Jessica Roy
@jessicaroy.bsky.social
I'm the personal finance columnist for the @sfchronicle. One-time Joan Baez backup dancer.
Is there an AI bubble? Some of AI's biggest boosters seem to think so. I talked to financial experts about what you can do with your money to protect it (or prepare to ride out a downturn) if there's a burst: www.sfchronicle.com/personal-fin...
Worried about an AI bubble? Here’s what to do with your money now
Sam Altman, Mark Zuckerberg and Eric Schmidt have all acknowledged the possibility of an “AI bubble.” How can non-tech billionaires protect their money from the potential fallout of a burst?
www.sfchronicle.com
November 5, 2025 at 12:15 AM
Is there an AI bubble? Some of AI's biggest boosters seem to think so. I talked to financial experts about what you can do with your money to protect it (or prepare to ride out a downturn) if there's a burst: www.sfchronicle.com/personal-fin...
Exciting news for working parents with kids under 13: The dependent care FSA, which has had the same limit since it was introduced in 1986, is finally increasing next year: www.sfchronicle.com/personal-fin...
You can soon save more pretax money for child care — but there’s a catch
Attention, parents doing open enrollment: You can sock away more money for day care costs in 2026, thanks to a change in the dependent care flexible spending account limit.
www.sfchronicle.com
October 31, 2025 at 5:56 PM
Exciting news for working parents with kids under 13: The dependent care FSA, which has had the same limit since it was introduced in 1986, is finally increasing next year: www.sfchronicle.com/personal-fin...
Federal workers are now missing entire paychecks due to the shutdown. We rounded up grants, loans, food banks, restaurants, hardship loans, unemployment information and other resources for federal employees.
No paywall: www.sfchronicle.com/personal-fin...
No paywall: www.sfchronicle.com/personal-fin...
The government shutdown is costing workers entire paychecks — here’s what you can do now
Thousands of federal workers in the Bay Area are going without pay amid the government shutdown. If you’re one of them, here’s a list of financial resources to tap — and things to avoid.
www.sfchronicle.com
October 29, 2025 at 10:04 PM
Federal workers are now missing entire paychecks due to the shutdown. We rounded up grants, loans, food banks, restaurants, hardship loans, unemployment information and other resources for federal employees.
No paywall: www.sfchronicle.com/personal-fin...
No paywall: www.sfchronicle.com/personal-fin...
Sometimes you just can't predict where your reporting will take you. I set out to find out how much the $1.50 Costco hot dog deal -- now celebrating its 40th year -- would cost if that price had kept up with inflation. I wound up in a conversation with a Costco super-fan who owns a piece of history.
October 25, 2025 at 9:00 PM
Sometimes you just can't predict where your reporting will take you. I set out to find out how much the $1.50 Costco hot dog deal -- now celebrating its 40th year -- would cost if that price had kept up with inflation. I wound up in a conversation with a Costco super-fan who owns a piece of history.
The COLA increase for 2026 was set to be announced on Oct. 15. The government shutdown “is going to delay that announcement.” www.sfchronicle.com/personal-fin...
How the government shutdown could impact the Social Security COLA increase
The 2025 cost-of-living adjustment increase for Social Security recipients was set to be announced Oct. 15. The government shutdown is expected to delay that.
www.sfchronicle.com
October 9, 2025 at 11:50 PM
The COLA increase for 2026 was set to be announced on Oct. 15. The government shutdown “is going to delay that announcement.” www.sfchronicle.com/personal-fin...
How much does it cost to send your child to the top-ranked private high schools in the Bay Area? In many cases, more than UC tuition. Here's how the top private schools ranked this year and what they cost.
October 2, 2025 at 8:46 PM
How much does it cost to send your child to the top-ranked private high schools in the Bay Area? In many cases, more than UC tuition. Here's how the top private schools ranked this year and what they cost.
I love getting emails from readers, and I try to write back as often as I can. But when I published our list of California’s richest suburbs, my inbox overflowed with variations on the same question. So I wrote a follow-up: www.sfchronicle.com/personal-fin...
