Stephen | Finance55 🇬🇧
@finance55.bsky.social
Talking about financial freedom and early retirement.
Posts are not financial advice but personal experience. Do your own research.
Posts are not financial advice but personal experience. Do your own research.
Pinned
The Road to Financial Freedom
This book is about my journey to Financial Freedom and early retirement. Hopefully there will be information in it that will help you to do the same.
payhip.com
I have finally finished my book where I outline how I achieved Financial Freedom and retired early. If you want to do the same you can get my book via the following link:
payhip.com/b/iR7qk
payhip.com/b/iR7qk
Reposted by Stephen | Finance55 🇬🇧
If he cannot carry out his agenda without breaking our laws, violating our Constitution, ignoring the judiciary, alienating our allies and crashing the economy…
It’s a criminal agenda.
It’s a criminal agenda.
April 27, 2025 at 12:50 PM
If he cannot carry out his agenda without breaking our laws, violating our Constitution, ignoring the judiciary, alienating our allies and crashing the economy…
It’s a criminal agenda.
It’s a criminal agenda.
Reposted by Stephen | Finance55 🇬🇧
Tariffs got you down? Here are some savings strategies that Millennials can use to save some cash in the Tariffs Era. 💵
#financetips #finance #tariffs #money #millennials #moneymanagement #Savings #savingsgoals
#financetips #finance #tariffs #money #millennials #moneymanagement #Savings #savingsgoals
Tariffs Era Savings Strategies for Millennials
This past week…oof. Like many others, I’ve born witness to my IRA and my husband’s 401k accounts taking a nosedive. On top of that, now we’ll have to contend with higher pri…
millennialsprinkles.com
April 9, 2025 at 4:17 PM
Tariffs got you down? Here are some savings strategies that Millennials can use to save some cash in the Tariffs Era. 💵
#financetips #finance #tariffs #money #millennials #moneymanagement #Savings #savingsgoals
#financetips #finance #tariffs #money #millennials #moneymanagement #Savings #savingsgoals
Reposted by Stephen | Finance55 🇬🇧
I just don't get how we aren't already in general-strike mode. Trump is making himself into a dictator AND simultaneously obliterating Americans' finances. Other countries would rise up over less I think.
April 9, 2025 at 4:19 PM
I just don't get how we aren't already in general-strike mode. Trump is making himself into a dictator AND simultaneously obliterating Americans' finances. Other countries would rise up over less I think.
Reposted by Stephen | Finance55 🇬🇧
All those finance smart guys who voted for #Trump to get the goodies below, have not foreseen that the #tariffs moron is half way now with destroying #America ‘s economy.
Tax cuts for billionaire owners! Removal of pollution regulations for oil and chemical companies.
Disruption of green technologies for the oil and gas cos.
Racism
Misogyny
Bigotry!
There’s more, but that is a start!😵💫😵💫😵💫😵💫
Disruption of green technologies for the oil and gas cos.
Racism
Misogyny
Bigotry!
There’s more, but that is a start!😵💫😵💫😵💫😵💫
April 9, 2025 at 4:36 PM
Reposted by Stephen | Finance55 🇬🇧
Trump commerce sec pumps Tesla stock!
In a potential violation of gov ethics, Lutnick fanned the fear of missing out on a Tesla rally during an ITW on Fox News by literally telling voters to buy Tesla stock!
This gov is really corrupt!
🇺🇸 are not fools! #BoycottTesla
www.yahoo.com/finance/news...
In a potential violation of gov ethics, Lutnick fanned the fear of missing out on a Tesla rally during an ITW on Fox News by literally telling voters to buy Tesla stock!
This gov is really corrupt!
🇺🇸 are not fools! #BoycottTesla
www.yahoo.com/finance/news...
March 22, 2025 at 11:29 AM
Trump commerce sec pumps Tesla stock!
In a potential violation of gov ethics, Lutnick fanned the fear of missing out on a Tesla rally during an ITW on Fox News by literally telling voters to buy Tesla stock!
This gov is really corrupt!
🇺🇸 are not fools! #BoycottTesla
www.yahoo.com/finance/news...
In a potential violation of gov ethics, Lutnick fanned the fear of missing out on a Tesla rally during an ITW on Fox News by literally telling voters to buy Tesla stock!
This gov is really corrupt!
🇺🇸 are not fools! #BoycottTesla
www.yahoo.com/finance/news...
Reposted by Stephen | Finance55 🇬🇧
EU May Redirect €9 Billion in Frozen Russian Funds for Ukraine’s Military Needs
The European Union is considering using up to €9 billion of credit secured by frozen Russian assets to finance military assistance to Ukraine in 2025, according to European Pravda.
The European Union is considering using up to €9 billion of credit secured by frozen Russian assets to finance military assistance to Ukraine in 2025, according to European Pravda.
