Finance Watch
@financewatch.bsky.social
Finance Watch is an independent non-profit association dedicated to reforming finance in the interest of citizens.
www.finance-watch.org
www.finance-watch.org
🤖 AI is reshaping finance faster than regulation can keep up.
Adriana Cuppuleri from @algorithmwatch.org, @leevisaari.bsky.social from @ainowinstitute.bsky.social and Christian M. Stiefmüller discuss how Big Tech is reshaping our financial system (and society).
#FinanceForSociety
Adriana Cuppuleri from @algorithmwatch.org, @leevisaari.bsky.social from @ainowinstitute.bsky.social and Christian M. Stiefmüller discuss how Big Tech is reshaping our financial system (and society).
#FinanceForSociety
December 4, 2025 at 2:52 PM
🤖 AI is reshaping finance faster than regulation can keep up.
Adriana Cuppuleri from @algorithmwatch.org, @leevisaari.bsky.social from @ainowinstitute.bsky.social and Christian M. Stiefmüller discuss how Big Tech is reshaping our financial system (and society).
#FinanceForSociety
Adriana Cuppuleri from @algorithmwatch.org, @leevisaari.bsky.social from @ainowinstitute.bsky.social and Christian M. Stiefmüller discuss how Big Tech is reshaping our financial system (and society).
#FinanceForSociety
@annpettifor.bsky.social on the coming future crisis due to debt accumulation and the bailout state:
"The markets are operating in their stratosphere and beyond government oversight. Yet, unlike the crisis in the past, today the markets cannot and will not go bust..."
"The markets are operating in their stratosphere and beyond government oversight. Yet, unlike the crisis in the past, today the markets cannot and will not go bust..."
December 4, 2025 at 1:53 PM
@annpettifor.bsky.social on the coming future crisis due to debt accumulation and the bailout state:
"The markets are operating in their stratosphere and beyond government oversight. Yet, unlike the crisis in the past, today the markets cannot and will not go bust..."
"The markets are operating in their stratosphere and beyond government oversight. Yet, unlike the crisis in the past, today the markets cannot and will not go bust..."
@thomasfazi.bsky.social at the #FinanceForSociety Forum:
"95% of #BlackFriday sales were financed. (...) People are entering long term indebtedness to maintain consumption levels. These kind of high levels of private debt were exactly what caused the last financial crisis."
"95% of #BlackFriday sales were financed. (...) People are entering long term indebtedness to maintain consumption levels. These kind of high levels of private debt were exactly what caused the last financial crisis."
December 4, 2025 at 12:07 PM
@thomasfazi.bsky.social at the #FinanceForSociety Forum:
"95% of #BlackFriday sales were financed. (...) People are entering long term indebtedness to maintain consumption levels. These kind of high levels of private debt were exactly what caused the last financial crisis."
"95% of #BlackFriday sales were financed. (...) People are entering long term indebtedness to maintain consumption levels. These kind of high levels of private debt were exactly what caused the last financial crisis."
@christinejberry.bsky.social at the #FinanceForSociety Forum:
"The financial sector weaponises complexity. We see this playing out in advocacy; shaping complex regulations which are now being unwound because the industry then says they are 'too complex to comply with.' How do we break this cycle?"
"The financial sector weaponises complexity. We see this playing out in advocacy; shaping complex regulations which are now being unwound because the industry then says they are 'too complex to comply with.' How do we break this cycle?"
December 4, 2025 at 12:01 PM
@christinejberry.bsky.social at the #FinanceForSociety Forum:
"The financial sector weaponises complexity. We see this playing out in advocacy; shaping complex regulations which are now being unwound because the industry then says they are 'too complex to comply with.' How do we break this cycle?"
"The financial sector weaponises complexity. We see this playing out in advocacy; shaping complex regulations which are now being unwound because the industry then says they are 'too complex to comply with.' How do we break this cycle?"
📣 At our plenary, @thomasfazi.bsky.social, @christinejberry.bsky.social, @andrewwatteu.bsky.social and @dirkehnts.bsky.social discuss how to shift finance to serve people and society, alongside moderator Marek Hudon.
A thread 🧵
A thread 🧵
December 4, 2025 at 11:40 AM
📣 At our plenary, @thomasfazi.bsky.social, @christinejberry.bsky.social, @andrewwatteu.bsky.social and @dirkehnts.bsky.social discuss how to shift finance to serve people and society, alongside moderator Marek Hudon.
