It’s awesome - positivity, realism and then action. If you haven’t already, sign up. Strongly recommend!

& I believe “Hell” even if used in profane vs broader context is explicitly listed as “U” , suitable for audiences of all ages, by BBFC

Certainly one republican would say stop. But that’s not possible and start is a wasted opportunity? Whilst statistically almost surely the greatest, others like the options from saying “goodbye”. (It’s common te dire adieu?)

Great work from the IFoA PA team … although not sure they are here yet to tag!!

Finally, you could argue it’s a trading asset and there are ways to judge the future price direction. In that case you need confidence in the timing skills and almost certainly an exit/stop loss strategy.