Mike Schroeder
@roundstonemike.bsky.social
Health Insurance Professional
Status quo in employee health benefits is… well, expensive and predictable.
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
November 14, 2025 at 2:26 PM
Status quo in employee health benefits is… well, expensive and predictable.
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
Ever wonder why your pharmacy plan costs so much?
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
Prescription for Clarity: Understanding What PBMs Really Do
JOIN US FOR A WEBINAR Prescription for Clarity: Understanding What PBMs Really Do Discover how PBMs quietly inflate costs in fully insured plans, and learn how self-funding can turn these hidden inefficiencies into a strategic advantage. Register Now Discover how PBMs quietly inflate costs in fully insured plans, and learn how self-funding can turn these […]
roundstoneinsurance.com
November 12, 2025 at 4:03 PM
Ever wonder why your pharmacy plan costs so much?
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
Just had a chat with Dr. Ted Barnett and wow—wellness programs are failing us.
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
November 12, 2025 at 2:40 PM
Just had a chat with Dr. Ted Barnett and wow—wellness programs are failing us.
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
Think PBMs are boring paperwork? Think again. The right PBM can save a company tens of thousands a year, improve access to meds, and work with your wellness programs. Basically, they make healthcare cost management…not suck.
Pharmacy Benefit Managers: Your Key to Self-Funded Cost Containment
TOPIC Pharmacy Benefit Managers: Your Key to Self-Funded Cost Containment Find this article helpful? Share it with others. Facebook Twitter Youtube Pharmacy benefit managers (PBMs) can reduce prescription drug costs by 20–30% through transparent partnerships, making them essential for healthcare cost containment. The right PBM strategy can save employers thousands annually while improving employee
roundstoneinsurance.com
November 6, 2025 at 3:48 PM
Think PBMs are boring paperwork? Think again. The right PBM can save a company tens of thousands a year, improve access to meds, and work with your wellness programs. Basically, they make healthcare cost management…not suck.
Imagine a world where you actually know what your MRI costs before you get it. Wild, right?
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
Health Care Executives and Mark Cuban Testify on Drug Pricing and Health Care Modernization
Health care professionals, health care executives, and entrepreneur and Cost Plus Drugs founder Mark Cuban testified at a Senate Aging Committee hearing on modernizing the health care industry and providing affordable access to pharmaceutical drugs. Topics include Pharmacy Benefit Managers (PBMs), President Donald Trump's drug price transparency website (TrumpRx), and Affordable Care Act subsidies
www.c-span.org
November 5, 2025 at 3:13 PM
Imagine a world where you actually know what your MRI costs before you get it. Wild, right?
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
Why is healthcare pricing still a mystery? Seriously. The Patients Deserve Price Tags Act finally says: no more guessing, no more hidden fees. Upfront prices, clear choices, smarter decisions for patients. It’s about time someone made it this simple and human.
Hickenlooper, Marshall Introduce Bipartisan Bill to Make Health Care Costs Transparent | Senator John Hickenlooper
www.hickenlooper.senate.gov
November 3, 2025 at 4:38 PM
Why is healthcare pricing still a mystery? Seriously. The Patients Deserve Price Tags Act finally says: no more guessing, no more hidden fees. Upfront prices, clear choices, smarter decisions for patients. It’s about time someone made it this simple and human.
Roundstone University helps benefits advisors level up. Courses, videos, and the Group Medical Captive Mechanics Certificate make complicated insurance clear. Advisors leave ready to simplify, innovate, and create real impact.
Programs
Designed for You, Self-Funding eLearning Welcome to Roundstone University’s curriculum program. Here you’ll find all available and upcoming e-learning lessons specially tailored to bene…
roundstoneuniversity.org
October 29, 2025 at 1:05 PM
Roundstone University helps benefits advisors level up. Courses, videos, and the Group Medical Captive Mechanics Certificate make complicated insurance clear. Advisors leave ready to simplify, innovate, and create real impact.
