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rainingpennies.com
Raining Pennies | Personal Finance
@rainingpennies.com
110 followers 61 following 140 posts
Empowering individuals with actionable personal finance tips and strategies in a fun way! Follow for insights on investing, retirement, taxes, and financial tools.
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rainingpennies.com
Our blog “10 Proven Ways to Cut Your Tax Bill” has been updated to reflect the tax law changes introduced by the One Big Beautiful Bill Act (OBBBA), including expanded credits, higher deduction limits, and more.

www.rainingpennies.com/taxes/cut-yo...
Scissors, calculator, and dollar artifacts connoting cutting of taxes
July 15, 2025 at 5:22 PM
rainingpennies.com
📰 We've just refreshed our blog, "10 Proven Ways to Cut Your Tax Bill," for 2025. Check out these 10 legit ways to slash your tax bill! From home office perks to saving for retirement, it's all about keeping more cash in your pocket. 💸

📖 rainingpennies.com/taxes/cut-yo...

#PersonalFinance #taxes
Scissors, calculator, and dollar artifacts connoting cutting of taxes
June 3, 2025 at 12:00 AM
rainingpennies.com
📝 Feeling the pinch from rising prices? Join the "No Buy" Challenge! It's all about skipping nonessentials. Save money, reduce waste, and discover a more intentional way of living. Are you in? 🌿💰

📖 rainingpennies.com/savings/no-b...

#PersonalFinance #Lifestyle #NoBuy
Image that contains subject matter icons associated with the No Buy Challenge, such as a wallet, a shopping cart, and a piggy bank. This image accompanies a blog from Raining Pennies at rainingpennies.com.
May 14, 2025 at 3:20 PM
rainingpennies.com
📰 🌟 Break the mold and embrace the #microretirement trend! 🌍✨ Take purposeful career pauses to explore passions, avoid burnout, and live life now. #GenZ is leading the charge. Could this lifestyle approach be your path too?

📖 rainingpennies.com/retirement/m...

#PersonalFinance #LiveNow #Retirement
Artifacts associated with the microretirement trend as envisioned by the Raining Pennies Personal Finance blog at rainingpennies.com, such as a globe, a person carrying a suitcase, an hour glass, and an arrow in the center of a target.
May 8, 2025 at 3:34 AM
rainingpennies.com
I just ran across a personal finance blog with 20 ads on a single blog! 😳📢 Really?

At Raining Pennies, we provide distraction-free personal finance insights. Check us out; if you like what you see, please consider subscribing. 📬

www.rainingpennies.com?utm_source=f...

#PersonalFinance #Investment
An image from the Raining Pennies personal finance blog that states, "We don't flood our blogs with ads." One ad, and it's all the way the way on the bottom." There is a dollar bill and four pennies on top of it, all to connote personal finance.
May 4, 2025 at 11:52 PM
rainingpennies.com
📘 Struggling with debt? Discover the snowball and avalanche methods! Snowball tackles the smallest debts first for quick wins, while avalanche targets high-interest debts to save more over time.

📖 rainingpennies.com/savings/debt...

#PersonalFinance #Debt #FinancialFreedom #FinancialLiteracy
Financial artifacts that connote debt payoff using the snowball and avalanche methods
May 1, 2025 at 9:32 PM
rainingpennies.com
📚 Need to tackle #debt fast? Discover the snowball method for quick wins with small debts or the avalanche method to save on high-interest loans.

Pick the strategy that fits your goals and watch your debt shrink! 💪📉

📖 rainingpennies.com/savings/debt...

#PersonalFinance #FinancialFreedom
Financial artifacts that connote debt payoff methods proposed by Raining Pennies
April 24, 2025 at 9:36 PM
rainingpennies.com
📄 💸 Ready to take control of your finances? Subscribe to Raining Pennies today and unlock our exclusive Debt Reduction Calculator!
📉✨ Start your journey to a debt-free life with the right tools. Click & subscribe now for your free link!

rainingpennies.com/subscribe/?u...

#PersonalFinance #debtfree
Envelope suggesting a call to subscribe to Raining Pennies
April 21, 2025 at 5:33 PM
rainingpennies.com
📰 Discover 12 actionable ways to boost your income today! From freelancing to renting out your space, these proven strategies can help you achieve financial success. Which method will you try first? 💸

📖 rainingpennies.com/income/boost...

#PersonalFinance #FinancialFreedom #SideHustle
Boost your income
April 16, 2025 at 4:27 PM
rainingpennies.com
📝 Check out how tariffs could affect your favorite products, from phones and sneakers to cars and clothing.
🇨🇳🇲🇽 Who’s exporting what, and what’ll cost more?

The situation is fluid, so buckle up; it's gonna be a bumpy ride.

📖 rainingpennies.com/savings/new-...

#PersonalFinance #Tariffs #TradePolicy
Financial icons associated with rising prices due to new tariffs
April 14, 2025 at 1:51 AM
rainingpennies.com
📄 Protect your portfolio long-term with this key trick: rebalancing. Learn how to maintain your desired risk level and maximize returns.

📖 rainingpennies.com/investments/...

#PersonalFinance #Investing #Finance
Pie chart illustrating the concept of asset rebalancing
April 11, 2025 at 10:16 PM
rainingpennies.com
📰 Turn unneeded subscriptions into savings! Invest that extra cash wisely for long-term growth. Apps like Rocket Money can help spot and cancel sneaky charges. Share your experience below! 💰📉

📖 rainingpennies.com/savings/repu...

