Team Concepts
@teamconcepts.bsky.social
Independent mortgage advice for expats in Amsterdam.
Whether it's permanent or a temporary relocation, December is the perfect month to lay the groundwork for your move to the Netherlands before the January rush hits. What’s one thing you’ll cross off your list this weekend? Let us know or ask us how to get started!
December 6, 2025 at 8:01 AM
Whether it's permanent or a temporary relocation, December is the perfect month to lay the groundwork for your move to the Netherlands before the January rush hits. What’s one thing you’ll cross off your list this weekend? Let us know or ask us how to get started!
December is a time to reflect – on what’s changed, what you’ve overcome, and what dreams you’re still holding onto.
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
December 3, 2025 at 8:01 AM
December is a time to reflect – on what’s changed, what you’ve overcome, and what dreams you’re still holding onto.
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
Why it's worth it:
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
November 30, 2025 at 8:00 AM
Why it's worth it:
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Let’s clear up some common misconceptions about adapting to Dutch culture as a newcomer:
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
November 27, 2025 at 8:01 AM
Let’s clear up some common misconceptions about adapting to Dutch culture as a newcomer:
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
November is the perfect time to reflect on your progress and keep moving forward, no matter how slow it feels. The journey to your goals isn’t a race, it’s about steady commitment.
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
November 24, 2025 at 8:01 AM
November is the perfect time to reflect on your progress and keep moving forward, no matter how slow it feels. The journey to your goals isn’t a race, it’s about steady commitment.
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
Here are some lesser-known Dutch words related to mortgages and home buying that can help you sound like a pro. Knowing these terms gives you an edge when talking mortgages in the Netherlands!
November 18, 2025 at 8:01 AM
Here are some lesser-known Dutch words related to mortgages and home buying that can help you sound like a pro. Knowing these terms gives you an edge when talking mortgages in the Netherlands!
Thinking about buying a home in the Netherlands? Here’s a quick rundown of key things to keep in mind.
Remember, buying your Dutch dream home IS possible with the right info and support!
Remember, buying your Dutch dream home IS possible with the right info and support!
November 15, 2025 at 8:01 AM
Thinking about buying a home in the Netherlands? Here’s a quick rundown of key things to keep in mind.
Remember, buying your Dutch dream home IS possible with the right info and support!
Remember, buying your Dutch dream home IS possible with the right info and support!
Focus on what you can control today, keep showing up, and trust that momentum will build. Remember, securing your home here is a journey, not a sprint. You’re doing great!
November 12, 2025 at 8:01 AM
Focus on what you can control today, keep showing up, and trust that momentum will build. Remember, securing your home here is a journey, not a sprint. You’re doing great!
🎉 Celebrate Sint Maarten Like a Local! 🇳🇱✨
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
November 9, 2025 at 8:01 AM
🎉 Celebrate Sint Maarten Like a Local! 🇳🇱✨
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
Thinking about where to settle down in the Netherlands? Choosing between city life and countryside living can be a tough call. Both have their perks and their challenges.
Which would you choose? City buzz or country calm? Let me know!👇
Which would you choose? City buzz or country calm? Let me know!👇
November 6, 2025 at 8:01 AM
Thinking about where to settle down in the Netherlands? Choosing between city life and countryside living can be a tough call. Both have their perks and their challenges.
Which would you choose? City buzz or country calm? Let me know!👇
Which would you choose? City buzz or country calm? Let me know!👇
As the year winds down, November is your chance to focus on growth, not just results. Keep pushing, learning, and evolving because who you become matters more than what you finish.
Own your journey this month!
Own your journey this month!
November 3, 2025 at 8:01 AM
As the year winds down, November is your chance to focus on growth, not just results. Keep pushing, learning, and evolving because who you become matters more than what you finish.
Own your journey this month!
Own your journey this month!
If you’re moving to Friesland or just curious about Frisian, here are 7 key words related to house hunting to get you started:
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
October 28, 2025 at 8:02 AM
If you’re moving to Friesland or just curious about Frisian, here are 7 key words related to house hunting to get you started:
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
When moving into a Dutch home, one thing many expats overlook is the CV-ketel – the central heating pump that keeps you warm during those chilly months.
Need help understanding your rental responsibilities? We’re here for you.
Need help understanding your rental responsibilities? We’re here for you.
October 25, 2025 at 7:01 AM
When moving into a Dutch home, one thing many expats overlook is the CV-ketel – the central heating pump that keeps you warm during those chilly months.
Need help understanding your rental responsibilities? We’re here for you.
Need help understanding your rental responsibilities? We’re here for you.
