Juan Castellanos
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jcs-101.bsky.social
Juan Castellanos
@jcs-101.bsky.social
29 followers 23 following 1 posts
Research Economist 👨‍💻
➡️ @bankofengland.bsky.social
Ph.D. in Economics 🧑‍🎓
➡️ @eui-eco.bsky.social
Academic website 👨‍🏫
➡️ https://jcaste94.github.io
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Reposted by Juan Castellanos
voxeu.org
Shocks that reduce households' access to #mortgage credit, including both borrower-based limits and increases in the real interest rate, negatively impact lower-income and/or young households.
@jcs-101.bsky.social, Andrew Hannon, @gonpazpardo.bsky.social
cepr.org/voxeu/column...
#EconSky
Graphs of annual average rents and homeownership rates after the mortgage credit reform in Ireland. Annual rents increased and the homeownership rate fell. Steadily increasing rents and historically high house prices in many euro area countries are forcing many households to devote ever more of their income to housing. This column examines the impact of tighter credit conditions adopted in the aftermath of the global financial crisis on inequality in the housing market. The authors find that shocks that reduce households’ access to mortgage credit, including both borrower-based limits and increases in the real interest rate, negatively impact lower-income and/or young households.
March 3, 2025 at 10:12 AM
jcs-101.bsky.social
Excited and proud of having defended my thesis! #PhDone 🧑‍🎓✅

Beyond grateful to my advisors, Russell and Ramon, an honored to have such an incredible external committee in M. Eichenbaum & G. Violante ‼️
February 14, 2025 at 8:18 AM