedin.com
September 30, 2025 at 6:15 PM
africanhbd.bsky.social
Our very own, rising star, Steve. Great work! The deep insights and #volunteership are appreciated.
x.com/finplan/stat...

#Houston #Texas #Biz #volunteersmakeadifference #GiveBack #BlackLivesMatter
September 24, 2025 at 4:28 PM
africanhbd.bsky.social
There are many existing #beliefs #Biases. A #mind trap our #brain may play when new information contradicts old thinking that can affect #DecisionmMaking. Here are several.

cognitive dissonance

conservatism #bias

confirmation

representative

illusion of control

hindsight

#Houston #Texas #Biz
September 16, 2025 at 10:04 PM
africanhbd.bsky.social
#Unemployment/ the inability to get a suitable job is often higher for Black #Americans than White Americans, even after accounting for higher education. There are #systemic issues at play that need to be resolved to help the American #economy & #community.

www.wsj.com/livecoverage...

#Jobs #Merit
Black Unemployment Rises Again in Jobs Report
The racial gap in the labor market is widening. The unemployment rate for Black Americans rose to 7.5% in August, the Bureau of Labor Statistics said Friday. That’s up from a seasonally adjusted 7.2% ...
www.wsj.com
September 9, 2025 at 11:40 PM
africanhbd.bsky.social
Many #emotional #biases can hold others back and hold ourselves back, if we let them.

A few are:

#Overconfidence

Status quo

Illusion of control

#CognitiveBias

Recency #bias

Confirmation bias

Which one are you privy to and susceptible to?

#HoustonTexas #Texas #DallasTX #DallasTexas
September 3, 2025 at 11:24 PM
africanhbd.bsky.social
Fred Hampton's life story is fascinating. There's no denying that he was a powerful #leader trying to uplift people. He was assassinated by the U.S. government, as plenty of evidence shows, along with Mark Clark.

#FredHampton #UnitedStates #Community

www.youtube.com/watch?v=tF7_...
Chairman Fred Hampton Speech Collection
YouTube video by Woven Teaching
www.youtube.com
September 1, 2025 at 1:44 AM
africanhbd.bsky.social
#ExecutivePlanning & Company Stock Opportunities/Threats

Some questions to keep in mind for #company stock.

What will these #assets be used for in your #financialplan (#retirement, #business, #charitable)?

What would be more disturbing: selling a security that continues
[1/3]
August 21, 2025 at 4:09 AM
africanhbd.bsky.social
What would be more disturbing: selling a security that continues to rise, or holding one that continues to fall?

If you were presented with cash equal to the value of your current position, how much would you allocate to your company #stock?

#HoustonTX #Family #Investing
[2/3]
August 21, 2025 at 4:08 AM
africanhbd.bsky.social
What will these #assets be used for in your #financialplan (#retirement, #business, #charitable)?

What is the #exitstrategy for these positions?

Direction of #taxrates?

#Intergenerational #businessowners #leaders #intergenerationalwealth #financialLiteracy #DynastyOfLove [3/3]
August 21, 2025 at 4:08 AM
africanhbd.bsky.social
Bringing up The #Family into #Intergenerational Wealth

As #businessowners & #leaders become successful, it's important to cultivate the family into #intergenerationalwealth, so it is not commonly lost by the 2nd or 3rd generation.

#financialLiteracy #dynasty

#Houston #Texas
August 13, 2025 at 1:05 AM