Colin Robertson
@mortgagetruth.bsky.social
Wholesale AE in the early 2000s. Commentary on mortgage/real estate/housing market since 2006 @ http://thetruthaboutmortgage.com
Better explanation here: www.thetruthaboutmortgage.com/portable-mor...
Portable Mortgages Don’t Work in the United States - The Truth About Mortgage
Now that the 50-year mortgage has been thoroughly panned and debunked as a viable affordability solution, we’re on to the next silly idea. What is it?
www.thetruthaboutmortgage.com
November 12, 2025 at 7:45 PM
Better explanation here: www.thetruthaboutmortgage.com/portable-mor...
More details here: www.thetruthaboutmortgage.com/a-small-rate...
A Small Rate Buydown Makes the 30-Year Fixed Cheaper Than a 50-Year Mortgage - The Truth About Mortgage
There’s been a lot of buzz about a possible 50-year mortgage after President Trump teased it over the weekend on his Truth Social platform. Of course,
www.thetruthaboutmortgage.com
November 11, 2025 at 5:25 PM
More details here: www.thetruthaboutmortgage.com/a-small-rate...
More details here: www.thetruthaboutmortgage.com/50-year-mort...
Could a 50-Year Fixed Mortgage Finally Solve the Affordability Crisis? - The Truth About Mortgage
With mortgage rates nearly double what they used to be, you might wonder if an alternative product like a "50-year mortgage" could improve affordability.
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November 10, 2025 at 5:49 PM
More details here: www.thetruthaboutmortgage.com/50-year-mort...
This is why anything over 30 years was largely banned post-GFC. Something the Prez is probably unaware of.
November 9, 2025 at 6:09 PM
This is why anything over 30 years was largely banned post-GFC. Something the Prez is probably unaware of.
It's also not going to happen. Anything beyond 30 years was banned by the QM rule post-GFC.
So just a useless thought to put out into the universe at a time when housing affordability is poor.
An admission that they've run out of answers.
So just a useless thought to put out into the universe at a time when housing affordability is poor.
An admission that they've run out of answers.
November 9, 2025 at 6:01 PM
It's also not going to happen. Anything beyond 30 years was banned by the QM rule post-GFC.
So just a useless thought to put out into the universe at a time when housing affordability is poor.
An admission that they've run out of answers.
So just a useless thought to put out into the universe at a time when housing affordability is poor.
An admission that they've run out of answers.
His subtle way of saying he failed to bring rates back down to 3% as promised.
November 9, 2025 at 6:00 PM
His subtle way of saying he failed to bring rates back down to 3% as promised.
Arguably yes it would boost demand and do very little to actually move the needle on monthly payments while simultaneously making homeownership a significantly worse investment.
November 9, 2025 at 5:59 PM
Arguably yes it would boost demand and do very little to actually move the needle on monthly payments while simultaneously making homeownership a significantly worse investment.
It's engagement bait from the Prez.
November 9, 2025 at 5:58 PM
It's engagement bait from the Prez.
Don't worry it's not going to happen.
November 9, 2025 at 5:58 PM
Don't worry it's not going to happen.
It won't happen. It's just another distraction and failure to get mortgage rates significantly lower as promised.
November 9, 2025 at 5:57 PM
It won't happen. It's just another distraction and failure to get mortgage rates significantly lower as promised.
What's worse is he thinks it's possible. Or he knows it's not but is posting it anyway.
November 9, 2025 at 5:57 PM
What's worse is he thinks it's possible. Or he knows it's not but is posting it anyway.
This is an open admission that he has failed to deliver a 3% mortgage as promised during his campaign.
November 9, 2025 at 5:55 PM
This is an open admission that he has failed to deliver a 3% mortgage as promised during his campaign.
Penalty field goals. Brilliant!
November 9, 2025 at 5:54 PM
Penalty field goals. Brilliant!
More details here: www.thetruthaboutmortgage.com/bilt-card-2-...
Bilt Card 2.0 Will Earn Points on Any Mortgage Payment - The Truth About Mortgage
There’s a new credit card in the works that will earn points on any mortgage payment you make each month. The Bilt Card 2.0 is nearly at the finish line
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November 5, 2025 at 4:51 PM
More details here: www.thetruthaboutmortgage.com/bilt-card-2-...
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NewDay USA Mortgage Review: A Mortgage Company Designed for Veterans
Today we’ll review NewDay USA, a mortgage lender that is geared specifically toward veterans and active duty military. Like other mortgage companies, they
www.thetruthaboutmortgage.com
November 3, 2025 at 9:04 PM
More details here: www.thetruthaboutmortgage.com/newday-usa-m...
Sheesh. What a drop.
October 29, 2025 at 3:22 PM
Sheesh. What a drop.
More details in the post: www.thetruthaboutmortgage.com/soon-youll-b...
Soon You’ll Be Able to Pay the Mortgage with Venmo - The Truth About Mortgage
We’ve all heard about paying the mortgage with a credit card, something that wasn’t possible until very recently. It still technically isn’t a direct
www.thetruthaboutmortgage.com
October 29, 2025 at 3:20 PM
More details in the post: www.thetruthaboutmortgage.com/soon-youll-b...
In early 2026, Bilt Members will have a new way to pay their rent/mortgage.
And they'll earn rewards for paying the mortgage, receiving 1 point for every $ spent.
As for why you'd use Venmo, you might have funds in Venmo from a tenant, roommate, or co-borrower that allows you to split payments.
And they'll earn rewards for paying the mortgage, receiving 1 point for every $ spent.
As for why you'd use Venmo, you might have funds in Venmo from a tenant, roommate, or co-borrower that allows you to split payments.
October 29, 2025 at 3:20 PM
In early 2026, Bilt Members will have a new way to pay their rent/mortgage.
And they'll earn rewards for paying the mortgage, receiving 1 point for every $ spent.
As for why you'd use Venmo, you might have funds in Venmo from a tenant, roommate, or co-borrower that allows you to split payments.
And they'll earn rewards for paying the mortgage, receiving 1 point for every $ spent.
As for why you'd use Venmo, you might have funds in Venmo from a tenant, roommate, or co-borrower that allows you to split payments.