Steve Mun
@stevemun.bsky.social
Silicon Valley resident and #Realtor. Husband, dad and dog lover.
I post data and otherwise useful information to help you understand about the real estate space.
linktr.ee/stevemungroup
www.stevemun.com
I post data and otherwise useful information to help you understand about the real estate space.
linktr.ee/stevemungroup
www.stevemun.com
Santa Clara built it… but can’t power it.
Two huge data centers in Nvidia’s backyard have been sitting empty for years. Not because AI or cloud demand is low—but because there’s not enough electricity. #siliconvalley #AI
Two huge data centers in Nvidia’s backyard have been sitting empty for years. Not because AI or cloud demand is low—but because there’s not enough electricity. #siliconvalley #AI
November 13, 2025 at 11:24 PM
Santa Clara built it… but can’t power it.
Two huge data centers in Nvidia’s backyard have been sitting empty for years. Not because AI or cloud demand is low—but because there’s not enough electricity. #siliconvalley #AI
Two huge data centers in Nvidia’s backyard have been sitting empty for years. Not because AI or cloud demand is low—but because there’s not enough electricity. #siliconvalley #AI
Insurers held CA hostage: Raise rates or we leave. Rates rose, but coverage fell anyway.
Now, loopholes push high fire-risk Bay Area homeowners into the pricey, limited FAIR Plan, saving insurers, not families.
This impacts your price, protection, & property value.
#CAhousing #InsuranceCrisis
Now, loopholes push high fire-risk Bay Area homeowners into the pricey, limited FAIR Plan, saving insurers, not families.
This impacts your price, protection, & property value.
#CAhousing #InsuranceCrisis
November 12, 2025 at 9:29 PM
Insurers held CA hostage: Raise rates or we leave. Rates rose, but coverage fell anyway.
Now, loopholes push high fire-risk Bay Area homeowners into the pricey, limited FAIR Plan, saving insurers, not families.
This impacts your price, protection, & property value.
#CAhousing #InsuranceCrisis
Now, loopholes push high fire-risk Bay Area homeowners into the pricey, limited FAIR Plan, saving insurers, not families.
This impacts your price, protection, & property value.
#CAhousing #InsuranceCrisis
50-year mortgage headlines sound great... until you see the math.
$800K loan at 6%:
15yr → $414K interest
30yr → $927K interest
50yr → $1.7M interest
Lower payment ≠ cheaper. Bay Area friends, real question: which one are you choosing?
#BayArea #RealEstate #MortgageMath
15yr → $414K interest
30yr → $927K interest
50yr → $1.7M interest
Lower payment ≠ cheaper. Bay Area friends, real question: which one are you choosing?
#BayArea #RealEstate #MortgageMath
November 10, 2025 at 11:32 PM
50-year mortgage headlines sound great... until you see the math.
$800K loan at 6%:
15yr → $414K interest
30yr → $927K interest
50yr → $1.7M interest
Lower payment ≠ cheaper. Bay Area friends, real question: which one are you choosing?
#BayArea #RealEstate #MortgageMath
15yr → $414K interest
30yr → $927K interest
50yr → $1.7M interest
Lower payment ≠ cheaper. Bay Area friends, real question: which one are you choosing?
#BayArea #RealEstate #MortgageMath
Data centers could lower your PG&E bill.
San Jose wants 4 huge data centers.They claim 1-2% lower power costs since the grid is underused.
But look anywhere in the U.S. that built big data hubs - electricity rates go up. Every time.
Jobs? Yes. Cheaper bills? I’ll believe it when I see it.
San Jose wants 4 huge data centers.They claim 1-2% lower power costs since the grid is underused.
But look anywhere in the U.S. that built big data hubs - electricity rates go up. Every time.
Jobs? Yes. Cheaper bills? I’ll believe it when I see it.
November 7, 2025 at 10:43 PM
Data centers could lower your PG&E bill.