A thread 🧵
A thread 🧵
@geoffmann.bsky.social ponders on the role of finance at the #FinanceForSociety Forum:
“Finance is the single most important machine in the construction of the future, the crucial first step in planet-making. It’s the most powerful tool we have to address the future and its uncertainties.”
“Finance is the single most important machine in the construction of the future, the crucial first step in planet-making. It’s the most powerful tool we have to address the future and its uncertainties.”
December 4, 2025 at 9:23 AM
@geoffmann.bsky.social ponders on the role of finance at the #FinanceForSociety Forum:
“Finance is the single most important machine in the construction of the future, the crucial first step in planet-making. It’s the most powerful tool we have to address the future and its uncertainties.”
“Finance is the single most important machine in the construction of the future, the crucial first step in planet-making. It’s the most powerful tool we have to address the future and its uncertainties.”
📢 We’re hiring an Accounting & Operations Intern (3–6 months) in Brussels, supporting accounting (Horus), office & events, HR backup, and statistics tasks.
Are you organised, accurate, Excel/Google Sheets–savvy, and fluent in EN, FR or NL?👉 Apply here:
www.finance-watch.org/job/job-offe...
Are you organised, accurate, Excel/Google Sheets–savvy, and fluent in EN, FR or NL?👉 Apply here:
www.finance-watch.org/job/job-offe...
December 2, 2025 at 5:06 PM
📢 We’re hiring an Accounting & Operations Intern (3–6 months) in Brussels, supporting accounting (Horus), office & events, HR backup, and statistics tasks.
Are you organised, accurate, Excel/Google Sheets–savvy, and fluent in EN, FR or NL?👉 Apply here:
www.finance-watch.org/job/job-offe...
Are you organised, accurate, Excel/Google Sheets–savvy, and fluent in EN, FR or NL?👉 Apply here:
www.finance-watch.org/job/job-offe...
🔍 Soon, we’ll be discussing how we can defend and advance a financial system that works for people and the planet at the #FinanceforSociety Forum in Brussels!
Register now to join the conversation on 4 Dec 👉 www.finance-watch.org/campaign/fin...
Register now to join the conversation on 4 Dec 👉 www.finance-watch.org/campaign/fin...
November 27, 2025 at 11:21 AM
🔍 Soon, we’ll be discussing how we can defend and advance a financial system that works for people and the planet at the #FinanceforSociety Forum in Brussels!
Register now to join the conversation on 4 Dec 👉 www.finance-watch.org/campaign/fin...
Register now to join the conversation on 4 Dec 👉 www.finance-watch.org/campaign/fin...
🪖 The EU is boosting #Defence spending, and some want to label it sustainable.
But changing the EU rulebook to make defence count as green finance risks undermining climate goals and the credibility of sustainable finance.
#GreenInvestments must stay green!🌱
But changing the EU rulebook to make defence count as green finance risks undermining climate goals and the credibility of sustainable finance.
#GreenInvestments must stay green!🌱
November 4, 2025 at 10:04 AM
🪖 The EU is boosting #Defence spending, and some want to label it sustainable.
But changing the EU rulebook to make defence count as green finance risks undermining climate goals and the credibility of sustainable finance.
#GreenInvestments must stay green!🌱
But changing the EU rulebook to make defence count as green finance risks undermining climate goals and the credibility of sustainable finance.
#GreenInvestments must stay green!🌱
This #Halloween, a menace looms over the financial system🦇
In #StrangerThings, the Upside Down is a dark reflection of our world. Finance has one too. Shadow banks hold nearly half of global financial assets. It’s time to regulate shadow banks before they strike! A 🧵 1/5
In #StrangerThings, the Upside Down is a dark reflection of our world. Finance has one too. Shadow banks hold nearly half of global financial assets. It’s time to regulate shadow banks before they strike! A 🧵 1/5
October 31, 2025 at 10:05 AM
This #Halloween, a menace looms over the financial system🦇
In #StrangerThings, the Upside Down is a dark reflection of our world. Finance has one too. Shadow banks hold nearly half of global financial assets. It’s time to regulate shadow banks before they strike! A 🧵 1/5
In #StrangerThings, the Upside Down is a dark reflection of our world. Finance has one too. Shadow banks hold nearly half of global financial assets. It’s time to regulate shadow banks before they strike! A 🧵 1/5
5/
🏦 Prudential reform matters too.