The old ways aren’t cutting it. The next-gen insurance advisors aren’t just brokers—they focus on employer goals, deliver real innovation, and create measurable value.
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
October 28, 2025 at 2:05 PM
The old ways aren’t cutting it. The next-gen insurance advisors aren’t just brokers—they focus on employer goals, deliver real innovation, and create measurable value.
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
Corporate social responsibility 𝒊𝒔 personal. At Roundstone, doing good means helping employers take control of healthcare costs and giving back to the community. Real impact starts when your values and your business goals are the same.
October 23, 2025 at 1:37 PM
Corporate social responsibility 𝒊𝒔 personal. At Roundstone, doing good means helping employers take control of healthcare costs and giving back to the community. Real impact starts when your values and your business goals are the same.
Most “healthcare” is really sick care. In this episode of Beyond the Claim, I talk with Dr. Ted Barnett about flipping the script—focusing on prevention, not reaction. Real health starts before the hospital.
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
October 21, 2025 at 1:37 PM
Most “healthcare” is really sick care. In this episode of Beyond the Claim, I talk with Dr. Ted Barnett about flipping the script—focusing on prevention, not reaction. Real health starts before the hospital.
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
Three of this year’s six U.S.-based Nobel science winners are immigrants. Proof that innovation doesn’t need borders — it needs opportunity.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
https://www.wsj.com/opinion/nobel-prizes-science-american-immigrants-trump-administration-960b18e3?st=vw52Xn
www.wsj.com
October 20, 2025 at 3:20 PM
Three of this year’s six U.S.-based Nobel science winners are immigrants. Proof that innovation doesn’t need borders — it needs opportunity.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
AI can automate a lot — but not accountability. Tools evolve, people matter. The future belongs to builders who use tech to amplify human care, not replace it.
The Agentic Entrepreneur: How the next wave of AI is changing the startup playbook
This week on the GeekWire Podcast, T.A. McCann of Pioneer Square Labs explains how AI agents are changing company creation, why distribution and data now matter more than product, and what agent-to-agent interactions mean for the future of business.
www.geekwire.com
October 15, 2025 at 1:22 PM
AI can automate a lot — but not accountability. Tools evolve, people matter. The future belongs to builders who use tech to amplify human care, not replace it.
Lessons Learned #1: Building a business is easy. Building one that lasts is the hard part.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
October 14, 2025 at 3:47 PM
Lessons Learned #1: Building a business is easy. Building one that lasts is the hard part.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
Another year, another 9% hike in health costs. We built Roundstone so small businesses could stop footing the bill for everyone else’s profits. Now 1,000+ companies are saving $4K–$5K per employee & getting money back. If your renewal makes you wince, it might be time to stop renting your insurance.
Breaking free from rising health care costs
Discover how self-funded insurance solutions help mid-sized businesses cut costs, gain control and offer employees stable, improved benefits.
www.crainscleveland.com
October 13, 2025 at 2:28 PM
Another year, another 9% hike in health costs. We built Roundstone so small businesses could stop footing the bill for everyone else’s profits. Now 1,000+ companies are saving $4K–$5K per employee & getting money back. If your renewal makes you wince, it might be time to stop renting your insurance.
Picture this: a small business owner buried in insurance bills, feeling stuck while big insurance keeps playing its game. That’s where I was.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
October 8, 2025 at 2:02 PM
Picture this: a small business owner buried in insurance bills, feeling stuck while big insurance keeps playing its game. That’s where I was.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
Planning isn’t the slides or spreadsheets (we all know they sit in Google Drive forever). The magic is in the middle—the messy conversations, tiny tradeoffs, figuring it out together. That’s where trust, clarity, and real teamwork happen.