EU May Redirect €9 Billion in Frozen Russian Funds for Ukraine's Military Needs
The European Union is considering using up to €9 billion of credit secured by frozen Russian assets to finance military assistance to Ukraine
mil.in.ua
March 22, 2025 at 11:40 AM
EU May Redirect €9 Billion in Frozen Russian Funds for Ukraine’s Military Needs
The European Union is considering using up to €9 billion of credit secured by frozen Russian assets to finance military assistance to Ukraine in 2025, according to European Pravda.
The European Union is considering using up to €9 billion of credit secured by frozen Russian assets to finance military assistance to Ukraine in 2025, according to European Pravda.
Reposted by Stephen | Finance55 🇬🇧
KEEP THE PRESSURE ON. IT IS WORKING!
finance.yahoo.com/news/musk-me...
finance.yahoo.com/news/musk-me...
Musk Melts Down as Tesla Stock Price Plunges
The electric vehicle company has become a toxic brand as its CEO wreaks havoc in Washington
finance.yahoo.com
March 11, 2025 at 12:56 AM
KEEP THE PRESSURE ON. IT IS WORKING!
finance.yahoo.com/news/musk-me...
finance.yahoo.com/news/musk-me...
In the UK you can’t get your state pension until 66 - 68
If you want to retire earlier than this you need a plan
You can access a personal pension earlier (currently 55 but rising to 58)
And of course there are ISAs
If you want to retire earlier than this you need a plan
You can access a personal pension earlier (currently 55 but rising to 58)
And of course there are ISAs
February 22, 2025 at 4:26 PM
In the UK you can’t get your state pension until 66 - 68
If you want to retire earlier than this you need a plan
You can access a personal pension earlier (currently 55 but rising to 58)
And of course there are ISAs
If you want to retire earlier than this you need a plan
You can access a personal pension earlier (currently 55 but rising to 58)
And of course there are ISAs
I have finally finished my book where I outline how I achieved Financial Freedom and retired early. If you want to do the same you can get my book via the following link:
payhip.com/b/iR7qk
payhip.com/b/iR7qk
The Road to Financial Freedom
This book is about my journey to Financial Freedom and early retirement. Hopefully there will be information in it that will help you to do the same.
payhip.com
February 11, 2025 at 3:06 PM
I have finally finished my book where I outline how I achieved Financial Freedom and retired early. If you want to do the same you can get my book via the following link:
payhip.com/b/iR7qk
payhip.com/b/iR7qk
Natural yield - the dividends and interest that your investments produce
If you have enough invested, this can become a viable income stream.
If you have enough invested, this can become a viable income stream.
February 5, 2025 at 8:25 AM
Natural yield - the dividends and interest that your investments produce
If you have enough invested, this can become a viable income stream.
If you have enough invested, this can become a viable income stream.
I have finished my book which is now available for purchase. It talks about strategies that I used to enable me to retire early.
payhip.com/Finance55uk
payhip.com/Finance55uk
Finance55.uk
I retired at the age of 55 and decided to take up writing as a new hobby. My first book is about my journey to becoming financially free.
payhip.com
February 4, 2025 at 10:01 AM
I have finished my book which is now available for purchase. It talks about strategies that I used to enable me to retire early.
payhip.com/Finance55uk
payhip.com/Finance55uk
When you are looking for growth with your investments - accumulation funds
When you are looking for income from your investments - income/distribution funds
When you are looking for income from your investments - income/distribution funds
February 4, 2025 at 9:57 AM
When you are looking for growth with your investments - accumulation funds
When you are looking for income from your investments - income/distribution funds
When you are looking for income from your investments - income/distribution funds
Having financial goals may help you make better financial decisions
Do you know what your goals are?
Do you know what your goals are?
February 3, 2025 at 2:30 PM
Having financial goals may help you make better financial decisions
Do you know what your goals are?
Do you know what your goals are?
The term ‘#equity’ is used to describe the funds raised by a company for business growth and development
These funds are raised through public or #financial institutions by issuing company #shares which are then listed on a #stock exchange
These funds are raised through public or #financial institutions by issuing company #shares which are then listed on a #stock exchange
February 2, 2025 at 8:53 AM
The term ‘#equity’ is used to describe the funds raised by a company for business growth and development
These funds are raised through public or #financial institutions by issuing company #shares which are then listed on a #stock exchange
These funds are raised through public or #financial institutions by issuing company #shares which are then listed on a #stock exchange
‘Paying yourself first’ is a #financial strategy where you set aside an amount to #invest from your #income before you pay any other expenses
The easiest and most consistent way to do this is by setting up a direct debit to your #investment, that goes out the day after pay day
The easiest and most consistent way to do this is by setting up a direct debit to your #investment, that goes out the day after pay day
February 1, 2025 at 10:16 AM
‘Paying yourself first’ is a #financial strategy where you set aside an amount to #invest from your #income before you pay any other expenses
The easiest and most consistent way to do this is by setting up a direct debit to your #investment, that goes out the day after pay day
The easiest and most consistent way to do this is by setting up a direct debit to your #investment, that goes out the day after pay day
If you want to avoid some of the volatility in the #stock market, the strategy of Pound Cost Averaging is one way to ensure that you sleep well at nights
January 31, 2025 at 9:13 AM
If you want to avoid some of the volatility in the #stock market, the strategy of Pound Cost Averaging is one way to ensure that you sleep well at nights
Don’t say “No” to free money.