These are the 50 richest California cities — and why some didn’t make the list
We got lots of emails from readers asking about omissions on our “richest suburbs in California” list. Here’s why some cities didn’t make the cut — and where they would have landed.
www.sfchronicle.com
September 29, 2025 at 6:53 PM
I love getting emails from readers, and I try to write back as often as I can. But when I published our list of California’s richest suburbs, my inbox overflowed with variations on the same question. So I wrote a follow-up: www.sfchronicle.com/personal-fin...
Bay Area parents: Tell us your thoughts on private school — and help shape our coverage www.sfchronicle.com/personal-fin...
Bay Area parents: Tell us your thoughts on private school — and help shape our coverage
Many parents in the Bay Area choose to send their children to private K-12 schools. Are you one of them? We’d like to hear from you for an upcoming series.
www.sfchronicle.com
September 25, 2025 at 8:24 PM
Bay Area parents: Tell us your thoughts on private school — and help shape our coverage www.sfchronicle.com/personal-fin...
“The fact is we’re paying more partly because of tariffs.”
www.sfchronicle.com/personal-fin...
www.sfchronicle.com/personal-fin...
The best way to save money as grocery prices spike? Make these easy shopping swaps
When grocery prices go up, consumers buy fewer things and reduce spending. But there's another simple way to save money at the grocery store.
www.sfchronicle.com
September 22, 2025 at 9:27 PM
“The fact is we’re paying more partly because of tariffs.”
www.sfchronicle.com/personal-fin...
www.sfchronicle.com/personal-fin...
Gov. Newsom weighs in: "Corrupt, despicable, & spineless behavior. A coordinated effort to control the media is happening before our eyes & it needs to be called out."
Disney will pull “Jimmy Kimmel Live!” indefinitely after one of the nation’s largest station groups said it would not carry the late-night program following the host’s comments about Charlie...
Newsom blasts ‘spineless’ ABC for pulling Jimmy Kimmel over Charlie Kirk remarks
Disney will pull “Jimmy Kimmel Live!” indefinitely after one of the nation’s largest station groups said it would not carry the late-night program following the host’s comments about Charlie...
bit.ly
September 17, 2025 at 11:54 PM
Gov. Newsom weighs in: "Corrupt, despicable, & spineless behavior. A coordinated effort to control the media is happening before our eyes & it needs to be called out."
A new study out of the California Policy Lab found hundreds of thousands of Californians are now delinquent on their student loans. Older borrowers are more likely to be behind. www.sfchronicle.com/personal-fin...
Boomers, Gen X, Millennials or Gen Z? Who’s hurting most from student loans in California
The number of Californians delinquent on their student loans has spiked into the hundreds of thousands — with some age groups hit harder than others, according to a new report.
www.sfchronicle.com
September 17, 2025 at 4:51 PM
A new study out of the California Policy Lab found hundreds of thousands of Californians are now delinquent on their student loans. Older borrowers are more likely to be behind. www.sfchronicle.com/personal-fin...
Even in vaccine-friendly California, people are having trouble getting COVID shots. Here are the conditions that qualify + other tips to get one here. www.sfchronicle.com/health/artic...
COVID vaccine chaos: Even pharmacists are confused, but here’s who can get one
Confusion in the wake of new federal restrictions on COVID-19 vaccine eligibility has caused frustration for some Californians trying to get the updated shots.
www.sfchronicle.com
September 11, 2025 at 8:13 PM
Even in vaccine-friendly California, people are having trouble getting COVID shots. Here are the conditions that qualify + other tips to get one here. www.sfchronicle.com/health/artic...
These are California’s 50 richest suburbs — a Bay Area city tops the list www.sfchronicle.com/personal-fin...
These are California’s 50 richest suburbs — a Bay Area city tops the list
The Bay Area isn’t just wealthy — it’s home to most of California’s richest suburbs. Here are the 50 wealthiest statewide and what it costs to buy in.
www.sfchronicle.com
September 8, 2025 at 5:40 PM
These are California’s 50 richest suburbs — a Bay Area city tops the list www.sfchronicle.com/personal-fin...
