Andrew Lokenauth | TheFinanceNewsletter.com
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Andrew Lokenauth | TheFinanceNewsletter.com
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If you inherit $1 million, here are 7 things to do ASAP:

1. Don’t tell anyone
2. Get a good tax attorney
3. Pay off high-interest debt
4. Keep 6-12 months of living expenses in HYSA or T-bills
5. Max out Roth IRA
6. Invest in index funds like $VOO $VGT $VXUS
7. Umbrella insurance policy

What else?
November 29, 2025 at 7:04 PM
Chuck Grassley running for senate at age 95 is insane
November 26, 2025 at 12:50 AM
Google just added $800 billion in market value in the last 30 days.

$GOOGL believes TPU adoption will allow it to take 10% of Nvidia's revenue.

Google now controls the chip, the cloud, the model, and the app. Gemini 3 is beating everyone. Buffett invested $5 billion. $GOOGL hitting all time highs.
November 25, 2025 at 8:04 PM
Over 70% of Americans are now living below the poverty line, according to Mike Green.

If you make under $140,000 a year, you're living in poverty if we measure it the same way we did in the 1960s.
November 25, 2025 at 4:47 PM
BREAKING: September PPI inflation rises to 2.7%, above expectations.

Are you ready for what's next?

Rate cuts are coming into rising inflation with a weakening labor market.

If you don’t own assets, you'll be left behind.
November 25, 2025 at 2:57 PM
Trump has now cancelled the:

- Jobs Report
- Inflation Report
- GDP Report

I’m sure everything is fine.
November 25, 2025 at 6:19 AM
The 5 biggest tech companies have borrowed $90 billion in debt over the last 3 months.

That's more than they borrowed in the last 3 years.

Meta: $30 Billion
Google: $25 Billion
Oracle: $18 Billion
Amazon: $15 Billion

That's a 400% acceleration in debt.
November 25, 2025 at 3:27 AM
Americans with college degrees make up 25% of all unemployed, a record high.

Even worse? Student loan defaults hit a record 14.3%

Should student loan debt be forgiven?
November 25, 2025 at 1:18 AM
The US government added $2.2 trillion of debt this past year.

What happened to DOGE?
November 24, 2025 at 5:55 PM
Too much money is chasing AI valued on hype:

1. Nvidia invests in Company A
2. Company A uses money to buy chips from Nvidia
3. Nvidia records it as 'Revenue' and stock price goes up
4. Repeat

No actual profit is made, just money moving in circles to inflate stocks based on vibes.
November 23, 2025 at 7:58 PM
Al Bundy was able to afford this home while making $6 an hour selling women's shoes with only a high school diploma.

This was considered normal in 1987.
November 23, 2025 at 2:14 AM
Working your whole life to enjoy a few years when you're close to death is one of the biggest scams nobody talks about.

You spend your healthiest years making someone else rich. Sitting in traffic. Stuck in meetings.

You'll never get those years back. Time is the one asset you can't buy more of.
November 23, 2025 at 12:20 AM
This week’s recap
November 22, 2025 at 11:43 PM
The S&P 500 is on track for its worst November since the 2008 financial crisis.

Hopefully December treats us better.
November 22, 2025 at 10:12 PM
Sam Altman admits OpenAI is in trouble after Gemini 3 release in a leaked memo, per The Information.

OpenAI is projected to lose $7B by 2028. They're burning $8.5B a year trying to compete.

Google has YouTube, Search, Gmail, Maps, and Android. Billions of users. No other company has that combo.
November 22, 2025 at 8:37 PM
Everyone wanted Microsoft at $560, Amazon at $260, and Nvidia at $220.

But they don't want Microsoft at $460, Amazon at $210, and Nvidia at $170.

The psychology of investing is wild.
November 22, 2025 at 6:24 PM
Career Advice: The company you work for is NOT your family, and you don't owe your job anything beyond the work that you are paid to do.

If they can make more money by laying you off, they will.

If you ever have an opportunity to better yourself, never feel guilty about doing what is best for you.
November 22, 2025 at 3:49 AM
Retirement age is 67. Life expectancy is 76.

Something doesn't add up.

50 years of work to enjoy 9 years of freedom?

We need to shift this mindset.

Retirement is a financial goal, not an age.
November 22, 2025 at 12:56 AM
JUST IN: The CPI inflation report has been CANCELLED by the US Labor Department for October.

How bad are the numbers?
November 21, 2025 at 9:13 PM
Palantir’s CEO Alex Karp just filed to sell more shares of $PLTR, for almost $100 million.

Palantir is now down -25% since Michael Burry disclosed his short position.
November 21, 2025 at 7:10 PM
Nvidia's CEO Jensen Huang just said, "The whole world would've fallen apart" if $NVDA has a bad quarter and missed earnings expectations.

Do you realize what's happening?

The "picks and shovel" phase of this gold rush over. Nvidia sold the tools but miners are struggling to find gold.
November 21, 2025 at 5:30 PM
BREAKING: SoftBank falls over -10% after Asian markets open, over AI bubble fears.

SoftBank has over $30 Billion invested in OpenAI.
November 21, 2025 at 3:23 AM
$1 TRILLION wiped out from stocks today due to fears of:

1. Jobs data (higher unemployment rate)
2. AI bubble (Nvidia down 3%)
3. Consumers cutting back on discretionary spending (Target reported disappointing sales)
November 20, 2025 at 10:04 PM
Auto repossessions are now its highest since 2009.

And the U.S. now has a record $1.7 trillion in auto loans.

Meanwhile... U.S. subprime auto loan delinquencies are its worst in 30 years.
November 20, 2025 at 3:49 AM
Me in 1999 instead of buying Nvidia shares
November 19, 2025 at 11:31 PM