Current rules discourage long-term, climate-aligned investment.
Finance Watch proposes climate-related capital buffers that:
➡️ Price in long-term risks
➡️ Reward early investment in resilience
🏦 Prudential reform matters too.
Current rules discourage long-term, climate-aligned investment.
Finance Watch proposes climate-related capital buffers that:
➡️ Price in long-term risks
➡️ Reward early investment in resilience
October 28, 2025 at 8:03 AM
5/
🏦 Prudential reform matters too.
Current rules discourage long-term, climate-aligned investment.
Finance Watch proposes climate-related capital buffers that:
➡️ Price in long-term risks
➡️ Reward early investment in resilience
🏦 Prudential reform matters too.
Current rules discourage long-term, climate-aligned investment.
Finance Watch proposes climate-related capital buffers that:
➡️ Price in long-term risks
➡️ Reward early investment in resilience
4/
💶 To fix the insurance gap, Europe must fix the investment gap.
Private capital alone won’t deliver the scale of investment needed for mitigation and adaptation.
Reforming the EU’s public finance architecture is essential.
💶 To fix the insurance gap, Europe must fix the investment gap.
Private capital alone won’t deliver the scale of investment needed for mitigation and adaptation.
Reforming the EU’s public finance architecture is essential.
October 28, 2025 at 8:03 AM
4/
💶 To fix the insurance gap, Europe must fix the investment gap.
Private capital alone won’t deliver the scale of investment needed for mitigation and adaptation.
Reforming the EU’s public finance architecture is essential.
💶 To fix the insurance gap, Europe must fix the investment gap.
Private capital alone won’t deliver the scale of investment needed for mitigation and adaptation.
Reforming the EU’s public finance architecture is essential.
3/
💡 A European catastrophe schemes could help – but only if access to EU-level support is conditional on credible climate transition and adaptation plans.
No one should get public support to insure against risks they’re still fueling. But that’s not enough.
💡 A European catastrophe schemes could help – but only if access to EU-level support is conditional on credible climate transition and adaptation plans.
No one should get public support to insure against risks they’re still fueling. But that’s not enough.
October 28, 2025 at 8:03 AM
3/
💡 A European catastrophe schemes could help – but only if access to EU-level support is conditional on credible climate transition and adaptation plans.
No one should get public support to insure against risks they’re still fueling. But that’s not enough.
💡 A European catastrophe schemes could help – but only if access to EU-level support is conditional on credible climate transition and adaptation plans.
No one should get public support to insure against risks they’re still fueling. But that’s not enough.
2/
Europe faces a spiral of uninsurability.
Even now, only 25% of climate disaster losses are insured – the rest falls on households, businesses, and governments.
Rising premiums and shrinking coverage will threaten both economic stability and public finances.
Europe faces a spiral of uninsurability.
Even now, only 25% of climate disaster losses are insured – the rest falls on households, businesses, and governments.
Rising premiums and shrinking coverage will threaten both economic stability and public finances.
October 28, 2025 at 8:03 AM
2/
Europe faces a spiral of uninsurability.
Even now, only 25% of climate disaster losses are insured – the rest falls on households, businesses, and governments.
Rising premiums and shrinking coverage will threaten both economic stability and public finances.
Europe faces a spiral of uninsurability.
Even now, only 25% of climate disaster losses are insured – the rest falls on households, businesses, and governments.
Rising premiums and shrinking coverage will threaten both economic stability and public finances.
🧵 1/
🚨 New report from @finance_watch:
“Breaking the spiral of uninsurable climate losses”
As climate impacts grow, Europe’s insurance safety net is shrinking – leaving taxpayers to pick up the bill.
🧵 Read on ↓
🚨 New report from @finance_watch:
“Breaking the spiral of uninsurable climate losses”
As climate impacts grow, Europe’s insurance safety net is shrinking – leaving taxpayers to pick up the bill.
🧵 Read on ↓
October 28, 2025 at 8:03 AM
🧵 1/
🚨 New report from @finance_watch:
“Breaking the spiral of uninsurable climate losses”
As climate impacts grow, Europe’s insurance safety net is shrinking – leaving taxpayers to pick up the bill.