Reposted by Jessica Roy
🎧 Listen to the Podcast!
@sfchronicle.com's @jessicaroy.bsky.social, @latimes.com's Andrea Castillo and McClatchy's David Lightman broke down what the new law means for everyday Californians like you.
🔗: buff.ly/1As0FhK
@sfchronicle.com's @jessicaroy.bsky.social, @latimes.com's Andrea Castillo and McClatchy's David Lightman broke down what the new law means for everyday Californians like you.
🔗: buff.ly/1As0FhK
KQED's Forum
Forum tells remarkable and true stories about who we are and where we live. In the first hour, Alexis Madrigal convenes the diverse voices of the Bay Area, before turning to Mina Kim for the second…
link.chtbl.com
July 10, 2025 at 12:30 AM
🎧 Listen to the Podcast!
@sfchronicle.com's @jessicaroy.bsky.social, @latimes.com's Andrea Castillo and McClatchy's David Lightman broke down what the new law means for everyday Californians like you.
🔗: buff.ly/1As0FhK
@sfchronicle.com's @jessicaroy.bsky.social, @latimes.com's Andrea Castillo and McClatchy's David Lightman broke down what the new law means for everyday Californians like you.
🔗: buff.ly/1As0FhK
Reposted by Jessica Roy
I’m in downtown Los Angeles where the “No Kings” protest is set to begin in half an hour. There are already well over 1000 people here. The crowd is rapidly growing, and in my estimation is made up of a significantly older contingent than previous anti-ICE protests in LA. I’ll be covering all day
June 14, 2025 at 4:32 PM
I’m in downtown Los Angeles where the “No Kings” protest is set to begin in half an hour. There are already well over 1000 people here. The crowd is rapidly growing, and in my estimation is made up of a significantly older contingent than previous anti-ICE protests in LA. I’ll be covering all day
The Pentagon confirmed to the Chronicle that the photos of sleeping soldiers are real. www.sfchronicle.com/california/a...
We published real photos of troops sleeping on a floor in L.A. Right-wing critics called them fake
So widespread were the claims that fact-checking organizations launched inquiries. Then the Pentagon confirmed the Chronicle’s images of National Guard troops in Los Angeles were authentic.
www.sfchronicle.com
June 11, 2025 at 9:45 PM
The Pentagon confirmed to the Chronicle that the photos of sleeping soldiers are real. www.sfchronicle.com/california/a...
Reposted by Jessica Roy
As faith leaders have a crowd take a knee and pray outside the federal building, DHS officers raise their weapons at priests and National Guard members lineup with riot shields against them tonight in downtown L.A.
June 11, 2025 at 2:45 AM
As faith leaders have a crowd take a knee and pray outside the federal building, DHS officers raise their weapons at priests and National Guard members lineup with riot shields against them tonight in downtown L.A.
Reposted by Jessica Roy
Law enforcement is violently targeting press at protests around Los Angeles, from easily recognizable "mainstream" outlets to freelancers and independents. ALL press have explicit legal protections in California. #JournalismIsNotACrime.
This evidence thread may get graphic. 🧵👇
This evidence thread may get graphic. 🧵👇
June 8, 2025 at 11:25 AM
Law enforcement is violently targeting press at protests around Los Angeles, from easily recognizable "mainstream" outlets to freelancers and independents. ALL press have explicit legal protections in California. #JournalismIsNotACrime.
This evidence thread may get graphic. 🧵👇
This evidence thread may get graphic. 🧵👇
Reposted by Jessica Roy
In the last 20 or so minutes I’ve seen LAPD officers shove women to the ground without provocation, rip a sign out of a man’s hand and then swing a baton into his leg and raise a less-lethal launcher to aim
directly at a protester (which I’m 99% is a major policy violation.)
directly at a protester (which I’m 99% is a major policy violation.)