#PersonalFinance #FinancialTips #Savings
Small contributions invested and growing
April 10, 2025 at 5:06 PM
rainingpennies.com
📘 Discover valuable financial insights from "Let's Make a Deal!" Learn how the Monty Hall problem can teach us to reevaluate choices, overcome biases, and embrace flexibility in personal finance.

📖 rainingpennies.com/investments/...

#PersonalFinance #investing
Three doors, 1, 2, and 3, with a car, washer, and goat superimposed on each
April 9, 2025 at 7:05 PM
rainingpennies.com
📰 Discover the key to maximizing your Social Security benefits in retirement with our Break-Even Calculator.

Make informed decisions on when to claim with customizable options for a secure financial future.

📖 rainingpennies.com/tools/social...

#PersonalFinance #retirement #SocialSecurity
Calculator, pen, coins, and bar chart connoting financial tools
April 8, 2025 at 8:24 PM
rainingpennies.com
Top-5 blog on Raining Pennies!

📰 Safeguard your savings by maximizing FDIC insurance coverage. Learn how to protect your money beyond the standard $250,000 limit with smart strategies.

📖 rainingpennies.com/savings/maxi...

#PersonalFinance #FinancialTips
Bank vault surrounded by coins and banks connoting safe FDIC-insured deposits
April 7, 2025 at 9:04 PM
rainingpennies.com
📘 Boost your #retirement income by delaying Social Security with #Roth conversions! Learn how to reduce future RMDs and stay in a lower tax bracket.

Be cautious of increased Medicare premiums due to IRMAA.

📖 www.rainingpennies.com/retirement/d...

#PersonalFinance #FinancialTips
Scales connoting balance between Roth conversions and Social Security
April 5, 2025 at 4:55 PM
rainingpennies.com
📰 New tariffs are driving up prices on imported goods in the U.S., impacting everyday items like smartphones, apparel, coffee, and more.

Check out the effect of tariffs on 40 countries and the products they export.

📖 www.rainingpennies.com/savings/new-...

#PersonalFinance #tariffs #budgeting
Financial icons representing increased prices due to new tariffs
April 4, 2025 at 9:10 PM
rainingpennies.com
📘 Generate strong and customizable passwords with this tool that prioritizes your privacy and security.

Optionally exclude letters 0, O, l, and I for readability (that's zero, capital oh, capital eye, and lower case el)!

👉 rainingpennies.com/tools/strong...

#PersonalFinance #OnlineSafety
Financial tools
April 2, 2025 at 4:57 PM
rainingpennies.com
📘 Discover the secrets of successful investing from the Tortoise and Hare investors! Learn how their strategies can help you navigate the stock market effectively and achieve long-term profits.

📖 www.rainingpennies.com/investments/...

#PersonalFinance #Investing
Tortoise representing slow and steady investment growth
April 2, 2025 at 2:27 AM
rainingpennies.com
📰 Are you #investing like a tortoise or a hare? The tortoise offers steady returns with lower risk, while the hare aims for higher returns but comes with greater risk.

Balancing both approaches can optimize performance and manage risk.

📖 www.rainingpennies.com/investments/...

#PersonalFinance
Tortoise and hare representing slow and steady versus fast and risky investment growth
March 31, 2025 at 6:44 PM
rainingpennies.com
📘 🌟 Easily calculate loan payments for mortgages, car loans, or any loan with our simple Loan Amortization Calculator. Turn your debt into manageable payments!
💸💪

👉 www.rainingpennies.com/tools/amorti...

#PersonalFinance #LoanCalculator
Calculator, pen, bar charts, and coins to connote financial tools.
March 30, 2025 at 6:46 PM
rainingpennies.com
IRS Direct File is available for 2025—and it’s growing. 📈
Our freshly updated blog explains how it works, how it compares to Free File, and why some companies and politicians want it gone.

Read the update 👇
www.rainingpennies.com/taxes/how-ir...

#PersonalFinance #Taxes
Abstraction of tax filing with IRS's Direct File
March 25, 2025 at 9:21 PM
rainingpennies.com
RMDs can impact your retirement savings, taxes, and financial future, whether you're in your 70s, 60s, or inheriting a tax-deferred account.

📖 Our complete guide lets you choose any of 8 topics that matter the most to you.

👉 rainingpennies.com/retirement/f...

#PersonaFinance #Retirement #RMD
Personal finance images that connote money transfers associated with Required Minimum Distributions (RMDs)
March 11, 2025 at 7:47 PM
rainingpennies.com
💰 I was shocked to learn that less than half of people pass the “Big Three” financial literacy test! 🤯 See how you do:

🔗 rainingpennies.com/investments/...

#PersonalFinance #finance
Financial artifacts connoting the "Big Three" financial literacy test
March 1, 2025 at 6:06 PM
rainingpennies.com
Stock market history doesn’t lie: Most stocks fail. A few win big. 📊 Discover what 98 years of data say about #investing smarter. 💡

#PersonalFinance #Finance #StockMarket

Read more: rainingpennies.com/investments/...
Artifacts, symbols, and charts that connote a rising stock market
February 22, 2025 at 11:57 PM