🧵 Read on ↓
🚨 New report from @finance_watch:
“Breaking the spiral of uninsurable climate losses”
As climate impacts grow, Europe’s insurance safety net is shrinking – leaving taxpayers to pick up the bill.
🧵 Read on ↓
A new era at Finance Watch! Isabelle Buscke will be Secretary General from 1 January 2026. With deep EU policy and public interest advocacy experience, she’ll help advance a financial system that serves society. Our deepest thanks to our outgoing SG, Benoît Lallemand! 🤝
#FinanceWatch #Leadership
#FinanceWatch #Leadership
October 27, 2025 at 8:44 AM
A new era at Finance Watch! Isabelle Buscke will be Secretary General from 1 January 2026. With deep EU policy and public interest advocacy experience, she’ll help advance a financial system that serves society. Our deepest thanks to our outgoing SG, Benoît Lallemand! 🤝
#FinanceWatch #Leadership
#FinanceWatch #Leadership
📣 BREAKING: Geoff Mann will join the #FinanceforSociety Forum on 4 December in Brussels!
A leading voice on the politics of crisis and capitalism’s uncertain future, and author of Climate Leviathan.
Join by registering through our website 👉 finance-watch.org/campaign/finance-for-society-forum-2025
A leading voice on the politics of crisis and capitalism’s uncertain future, and author of Climate Leviathan.
Join by registering through our website 👉 finance-watch.org/campaign/finance-for-society-forum-2025
October 21, 2025 at 2:11 PM
📣 BREAKING: Geoff Mann will join the #FinanceforSociety Forum on 4 December in Brussels!
A leading voice on the politics of crisis and capitalism’s uncertain future, and author of Climate Leviathan.
Join by registering through our website 👉 finance-watch.org/campaign/finance-for-society-forum-2025
A leading voice on the politics of crisis and capitalism’s uncertain future, and author of Climate Leviathan.
Join by registering through our website 👉 finance-watch.org/campaign/finance-for-society-forum-2025
📢 We’re hiring!
Finance Watch is looking for a Visual Communications Officer to help make finance serve society through creative design and storytelling.
📍 Brussels | 🌍 NGO | 💡 Creative impact
👉 Learn more and apply here: www.finance-watch.org/job/job-post...
Finance Watch is looking for a Visual Communications Officer to help make finance serve society through creative design and storytelling.
📍 Brussels | 🌍 NGO | 💡 Creative impact
👉 Learn more and apply here: www.finance-watch.org/job/job-post...
October 14, 2025 at 11:58 AM
📢 We’re hiring!
Finance Watch is looking for a Visual Communications Officer to help make finance serve society through creative design and storytelling.
📍 Brussels | 🌍 NGO | 💡 Creative impact
👉 Learn more and apply here: www.finance-watch.org/job/job-post...
Finance Watch is looking for a Visual Communications Officer to help make finance serve society through creative design and storytelling.
📍 Brussels | 🌍 NGO | 💡 Creative impact
👉 Learn more and apply here: www.finance-watch.org/job/job-post...
📣 Ann Pettifor will be at the #FinanceforSociety Forum on 4 December in Brussels!
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
October 7, 2025 at 3:18 PM
📣 Ann Pettifor will be at the #FinanceforSociety Forum on 4 December in Brussels!
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
📣 Ann Pettifor will be at the #FinanceforSociety Forum on 4 December in Brussels!
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
October 7, 2025 at 11:58 AM
📣 Ann Pettifor will be at the #FinanceforSociety Forum on 4 December in Brussels!
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
She has been a leading voice on finance & justice and will soon publish her new book The Global Casino on the hidden world of shadow banking.
Join us by registering today 👉 www.finance-watch.org/campaign/fin...
📣 ANNOUNCING the #FinanceforSocietyForum 2025!
As tensions rise with trade wars, inflation & regulatory rollbacks, academics and civil society must come together in support of resilient, just economies.
Save the date and register now 🎟️ www.finance-watch.org/campaign/fin...
As tensions rise with trade wars, inflation & regulatory rollbacks, academics and civil society must come together in support of resilient, just economies.
Save the date and register now 🎟️ www.finance-watch.org/campaign/fin...
October 2, 2025 at 10:31 AM
📣 ANNOUNCING the #FinanceforSocietyForum 2025!
As tensions rise with trade wars, inflation & regulatory rollbacks, academics and civil society must come together in support of resilient, just economies.