June 8, 2025 at 10:58 PM
In the last 20 or so minutes I’ve seen LAPD officers shove women to the ground without provocation, rip a sign out of a man’s hand and then swing a baton into his leg and raise a less-lethal launcher to aim
directly at a protester (which I’m 99% is a major policy violation.)
directly at a protester (which I’m 99% is a major policy violation.)
Reposted by Jessica Roy
.@LAPDHQ officer just raised and aimed directly at a protester.
June 8, 2025 at 10:50 PM
.@LAPDHQ officer just raised and aimed directly at a protester.
Reposted by Jessica Roy
NEW: The CFPB has been gutted. More than 1,400 workers received RIF notices this afternoon, agency sources tell me. Around 200 employees are left. www.wired.com/story/cfpb-h...
The CFPB Has Been Gutted
The Consumer Financial Protection Bureau terminated the positions of 1,406 employees at the congressionally-mandated agency.
www.wired.com
April 17, 2025 at 9:29 PM
NEW: The CFPB has been gutted. More than 1,400 workers received RIF notices this afternoon, agency sources tell me. Around 200 employees are left. www.wired.com/story/cfpb-h...
Reposted by Jessica Roy
MON at 9AM:
@jessicaroy.bsky.social, @ramitsethi.bsky.social & @usnews.com Money editor Susannah Snider join to help us make sense of the economic uncertainty and how it should affect our financial choices.
❓ How are you managing your finances in response to tariffs, inflation or market changes?
@jessicaroy.bsky.social, @ramitsethi.bsky.social & @usnews.com Money editor Susannah Snider join to help us make sense of the economic uncertainty and how it should affect our financial choices.
❓ How are you managing your finances in response to tariffs, inflation or market changes?
Should retirees move money amid market turbulence? What experts say now
With President Donald Trump’s ever-shifting approach to tariffs and the market’s volatility, how should retirees be reacting? Here’s what planning experts say.
buff.ly
April 12, 2025 at 1:01 AM
MON at 9AM:
@jessicaroy.bsky.social, @ramitsethi.bsky.social & @usnews.com Money editor Susannah Snider join to help us make sense of the economic uncertainty and how it should affect our financial choices.
❓ How are you managing your finances in response to tariffs, inflation or market changes?
@jessicaroy.bsky.social, @ramitsethi.bsky.social & @usnews.com Money editor Susannah Snider join to help us make sense of the economic uncertainty and how it should affect our financial choices.
❓ How are you managing your finances in response to tariffs, inflation or market changes?
Reposted by Jessica Roy
On “Everybody’s Live With John Mulaney,” @jessicaroy.bsky.social sat down with Joan Baez, Michael Keaton and Fred Armisen to talk about a financial issue that most of us will face at some point.
John Mulaney asked me one of life’s vexing finance questions. Here's what I said
On “Everybody’s Live With John Mulaney,” I sat down with Joan Baez, Michael Keaton and Fred Armisen to talk about a financial issue that most of us will face.
www.sfchronicle.com
March 17, 2025 at 7:00 PM
On “Everybody’s Live With John Mulaney,” @jessicaroy.bsky.social sat down with Joan Baez, Michael Keaton and Fred Armisen to talk about a financial issue that most of us will face at some point.
Reposted by Jessica Roy
Had to preserve a frame of Joan Baez (with Richard Kind and Jessica Roy) dancing to Cypress Hill's "Hits from the Bong" on John Mulaney's Netflix show
March 13, 2025 at 3:02 AM
Had to preserve a frame of Joan Baez (with Richard Kind and Jessica Roy) dancing to Cypress Hill's "Hits from the Bong" on John Mulaney's Netflix show
Hey, that's me!
John Mulaney fever dream LIVE on Netflix. Who's coming?
Everybody's Live with John Mulaney. Wednesdays at 10PM ET | 7PM PT.
Everybody's Live with John Mulaney. Wednesdays at 10PM ET | 7PM PT.
March 11, 2025 at 8:10 PM
Hey, that's me!