Apple Eater
@kirtsiders.bsky.social
Not like this... Not like this.
Bake it as is, I dare you.
November 13, 2025 at 10:49 PM
Bake it as is, I dare you.
I think that's a part that immigrants, *especially* those from poorer countries, can associate with in particular. They're still sending remittances to those who don't have it so good.
November 13, 2025 at 10:39 PM
I think that's a part that immigrants, *especially* those from poorer countries, can associate with in particular. They're still sending remittances to those who don't have it so good.
And, you know, gratitude for the things we have, because we know how bad it could be.
November 13, 2025 at 10:38 PM
And, you know, gratitude for the things we have, because we know how bad it could be.
Reposted by Apple Eater
I’m fine conceding that a bunch of nebulously incriminating Epstein statements do not a story make, but in that case neither does the Biden Parkinson’s nonsense, or literally any component of the various Clinton/Wikileaks pseudo-scandals, or tons of other right-wing stuff the paper has laundered
November 13, 2025 at 5:36 PM
I’m fine conceding that a bunch of nebulously incriminating Epstein statements do not a story make, but in that case neither does the Biden Parkinson’s nonsense, or literally any component of the various Clinton/Wikileaks pseudo-scandals, or tons of other right-wing stuff the paper has laundered
This is what I'm talking about. What is the *point* of a 50-year mortgage if it doesn't meaningfully lower your monthly payment? Almost no one is going to get these.
And that's assuming a .7% difference. If it's a whole percentage point, the 50-year will actually be *more* expensive monthly.
And that's assuming a .7% difference. If it's a whole percentage point, the 50-year will actually be *more* expensive monthly.
A 30-year mortgage currently has an interest rate of 6.3%. A reasonable guess it that a 50-year mortgage rate would be about 7.0%.
⇒ The monthly payment on a $500k mortgage:
- 30 years: $3,050 per month
- 50 years: Only $100 less at $2,950 (but 240 months longer).
⇒ The monthly payment on a $500k mortgage:
- 30 years: $3,050 per month
- 50 years: Only $100 less at $2,950 (but 240 months longer).
November 12, 2025 at 11:06 PM
This is what I'm talking about. What is the *point* of a 50-year mortgage if it doesn't meaningfully lower your monthly payment? Almost no one is going to get these.
And that's assuming a .7% difference. If it's a whole percentage point, the 50-year will actually be *more* expensive monthly.
And that's assuming a .7% difference. If it's a whole percentage point, the 50-year will actually be *more* expensive monthly.
Wait, is he mad that there are antisemitism crackdowns? That they're fake antisemitism crackdowns to punish political enemies? What does he think the crackdowns are?
November 12, 2025 at 7:29 PM
Wait, is he mad that there are antisemitism crackdowns? That they're fake antisemitism crackdowns to punish political enemies? What does he think the crackdowns are?
But a 50 year mortgage won't help! The monthly payment won't actually be meaningfully lower, if *any* lower.
November 12, 2025 at 6:28 PM
But a 50 year mortgage won't help! The monthly payment won't actually be meaningfully lower, if *any* lower.
This is a stupid idea because it won't actually allow anybody to get a mortgage who couldn't otherwise. It won't do anything except *maybe* push up prices for existing homes because you can borrow more. But mostly I think no one would get one if it were available, because there's no advantage.
November 12, 2025 at 6:19 PM
This is a stupid idea because it won't actually allow anybody to get a mortgage who couldn't otherwise. It won't do anything except *maybe* push up prices for existing homes because you can borrow more. But mostly I think no one would get one if it were available, because there's no advantage.
You do have the benefit of locking in a payment, appreciation, and being able to choose what to do with your own place without asking your landlord.
The issue is that if interest rates are even 1% higher (in parallel with 15 and 20 year notes versus 30) your monthly payment won't be any lower.
The issue is that if interest rates are even 1% higher (in parallel with 15 and 20 year notes versus 30) your monthly payment won't be any lower.
November 12, 2025 at 6:18 PM
You do have the benefit of locking in a payment, appreciation, and being able to choose what to do with your own place without asking your landlord.
The issue is that if interest rates are even 1% higher (in parallel with 15 and 20 year notes versus 30) your monthly payment won't be any lower.
The issue is that if interest rates are even 1% higher (in parallel with 15 and 20 year notes versus 30) your monthly payment won't be any lower.