Save the date and register now 🎟️ www.finance-watch.org/campaign/fin...
As tensions rise with trade wars, inflation & regulatory rollbacks, academics and civil society must come together in support of resilient, just economies.
Save the date and register now 🎟️ www.finance-watch.org/campaign/fin...
7/
So why the delay?
Policymakers fear losing banking competitiveness.
But here’s the twist: banks with more polluting loan books tend to have lower profits & valuations.
A #ClimateSystemicBuffer could boost EU bank competitiveness.
So why the delay?
Policymakers fear losing banking competitiveness.
But here’s the twist: banks with more polluting loan books tend to have lower profits & valuations.
A #ClimateSystemicBuffer could boost EU bank competitiveness.
September 24, 2025 at 6:44 AM
7/
So why the delay?
Policymakers fear losing banking competitiveness.
But here’s the twist: banks with more polluting loan books tend to have lower profits & valuations.
A #ClimateSystemicBuffer could boost EU bank competitiveness.
So why the delay?
Policymakers fear losing banking competitiveness.
But here’s the twist: banks with more polluting loan books tend to have lower profits & valuations.
A #ClimateSystemicBuffer could boost EU bank competitiveness.
6/
And contrary to fears, banks can easily fund the buffer from a modest, one-off period of profit retention spread over several years, without cutting lending at all.
📉Once phased in (as is routine), the impact on ROE would be small to negligible.
And contrary to fears, banks can easily fund the buffer from a modest, one-off period of profit retention spread over several years, without cutting lending at all.
📉Once phased in (as is routine), the impact on ROE would be small to negligible.
September 24, 2025 at 6:44 AM
6/
And contrary to fears, banks can easily fund the buffer from a modest, one-off period of profit retention spread over several years, without cutting lending at all.
📉Once phased in (as is routine), the impact on ROE would be small to negligible.
And contrary to fears, banks can easily fund the buffer from a modest, one-off period of profit retention spread over several years, without cutting lending at all.
📉Once phased in (as is routine), the impact on ROE would be small to negligible.
5/
👉 That’s why Finance Watch proposes a climate systemic risk buffer.
A simpler, more targeted tool to:
🔹 Contain systemic risk buildup
🔹 Protect banks & taxpayers
🔹 End the $8.7B/year fossil fuel subsidy
🔹 Boost green financing
👉 That’s why Finance Watch proposes a climate systemic risk buffer.
A simpler, more targeted tool to:
🔹 Contain systemic risk buildup
🔹 Protect banks & taxpayers
🔹 End the $8.7B/year fossil fuel subsidy
🔹 Boost green financing
September 24, 2025 at 6:44 AM
5/
👉 That’s why Finance Watch proposes a climate systemic risk buffer.
A simpler, more targeted tool to:
🔹 Contain systemic risk buildup
🔹 Protect banks & taxpayers
🔹 End the $8.7B/year fossil fuel subsidy
🔹 Boost green financing
👉 That’s why Finance Watch proposes a climate systemic risk buffer.
A simpler, more targeted tool to:
🔹 Contain systemic risk buildup
🔹 Protect banks & taxpayers
🔹 End the $8.7B/year fossil fuel subsidy
🔹 Boost green financing
4/
Stress tests, disclosures, risk models – all underestimate climate risks.
Why? They miss the scale, complexity, and non-linear nature of climate threats. Banks' models weren't built for this.
Markets are lulled into a false sense of security.
Read also www.finance-watch.org/policy-porta...
Stress tests, disclosures, risk models – all underestimate climate risks.
Why? They miss the scale, complexity, and non-linear nature of climate threats. Banks' models weren't built for this.
Markets are lulled into a false sense of security.
Read also www.finance-watch.org/policy-porta...
September 24, 2025 at 6:44 AM
4/
Stress tests, disclosures, risk models – all underestimate climate risks.
Why? They miss the scale, complexity, and non-linear nature of climate threats. Banks' models weren't built for this.
Markets are lulled into a false sense of security.
Read also www.finance-watch.org/policy-porta...
Stress tests, disclosures, risk models – all underestimate climate risks.
Why? They miss the scale, complexity, and non-linear nature of climate threats. Banks' models weren't built for this.
Markets are lulled into a false sense of security.
Read also www.finance-watch.org/policy-porta...