This rare rooftop access offers a fresh, elevated perspective of the city – an ideal way to wrap up your weekend. Enjoy the view!✨
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
October 19, 2025 at 7:00 AM
This rare rooftop access offers a fresh, elevated perspective of the city – an ideal way to wrap up your weekend. Enjoy the view!✨
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
Here’s what you should know ⬇️
✅ Energiebespaarlening (Nationaal Warmtefonds):
✅ Groene/Duurzaamheidslening
✅ Duurzame Monumenten-Lening
Why making your home energy efficient matters matters:
✨ Lower energy bills over time
✨ Boosts comfort & home value
✨ Supports sustainability goals
✅ Energiebespaarlening (Nationaal Warmtefonds):
✅ Groene/Duurzaamheidslening
✅ Duurzame Monumenten-Lening
Why making your home energy efficient matters matters:
✨ Lower energy bills over time
✨ Boosts comfort & home value
✨ Supports sustainability goals
October 16, 2025 at 7:01 AM
Here’s what you should know ⬇️
✅ Energiebespaarlening (Nationaal Warmtefonds):
✅ Groene/Duurzaamheidslening
✅ Duurzame Monumenten-Lening
Why making your home energy efficient matters matters:
✨ Lower energy bills over time
✨ Boosts comfort & home value
✨ Supports sustainability goals
✅ Energiebespaarlening (Nationaal Warmtefonds):
✅ Groene/Duurzaamheidslening
✅ Duurzame Monumenten-Lening
Why making your home energy efficient matters matters:
✨ Lower energy bills over time
✨ Boosts comfort & home value
✨ Supports sustainability goals
“The only way to do great work is to love what you do.”
— Steve Jobs
Whatever your goals are this week, passion is the fuel that keeps you moving forward. Keep loving what you do and watch your journey thrive!
What’s motivating you this Monday? Let us know!
— Steve Jobs
Whatever your goals are this week, passion is the fuel that keeps you moving forward. Keep loving what you do and watch your journey thrive!
What’s motivating you this Monday? Let us know!
October 13, 2025 at 7:02 AM
“The only way to do great work is to love what you do.”
— Steve Jobs
Whatever your goals are this week, passion is the fuel that keeps you moving forward. Keep loving what you do and watch your journey thrive!
What’s motivating you this Monday? Let us know!
— Steve Jobs
Whatever your goals are this week, passion is the fuel that keeps you moving forward. Keep loving what you do and watch your journey thrive!
What’s motivating you this Monday? Let us know!
Looking for a home in the Netherlands? These 8 key Dutch words will help you navigate listings, contracts, and viewings with confidence.
Knowing these words means less confusion and smoother communication. Want more house hunting vocab? Just say the word!
Knowing these words means less confusion and smoother communication. Want more house hunting vocab? Just say the word!
October 7, 2025 at 7:01 AM
Looking for a home in the Netherlands? These 8 key Dutch words will help you navigate listings, contracts, and viewings with confidence.
Knowing these words means less confusion and smoother communication. Want more house hunting vocab? Just say the word!
Knowing these words means less confusion and smoother communication. Want more house hunting vocab? Just say the word!
📅 How to check your WOZ-waarde: You receive an official letter each year, or you can look it up online on your municipality’s website.
⚠️ Tip: If you think the WOZ-waarde is too high, you can appeal – this might reduce your taxes or rent!
⚠️ Tip: If you think the WOZ-waarde is too high, you can appeal – this might reduce your taxes or rent!
October 4, 2025 at 7:00 AM
📅 How to check your WOZ-waarde: You receive an official letter each year, or you can look it up online on your municipality’s website.
⚠️ Tip: If you think the WOZ-waarde is too high, you can appeal – this might reduce your taxes or rent!
⚠️ Tip: If you think the WOZ-waarde is too high, you can appeal – this might reduce your taxes or rent!
October is a month of transition: the leaves change, the days get shorter, and a new rhythm settles in.
Just like the seasons, your expat journey is full of change and growth. Use this time to slow down, reflect, and appreciate how far you’ve come.
Just like the seasons, your expat journey is full of change and growth. Use this time to slow down, reflect, and appreciate how far you’ve come.
October 1, 2025 at 7:02 AM
October is a month of transition: the leaves change, the days get shorter, and a new rhythm settles in.
Just like the seasons, your expat journey is full of change and growth. Use this time to slow down, reflect, and appreciate how far you’ve come.
Just like the seasons, your expat journey is full of change and growth. Use this time to slow down, reflect, and appreciate how far you’ve come.
🎨Wander through massive, site-specific graffiti and paintings created on-site, in a raw, industrial atmosphere.
🖼️Catch both permanent collections an&d rotating exhibitions featuring emerging talent.
🌆Climb the Panorama Terrace for a fresh perspective on the colourful installations below.
🖼️Catch both permanent collections an&d rotating exhibitions featuring emerging talent.
🌆Climb the Panorama Terrace for a fresh perspective on the colourful installations below.