Planning Is A Practice, Not A Product: Why Practices Make It Work
Most strategic plans fail not from bad goals, but from missing the planning practices needed to follow through. Learn how to build team practices that make strategy stick
www.forbes.com
October 7, 2025 at 3:22 PM
Planning isn’t the slides or spreadsheets (we all know they sit in Google Drive forever). The magic is in the middle—the messy conversations, tiny tradeoffs, figuring it out together. That’s where trust, clarity, and real teamwork happen.
Stop-loss captives are everywhere—but some are traps in disguise. ⚠️
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
On Demand | Wake-Up Call Webinar 2025
ON DEMAND: WEBINAR Wake-Up Call: How to Avoid Costly Stop-Loss Captive Traps in Your Health Plan With new captives popping up left and right, and proposal terms that read like fine print, learn how to spot best-in-class opportunities versus “buyer beware” deals. Watch Now Don’t Get Caught Off Guard Learn how to compare stop-loss captive […]
roundstoneinsurance.com
October 6, 2025 at 2:02 PM
Stop-loss captives are everywhere—but some are traps in disguise. ⚠️
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
20 years, 94,000 patients, $2.9M saved. UChicago’s patient advocate program shows what happens when care navigation actually works.
At Roundstone, I see the same truth play out: prevention beats reaction every time. EOS keeps us focused on the root issues.
Better systems = better outcomes.
At Roundstone, I see the same truth play out: prevention beats reaction every time. EOS keeps us focused on the root issues.
Better systems = better outcomes.
Improving access to care: patient advocate program celebrates 20 years - UChicago Medicine
Celebrating 20 years, UChicago Medicine’s Medical Home and Specialty Care Connection program has connected nearly 100,000 patients to care through trusted patient advocates, who help families manage follow-up care and access critical community resources.
www.uchicagomedicine.org
October 2, 2025 at 2:06 PM
20 years, 94,000 patients, $2.9M saved. UChicago’s patient advocate program shows what happens when care navigation actually works.
At Roundstone, I see the same truth play out: prevention beats reaction every time. EOS keeps us focused on the root issues.
Better systems = better outcomes.
At Roundstone, I see the same truth play out: prevention beats reaction every time. EOS keeps us focused on the root issues.
Better systems = better outcomes.
Healthy tension 𝐢𝐬𝐧’𝐭 the enemy. It makes teams sharper, more creative, and more resilient. Team coaching helps leaders lean into those moments, not smooth them over, by asking better questions and listening for what is unsaid. Growth comes from the spark of disagreement handled with trust.
Leading Forward: Coaching Teams, Not Just Individuals
Let’s be clear: Team coaching is not only about team activities, but supporting the team’s way of working.
www.forbes.com
September 30, 2025 at 3:23 PM
Healthy tension 𝐢𝐬𝐧’𝐭 the enemy. It makes teams sharper, more creative, and more resilient. Team coaching helps leaders lean into those moments, not smooth them over, by asking better questions and listening for what is unsaid. Growth comes from the spark of disagreement handled with trust.
Going from solopreneur to employer changes the game. You stop building for yourself & start building through others.
The scary part is... letting go of perfection & trusting your team to grow. That’s when you trade quick wins for lasting impact. And honestly, that’s the best trade you’ll ever make.
The scary part is... letting go of perfection & trusting your team to grow. That’s when you trade quick wins for lasting impact. And honestly, that’s the best trade you’ll ever make.
Taking The Leap: From Solopreneur To Entrepreneur
Shifting from solopreneur to entrepreneur is not easy, but positively impacting the lives of those you serve is a tremendous reward.
www.forbes.com
September 29, 2025 at 2:47 PM
Going from solopreneur to employer changes the game. You stop building for yourself & start building through others.
The scary part is... letting go of perfection & trusting your team to grow. That’s when you trade quick wins for lasting impact. And honestly, that’s the best trade you’ll ever make.
The scary part is... letting go of perfection & trusting your team to grow. That’s when you trade quick wins for lasting impact. And honestly, that’s the best trade you’ll ever make.
Starting Roundstone meant one thing: no excuses.
If something went wrong, it was on me.
