For me, ths issue is that 50 year mortgages are necessary because we are making it very hard to build new housing (except for apartments)

Just like with student loans, mortgage repayment puts the interest payment first, so people will accumulate equity very slowly. There is also added on to the payments a form of insurance to protect the bank until you have paid 20% of the principal, which will be many years.

For the last 33 years, all climate policy, has been about one thing, and that is preserving the lifestyles of the richest people in the world. Not just billionaires, but those on very high salaries who control every organization in the world.
www.theguardian.com/environment/...
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That she fucking stole from the Senecas.
Who can we just take money from, and who gets endless prrotection