San Jose wants 4 huge data centers.They claim 1-2% lower power costs since the grid is underused.
But look anywhere in the U.S. that built big data hubs - electricity rates go up. Every time.
Jobs? Yes. Cheaper bills? I’ll believe it when I see it.
San Jose wants 4 huge data centers.They claim 1-2% lower power costs since the grid is underused.
But look anywhere in the U.S. that built big data hubs - electricity rates go up. Every time.
Jobs? Yes. Cheaper bills? I’ll believe it when I see it.
Tom Brady just cloned his dog.
You read that right. 🧬
The San Mateo legend’s new pup, Junie, is a clone of his old one, Lua - made possible by a biotech company he invested in. Only in Silicon Valley would this sound completely normal.
#TomBrady #BayArea #Tech #SiliconValley
The San Mateo legend’s new pup, Junie, is a clone of his old one, Lua - made possible by a biotech company he invested in. Only in Silicon Valley would this sound completely normal.
#TomBrady #BayArea #Tech #SiliconValley
November 6, 2025 at 10:37 PM
Tom Brady just cloned his dog.
You read that right. 🧬
The San Mateo legend’s new pup, Junie, is a clone of his old one, Lua - made possible by a biotech company he invested in. Only in Silicon Valley would this sound completely normal.
#TomBrady #BayArea #Tech #SiliconValley
The San Mateo legend’s new pup, Junie, is a clone of his old one, Lua - made possible by a biotech company he invested in. Only in Silicon Valley would this sound completely normal.
#TomBrady #BayArea #Tech #SiliconValley
Six people have died and 25 are hospitalized after a listeria outbreak tied to pre-cooked pasta meals, including ones sold in Bay Area Trader Joe’s stores.
If you bought Cajun Chicken Fettuccine Alfredo or Meatballs and Marinara from Walmart, toss them.
Listeria is deadly and can survive in fridge
November 6, 2025 at 8:20 PM
Six people have died and 25 are hospitalized after a listeria outbreak tied to pre-cooked pasta meals, including ones sold in Bay Area Trader Joe’s stores.
If you bought Cajun Chicken Fettuccine Alfredo or Meatballs and Marinara from Walmart, toss them.
Listeria is deadly and can survive in fridge
1 in 7 home sales are falling through before closing - mostly due to home inspections.
With high prices and rates, buyers aren’t willing to take on surprise repairs.
That’s why smart sellers are doing pre-listing inspections - a quick move that prevents deal-killing surprises later.
#BayArea
#BayArea
November 4, 2025 at 8:23 PM
1 in 7 home sales are falling through before closing - mostly due to home inspections.
With high prices and rates, buyers aren’t willing to take on surprise repairs.
That’s why smart sellers are doing pre-listing inspections - a quick move that prevents deal-killing surprises later.
#BayArea
#BayArea
Your electric bill isn’t about your usage anymore.
Part of it might be paying for Big Tech’s massive data centers -some use more power than entire cities.
Utilities give them discounts, and the rest of us make up the difference.
It’s a quiet wealth transfer we never agreed to.
#Energy #BigTech
Part of it might be paying for Big Tech’s massive data centers -some use more power than entire cities.
Utilities give them discounts, and the rest of us make up the difference.
It’s a quiet wealth transfer we never agreed to.
#Energy #BigTech
November 3, 2025 at 7:50 PM
They shipped this Alameda home across the ocean in 1854.
Before the Panama Canal even existed, this Gold Rush-era home made its way from the East Coast to Alameda - and it’s still here.
Now listed for $1.4M, it’s a true California original. Would you pay for its history?
Before the Panama Canal even existed, this Gold Rush-era home made its way from the East Coast to Alameda - and it’s still here.
Now listed for $1.4M, it’s a true California original. Would you pay for its history?
October 30, 2025 at 6:57 PM
They shipped this Alameda home across the ocean in 1854.