If something went right, it was on us.
That is accountability.
And if you are not ready to own it, you are not ready to lead.
If something went wrong, it was on me.
If something went right, it was on us.
That is accountability.
And if you are not ready to own it, you are not ready to lead.
September 25, 2025 at 2:25 PM
Starting Roundstone meant one thing: no excuses.
If something went wrong, it was on me.
If something went right, it was on us.
That is accountability.
And if you are not ready to own it, you are not ready to lead.
If something went wrong, it was on me.
If something went right, it was on us.
That is accountability.
And if you are not ready to own it, you are not ready to lead.
Medical costs up 4.2%. Employers bracing for a 9% hike in 2026. GLP-1s + cancer drugs = the pressure cooker.
Wildest part? Employees are buying GLP-1s cheaper out-of-pocket than what health plans pay.
Time for employers + PBMs to catch up — or risk paying more for less
Wildest part? Employees are buying GLP-1s cheaper out-of-pocket than what health plans pay.
Time for employers + PBMs to catch up — or risk paying more for less
Health care inflation rises as patients, employers brace for biggest jump in health spending in 15 years
Health care inflation is rising, helping to fuel what is expected to be the biggest rise in employer health spending in 15 years in 2026.
www.cnbc.com
September 24, 2025 at 2:36 PM
Medical costs up 4.2%. Employers bracing for a 9% hike in 2026. GLP-1s + cancer drugs = the pressure cooker.
Wildest part? Employees are buying GLP-1s cheaper out-of-pocket than what health plans pay.
Time for employers + PBMs to catch up — or risk paying more for less
Wildest part? Employees are buying GLP-1s cheaper out-of-pocket than what health plans pay.
Time for employers + PBMs to catch up — or risk paying more for less
18 care visits in 2¼ days. That’s not a checkup, that’s a masterclass in efficiency. Huge thanks to my friend Dr. Sunil Mankad and the Mayo Clinic team for showing me what world-class healthcare really looks like. From little league baseball to leading medicine—grateful for the journey.
September 23, 2025 at 3:33 PM
18 care visits in 2¼ days. That’s not a checkup, that’s a masterclass in efficiency. Huge thanks to my friend Dr. Sunil Mankad and the Mayo Clinic team for showing me what world-class healthcare really looks like. From little league baseball to leading medicine—grateful for the journey.
3 days, 18 appointments, Mayo Clinic Executive Health Program.
Deep dive, clear answers, a real talk on health.
Why? I like my life and want to make it a healthy reality. Health is the ultimate wealth — the one investment that truly pays off.
Deep dive, clear answers, a real talk on health.
Why? I like my life and want to make it a healthy reality. Health is the ultimate wealth — the one investment that truly pays off.
September 22, 2025 at 1:36 PM
3 days, 18 appointments, Mayo Clinic Executive Health Program.
Deep dive, clear answers, a real talk on health.
Why? I like my life and want to make it a healthy reality. Health is the ultimate wealth — the one investment that truly pays off.
Deep dive, clear answers, a real talk on health.
Why? I like my life and want to make it a healthy reality. Health is the ultimate wealth — the one investment that truly pays off.
Just dropped off our daughter Anna in Edinburgh for her master’s in architecture.
Feeling incredibly proud and inspired.
Also, thanks to her, I’ve got a new excuse to explore those beautiful Scottish golf courses more often! 😉
Feeling incredibly proud and inspired.
Also, thanks to her, I’ve got a new excuse to explore those beautiful Scottish golf courses more often! 😉
September 19, 2025 at 3:32 PM
Just dropped off our daughter Anna in Edinburgh for her master’s in architecture.
Feeling incredibly proud and inspired.
Also, thanks to her, I’ve got a new excuse to explore those beautiful Scottish golf courses more often! 😉
Feeling incredibly proud and inspired.
Also, thanks to her, I’ve got a new excuse to explore those beautiful Scottish golf courses more often! 😉