September 28, 2025 at 7:01 AM
🎨Wander through massive, site-specific graffiti and paintings created on-site, in a raw, industrial atmosphere.
🖼️Catch both permanent collections an&d rotating exhibitions featuring emerging talent.
🌆Climb the Panorama Terrace for a fresh perspective on the colourful installations below.
🖼️Catch both permanent collections an&d rotating exhibitions featuring emerging talent.
🌆Climb the Panorama Terrace for a fresh perspective on the colourful installations below.
VvE contributions are made for shared expenses in the building.
Typical examples include:
🧹 Cleaning and maintenance of common areas
🛗 Elevator upkeep
🚮 Waste collection fees for shared facilities
💧 Water & energy use in common spaces
🏢 Building insurance (not your personal home contents insurance)
Typical examples include:
🧹 Cleaning and maintenance of common areas
🛗 Elevator upkeep
🚮 Waste collection fees for shared facilities
💧 Water & energy use in common spaces
🏢 Building insurance (not your personal home contents insurance)
September 25, 2025 at 7:01 AM
VvE contributions are made for shared expenses in the building.
Typical examples include:
🧹 Cleaning and maintenance of common areas
🛗 Elevator upkeep
🚮 Waste collection fees for shared facilities
💧 Water & energy use in common spaces
🏢 Building insurance (not your personal home contents insurance)
Typical examples include:
🧹 Cleaning and maintenance of common areas
🛗 Elevator upkeep
🚮 Waste collection fees for shared facilities
💧 Water & energy use in common spaces
🏢 Building insurance (not your personal home contents insurance)
Settling into a new country is a journey, not a destination.
What’s one goal you’re working on this week? Share with us below!
#MondayMotivation #LongTermExpats #MakingItHome #TeamConcepts #DutchLife
What’s one goal you’re working on this week? Share with us below!
#MondayMotivation #LongTermExpats #MakingItHome #TeamConcepts #DutchLife
September 22, 2025 at 7:01 AM
Settling into a new country is a journey, not a destination.
What’s one goal you’re working on this week? Share with us below!
#MondayMotivation #LongTermExpats #MakingItHome #TeamConcepts #DutchLife
What’s one goal you’re working on this week? Share with us below!
#MondayMotivation #LongTermExpats #MakingItHome #TeamConcepts #DutchLife
If you’re moving to the Netherlands, one of the first things you’ll need to do is register for your BSN number – your Citizen Service Number. Usually, you get it when you register at your local city hall after arriving.
🔑 Pro tip: Don’t wait! Registering early makes the rest of your move smoother.
🔑 Pro tip: Don’t wait! Registering early makes the rest of your move smoother.
September 13, 2025 at 7:01 AM
If you’re moving to the Netherlands, one of the first things you’ll need to do is register for your BSN number – your Citizen Service Number. Usually, you get it when you register at your local city hall after arriving.
🔑 Pro tip: Don’t wait! Registering early makes the rest of your move smoother.
🔑 Pro tip: Don’t wait! Registering early makes the rest of your move smoother.
Moving to a new country is a big adventure but it’s made up of lots of little moments. Maybe it’s successfully navigating your first Dutch grocery store, mastering a bike route, or having your first gezellig chat with a neighbor. These small wins build your new life step by step.
Celebrate them.
Celebrate them.
September 10, 2025 at 7:01 AM
Moving to a new country is a big adventure but it’s made up of lots of little moments. Maybe it’s successfully navigating your first Dutch grocery store, mastering a bike route, or having your first gezellig chat with a neighbor. These small wins build your new life step by step.
Celebrate them.
Celebrate them.
Highlights:
🧬 Hands-on exhibits in Humania and Life in the Universe
💧 Interactive displays in Water Power
⚙️ Innovative installations in Technium
🌞 Stunning views from the rooftop terrace
Pro Tip: Arrive early to avoid crowds and make the most of your visit.
🧬 Hands-on exhibits in Humania and Life in the Universe
💧 Interactive displays in Water Power
⚙️ Innovative installations in Technium
🌞 Stunning views from the rooftop terrace
Pro Tip: Arrive early to avoid crowds and make the most of your visit.
September 7, 2025 at 7:00 AM
Highlights:
🧬 Hands-on exhibits in Humania and Life in the Universe
💧 Interactive displays in Water Power
⚙️ Innovative installations in Technium
🌞 Stunning views from the rooftop terrace
Pro Tip: Arrive early to avoid crowds and make the most of your visit.
🧬 Hands-on exhibits in Humania and Life in the Universe
💧 Interactive displays in Water Power
⚙️ Innovative installations in Technium
🌞 Stunning views from the rooftop terrace
Pro Tip: Arrive early to avoid crowds and make the most of your visit.