Now I think Dems are very likely to carry the House, and honestly have a pretty good shot at the Senate. In a D+8 environment, you have ME, AK, NC, IA, MT, OH, maybe even (God willing) TX all in play. But let's not shift a D+12 next November just because of off-cycle specials this year.
November 12, 2025 at 3:32 AM
Now I think Dems are very likely to carry the House, and honestly have a pretty good shot at the Senate. In a D+8 environment, you have ME, AK, NC, IA, MT, OH, maybe even (God willing) TX all in play. But let's not shift a D+12 next November just because of off-cycle specials this year.
I think people are over-indexing here on special elections. Dems have higher-propensity voters and do better in low turnout elections these last few years. A D+10 or+12 electorate in a special doesn't mean we'll see those numbers carry through to the midterms.
November 12, 2025 at 3:29 AM
I think people are over-indexing here on special elections. Dems have higher-propensity voters and do better in low turnout elections these last few years. A D+10 or+12 electorate in a special doesn't mean we'll see those numbers carry through to the midterms.
Reposted by Apple Eater
*deep breath*
Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 y
Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 y
November 9, 2025 at 7:43 PM
*deep breath*
Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 y
Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 years ago is a welcome sign of progress. Young people’s ignorance of how homophobic American society was 30 y
I've had a two-year lease at a house, just for the asking. The landlord raised the rent, and I countered by accepting the rate but only for a two-year.
But yes, it's quite unusual, and I own now specifically because I was tired of rent hikes.
But yes, it's quite unusual, and I own now specifically because I was tired of rent hikes.
November 9, 2025 at 5:27 AM
I've had a two-year lease at a house, just for the asking. The landlord raised the rent, and I countered by accepting the rate but only for a two-year.
But yes, it's quite unusual, and I own now specifically because I was tired of rent hikes.
But yes, it's quite unusual, and I own now specifically because I was tired of rent hikes.
I wonder if there's enough votes for him to lose the Minority Leader position next Congress.
Or sooner.
Or sooner.
November 9, 2025 at 3:00 AM
I wonder if there's enough votes for him to lose the Minority Leader position next Congress.
Or sooner.
Or sooner.
Yes! HSAs are a good thing, though in large part it would be simpler to just make all medical care tax deductible. But they aren't health insurance and are worse than useless for the poor, who are mostly likely to have to pay that stiff withdrawal penalty.
November 8, 2025 at 11:48 PM
Yes! HSAs are a good thing, though in large part it would be simpler to just make all medical care tax deductible. But they aren't health insurance and are worse than useless for the poor, who are mostly likely to have to pay that stiff withdrawal penalty.
Memento Mori from Strange New Worlds is also an A+ submarine episode.
November 8, 2025 at 9:13 PM
Memento Mori from Strange New Worlds is also an A+ submarine episode.
So a) I would watch that b) if we're going to do "flipping" then it needs to be longer than a movie c) the problem with making it a series is that no one has the courage to do a one-season mini-series with no intention of a season two.
November 8, 2025 at 7:44 PM
So a) I would watch that b) if we're going to do "flipping" then it needs to be longer than a movie c) the problem with making it a series is that no one has the courage to do a one-season mini-series with no intention of a season two.
The only part of TPM that's essential is the Duel of the Fates, but that five minutes is as good as any part of any Star Wars movie.
November 8, 2025 at 7:16 PM
The only part of TPM that's essential is the Duel of the Fates, but that five minutes is as good as any part of any Star Wars movie.
I assumed it was in reference to the Sandwich Guy trial in DC, where the jurors asked whether two words were synonyms. The implication in the question was that if they were synonyms, they'd convict. The judge agreed they were synonyms. And then the jury acquitted. I was surprised based on the note.
November 8, 2025 at 4:15 AM
I assumed it was in reference to the Sandwich Guy trial in DC, where the jurors asked whether two words were synonyms. The implication in the question was that if they were synonyms, they'd convict. The judge agreed they were synonyms. And then the jury acquitted. I was surprised based on the note.
I mean they're already gerrymandered to a fare-thee-well and have been for decades, right?
November 5, 2025 at 5:58 AM
I mean they're already gerrymandered to a fare-thee-well and have been for decades, right?
I let mine "vote" my sample ballot. He loved it.
November 4, 2025 at 4:16 AM
I let mine "vote" my sample ballot. He loved it.