Pensions have two Superpowers that mean you get far more invested than it costs you.
This is my quick video explainer, yet it’s just a titbit, watch my full Martin Lewis Money Show Pension special: www.itv.com/watch/the-ma...
This is my quick video explainer, yet it’s just a titbit, watch my full Martin Lewis Money Show Pension special: www.itv.com/watch/the-ma...
Martin Lewis: The two SUPERPOWERS you get when you save in a pension that can double your money
YouTube video by MoneySavingExpert.com
youtu.be
January 30, 2025 at 3:43 PM
Don’t say “No” to free money.
Pound Cost Averaging = strategy where you #invest small amounts on a regular basis
When the market drops, you buy more ‘#shares’ for the same amount of money
The cost of your shares ‘averages’ out over time to between the highest & lowest value during your #investment window
When the market drops, you buy more ‘#shares’ for the same amount of money
The cost of your shares ‘averages’ out over time to between the highest & lowest value during your #investment window
January 30, 2025 at 12:51 PM
Pound Cost Averaging = strategy where you #invest small amounts on a regular basis
When the market drops, you buy more ‘#shares’ for the same amount of money
The cost of your shares ‘averages’ out over time to between the highest & lowest value during your #investment window
When the market drops, you buy more ‘#shares’ for the same amount of money
The cost of your shares ‘averages’ out over time to between the highest & lowest value during your #investment window
Wherever you are in your #investment journey, you should always have some easy access cash available for you to use in case of some sort of #financial emergency
This is usually referred to as an ‘Emergency Fund’
This is the money that helps you sleep at night
This is usually referred to as an ‘Emergency Fund’
This is the money that helps you sleep at night
January 30, 2025 at 9:02 AM
Wherever you are in your #investment journey, you should always have some easy access cash available for you to use in case of some sort of #financial emergency
This is usually referred to as an ‘Emergency Fund’
This is the money that helps you sleep at night
This is usually referred to as an ‘Emergency Fund’
This is the money that helps you sleep at night
A great explanation of how you can access your money from your pension, and avoid one particular tax trap.
Near retirement? There’s a huge tax trap to avoid when withdrawing from a pension. This is my simple video analogy but always get 1-on-1 free guidance from PensionWise first.
This is just a titbit, watch my full Pension special on @itvmlshow.bsky.social: www.itv.com/watch/the-ma...
This is just a titbit, watch my full Pension special on @itvmlshow.bsky.social: www.itv.com/watch/the-ma...
Martin Lewis: How you can avoid the massive tax trap when you take money out of a pension
YouTube video by MoneySavingExpert.com
youtu.be
January 29, 2025 at 5:15 PM
A great explanation of how you can access your money from your pension, and avoid one particular tax trap.
Some useful information here that is also relevant in the U.K. using ISAs and SIPPs. Cash savings for the short term and emergencies; investing for the long term and retirement.
Saving and investing for Financial Independence findependencehub.com/saving-vs-in...
Saving vs. Investing: Understanding the best approach for Findependence - Financial Independence Hub
By Devin Partida Special to Financial Independence Hub Achieving Findependence [aka Financial Independence] requires a balanced strategy combining short-term stability and long-term growth. Saving and...
findependencehub.com
January 29, 2025 at 4:58 PM
Some useful information here that is also relevant in the U.K. using ISAs and SIPPs. Cash savings for the short term and emergencies; investing for the long term and retirement.
If you care about your retirement then this would be a good start.
Pensions Special! How to save, boost, protect & take your pension. Tue @itvMLshow 8pm. One of the most important shows I'll do, pls watch & spread word.
How to start a pension, consolidation, how to get your money out & more. GOT QUESTIONS JUST REPLY HERE #MartinLewis
How to start a pension, consolidation, how to get your money out & more. GOT QUESTIONS JUST REPLY HERE #MartinLewis
January 28, 2025 at 10:40 AM
If you care about your retirement then this would be a good start.
Putting a small amount of money into low cost investments on a regular basis will really help develop a habit that will remain with you throughout your life
January 28, 2025 at 10:29 AM
Putting a small amount of money into low cost investments on a regular basis will really help develop a habit that will remain with you throughout your life