Before the Panama Canal even existed, this Gold Rush-era home made its way from the East Coast to Alameda - and it’s still here.
Now listed for $1.4M, it’s a true California original. Would you pay for its history?
Before the Panama Canal even existed, this Gold Rush-era home made its way from the East Coast to Alameda - and it’s still here.
Now listed for $1.4M, it’s a true California original. Would you pay for its history?
Flippers are taking six figures from Bay Area families - here’s how to stop it.
Inherited a home? Don’t sell it to a flipper. They’ll profit off your family’s hard work. My program lets you handle the updates without paying upfront - you keep the equity. It’s about protecting your legacy.
Inherited a home? Don’t sell it to a flipper. They’ll profit off your family’s hard work. My program lets you handle the updates without paying upfront - you keep the equity. It’s about protecting your legacy.
October 29, 2025 at 10:24 PM
Flippers are taking six figures from Bay Area families - here’s how to stop it.
Inherited a home? Don’t sell it to a flipper. They’ll profit off your family’s hard work. My program lets you handle the updates without paying upfront - you keep the equity. It’s about protecting your legacy.
Inherited a home? Don’t sell it to a flipper. They’ll profit off your family’s hard work. My program lets you handle the updates without paying upfront - you keep the equity. It’s about protecting your legacy.
Fed just cut .25% today. Certainly more to come.
October 29, 2025 at 8:13 PM
Fed just cut .25% today. Certainly more to come.
Atherton just lost its title as America’s most expensive ZIP - Miami’s Fisher Island now holds the crown at $9.5M 🏝️
California may have lost #1, but the Bay still dominates with 32 ZIPs in the top 100. The luxury market is shifting - but the Golden State’s shine isn’t fading anytime soon.
California may have lost #1, but the Bay still dominates with 32 ZIPs in the top 100. The luxury market is shifting - but the Golden State’s shine isn’t fading anytime soon.
October 29, 2025 at 8:05 PM
Atherton just lost its title as America’s most expensive ZIP - Miami’s Fisher Island now holds the crown at $9.5M 🏝️
California may have lost #1, but the Bay still dominates with 32 ZIPs in the top 100. The luxury market is shifting - but the Golden State’s shine isn’t fading anytime soon.
California may have lost #1, but the Bay still dominates with 32 ZIPs in the top 100. The luxury market is shifting - but the Golden State’s shine isn’t fading anytime soon.
You don’t need a huge salary to buy your next home - just smart equity growth.
In the Bay Area, most people upgrade using appreciation from their current property.
That’s the quiet power of homeownership. 🏡💸
October 27, 2025 at 9:05 PM
You don’t need a huge salary to buy your next home - just smart equity growth.
In the Bay Area, most people upgrade using appreciation from their current property.
That’s the quiet power of homeownership. 🏡💸
Did you know the first Chuck E. Cheese was born in San Jose? 🍕🎮
Atari’s founder Nolan Bushnell opened the first Chuck E. Cheese Pizza Time Theatre on Winchester Blvd in 1977 — right where Santana Row is now. A little piece of Silicon Valley nostalgia that still lives on at the Tully Road location.
Atari’s founder Nolan Bushnell opened the first Chuck E. Cheese Pizza Time Theatre on Winchester Blvd in 1977 — right where Santana Row is now. A little piece of Silicon Valley nostalgia that still lives on at the Tully Road location.
October 26, 2025 at 6:45 PM
Did you know the first Chuck E. Cheese was born in San Jose? 🍕🎮
Atari’s founder Nolan Bushnell opened the first Chuck E. Cheese Pizza Time Theatre on Winchester Blvd in 1977 — right where Santana Row is now. A little piece of Silicon Valley nostalgia that still lives on at the Tully Road location.
Atari’s founder Nolan Bushnell opened the first Chuck E. Cheese Pizza Time Theatre on Winchester Blvd in 1977 — right where Santana Row is now. A little piece of Silicon Valley nostalgia that still lives on at the Tully Road location.
Housing Market Update: It’s Not Investors After All
There’s a lot of talk about investors driving up home prices - but the data tells a different story. Less than 3% of homes last year were bought by large investors. The bigger issue is a housing shortage that’s been building for years.
There’s a lot of talk about investors driving up home prices - but the data tells a different story. Less than 3% of homes last year were bought by large investors. The bigger issue is a housing shortage that’s been building for years.
October 25, 2025 at 7:52 PM
Housing Market Update: It’s Not Investors After All
There’s a lot of talk about investors driving up home prices - but the data tells a different story. Less than 3% of homes last year were bought by large investors. The bigger issue is a housing shortage that’s been building for years.
There’s a lot of talk about investors driving up home prices - but the data tells a different story. Less than 3% of homes last year were bought by large investors. The bigger issue is a housing shortage that’s been building for years.
Bay Area’s Only Military Commissary Could Close
Moffett Field’s commissary might shut down by 2026 — the only one serving Santa Clara County. Local leaders say this would create a food desert for military families already facing high costs. Community and leadership support are crucial right now.
Moffett Field’s commissary might shut down by 2026 — the only one serving Santa Clara County. Local leaders say this would create a food desert for military families already facing high costs. Community and leadership support are crucial right now.
October 24, 2025 at 7:16 PM
Bay Area’s Only Military Commissary Could Close
Moffett Field’s commissary might shut down by 2026 — the only one serving Santa Clara County. Local leaders say this would create a food desert for military families already facing high costs. Community and leadership support are crucial right now.
Moffett Field’s commissary might shut down by 2026 — the only one serving Santa Clara County. Local leaders say this would create a food desert for military families already facing high costs. Community and leadership support are crucial right now.
California Dream for All returns in 2026 🏡💰
Description:
This wildly popular down payment program is back - offering up to 20% or $150K to help Californians buy their first home. It’s a lottery system and runs out fast, so now’s the time to prepare.
🔗 www.calhfa.ca.gov/dream/index....
🔗 www.calhfa.ca.gov/dream/index....
October 23, 2025 at 7:06 PM
California Dream for All returns in 2026 🏡💰
Description:
This wildly popular down payment program is back - offering up to 20% or $150K to help Californians buy their first home. It’s a lottery system and runs out fast, so now’s the time to prepare.
🔗 www.calhfa.ca.gov/dream/index....
🔗 www.calhfa.ca.gov/dream/index....
Why Bay Area cities are being rebuilt from the ground up
The Bay Area’s construction boom isn’t just about housing — it’s about a total redesign of how cities grow. Local governments are creating walkable, transit-connected neighborhoods that make car-free living possible. #bayarea
The Bay Area’s construction boom isn’t just about housing — it’s about a total redesign of how cities grow. Local governments are creating walkable, transit-connected neighborhoods that make car-free living possible. #bayarea
October 22, 2025 at 9:43 PM
Why Bay Area cities are being rebuilt from the ground up
The Bay Area’s construction boom isn’t just about housing — it’s about a total redesign of how cities grow. Local governments are creating walkable, transit-connected neighborhoods that make car-free living possible. #bayarea
The Bay Area’s construction boom isn’t just about housing — it’s about a total redesign of how cities grow. Local governments are creating walkable, transit-connected neighborhoods that make car-free living possible. #bayarea
California just banned AI price fixing 🤖
If companies are using algorithms to secretly coordinate prices, it’s now officially illegal in California. Governor Newsom’s AB325 aims to keep tech-driven markets fair — especially as AI becomes part of everything we buy.
#AI #California #bayarea
If companies are using algorithms to secretly coordinate prices, it’s now officially illegal in California. Governor Newsom’s AB325 aims to keep tech-driven markets fair — especially as AI becomes part of everything we buy.
#AI #California #bayarea
October 22, 2025 at 6:59 PM
California just banned AI price fixing 🤖
If companies are using algorithms to secretly coordinate prices, it’s now officially illegal in California. Governor Newsom’s AB325 aims to keep tech-driven markets fair — especially as AI becomes part of everything we buy.
#AI #California #bayarea
If companies are using algorithms to secretly coordinate prices, it’s now officially illegal in California. Governor Newsom’s AB325 aims to keep tech-driven markets fair — especially as AI becomes part of everything we buy.
#AI #California #bayarea
California insurers say climate change is too risky… then invest billions in oil and gas.
Feels like a double standard. Europe’s already cutting ties with fossil fuels - why not here?
#climatechange #insurance #California
Feels like a double standard. Europe’s already cutting ties with fossil fuels - why not here?
#climatechange #insurance #California
October 21, 2025 at 10:31 PM
California insurers say climate change is too risky… then invest billions in oil and gas.
Feels like a double standard. Europe’s already cutting ties with fossil fuels - why not here?
#climatechange #insurance #California
Feels like a double standard. Europe’s already cutting ties with fossil fuels - why not here?
#climatechange #insurance #California
Los Gatos Lodge is officially changing hands - sold for $78.4M to SummerHill Homes.
It’ll soon be replaced with 155 new townhomes, 26 of which will be affordable.
Built in 1936, the Lodge’s days are numbered - but a new chapter for Los Gatos begins.
#LosGatos #BayArea #DevelopmentNews
#LosGatos #BayArea #DevelopmentNews
October 21, 2025 at 7:15 PM
Los Gatos Lodge is officially changing hands - sold for $78.4M to SummerHill Homes.
It’ll soon be replaced with 155 new townhomes, 26 of which will be affordable.
Built in 1936, the Lodge’s days are numbered - but a new chapter for Los Gatos begins.
#LosGatos #BayArea #DevelopmentNews
#LosGatos #BayArea #DevelopmentNews
Thinking condos are the affordable option in San Jose? 🏘️
You’re not wrong - but you are buying into an HOA, and that changes everything. Here’s what you need to know about the rules, regulations, and reserve funds that could affect your loan.
#RealEstate #HomeBuying #SanJose #bayarea
You’re not wrong - but you are buying into an HOA, and that changes everything. Here’s what you need to know about the rules, regulations, and reserve funds that could affect your loan.
#RealEstate #HomeBuying #SanJose #bayarea
October 20, 2025 at 10:18 PM
Thinking condos are the affordable option in San Jose? 🏘️
You’re not wrong - but you are buying into an HOA, and that changes everything. Here’s what you need to know about the rules, regulations, and reserve funds that could affect your loan.
#RealEstate #HomeBuying #SanJose #bayarea
You’re not wrong - but you are buying into an HOA, and that changes everything. Here’s what you need to know about the rules, regulations, and reserve funds that could affect your loan.
#RealEstate #HomeBuying #SanJose #bayarea
Michelin Meets the Mission: La Taqueria Gets Its Star Moment 🌯⭐
A beloved San Francisco institution is finally getting Michelin recognition. La Taqueria, family-run since 1973, has officially been added to the 2025 Michelin Guide.
A reminder that extraordinary street food can be world class.
A beloved San Francisco institution is finally getting Michelin recognition. La Taqueria, family-run since 1973, has officially been added to the 2025 Michelin Guide.
A reminder that extraordinary street food can be world class.
October 20, 2025 at 6:51 PM
Michelin Meets the Mission: La Taqueria Gets Its Star Moment 🌯⭐
A beloved San Francisco institution is finally getting Michelin recognition. La Taqueria, family-run since 1973, has officially been added to the 2025 Michelin Guide.
A reminder that extraordinary street food can be world class.
A beloved San Francisco institution is finally getting Michelin recognition. La Taqueria, family-run since 1973, has officially been added to the 2025 Michelin Guide.
A reminder that extraordinary street food can be world class.