David G.W. Birch
@dgwbirch.bsky.social
Author, advisor and commentator on digital financial services.
New on the not-a-newsletter "In the future, everyone will be famous for 15MB"...
I Won't Use Stablecoins, Nor Will You. But We Don't Matter ($$$)
buff.ly/4AnHuM8
Perhaps one day I will pay at the supermarket with stablecoins, but I doubt I will either know or care.
I Won't Use Stablecoins, Nor Will You. But We Don't Matter ($$$)
buff.ly/4AnHuM8
Perhaps one day I will pay at the supermarket with stablecoins, but I doubt I will either know or care.
November 12, 2025 at 5:17 PM
New on the not-a-newsletter "In the future, everyone will be famous for 15MB"...
I Won't Use Stablecoins, Nor Will You. But We Don't Matter ($$$)
buff.ly/4AnHuM8
Perhaps one day I will pay at the supermarket with stablecoins, but I doubt I will either know or care.
I Won't Use Stablecoins, Nor Will You. But We Don't Matter ($$$)
buff.ly/4AnHuM8
Perhaps one day I will pay at the supermarket with stablecoins, but I doubt I will either know or care.
New on Forbes...
Stablecoin Strategy buff.ly/FDxi2li
If the Chinese Communist Party can show us something about strategy, then I am tempted to summarise their long-term view as being that stablecoins have a limited role but digital assets will form the basis of new kinds of financial markets.
Stablecoin Strategy buff.ly/FDxi2li
If the Chinese Communist Party can show us something about strategy, then I am tempted to summarise their long-term view as being that stablecoins have a limited role but digital assets will form the basis of new kinds of financial markets.
November 10, 2025 at 5:17 PM
New on Forbes...
Stablecoin Strategy buff.ly/FDxi2li
If the Chinese Communist Party can show us something about strategy, then I am tempted to summarise their long-term view as being that stablecoins have a limited role but digital assets will form the basis of new kinds of financial markets.
Stablecoin Strategy buff.ly/FDxi2li
If the Chinese Communist Party can show us something about strategy, then I am tempted to summarise their long-term view as being that stablecoins have a limited role but digital assets will form the basis of new kinds of financial markets.
For my coffee break this morning I was reading some more of Rachel O'Dwyer's excellent book "Tokens: The Future of Money in the Age of the Platform" and I came across my favourite subject: me.
November 7, 2025 at 5:17 PM
For my coffee break this morning I was reading some more of Rachel O'Dwyer's excellent book "Tokens: The Future of Money in the Age of the Platform" and I came across my favourite subject: me.
Hello from Woking.
November 7, 2025 at 2:45 PM
Hello from Woking.
New on the not-a-newsletter... The Key Questions in Agentic Commerce buff.ly/KB6fO8S
The news that Amazon is suing Perplexity brings to the fore the growing tension between companies providing agentic AIs and companies that provide products and services.
The news that Amazon is suing Perplexity brings to the fore the growing tension between companies providing agentic AIs and companies that provide products and services.
November 6, 2025 at 3:03 PM
New on the not-a-newsletter... The Key Questions in Agentic Commerce buff.ly/KB6fO8S
The news that Amazon is suing Perplexity brings to the fore the growing tension between companies providing agentic AIs and companies that provide products and services.
The news that Amazon is suing Perplexity brings to the fore the growing tension between companies providing agentic AIs and companies that provide products and services.
Wednesday night lights COME ON YOU CARDS
November 5, 2025 at 8:02 PM
Wednesday night lights COME ON YOU CARDS
Fascinating conversation between Simon Taylor of Tempo and Zac Abrams of Bridge. Stablecoins are mainstream (for fintech people, not in the real world*)
* See first comment
* See first comment
November 5, 2025 at 5:47 PM
Fascinating conversation between Simon Taylor of Tempo and Zac Abrams of Bridge. Stablecoins are mainstream (for fintech people, not in the real world*)
* See first comment
* See first comment
Lots of interesting panels today! Now listening to Alexandra Edmonds, Simon Taylor, Hugo Hasan, Andy Sacre and Mark Titmarsh. Personally I think financial services is looking at a revolution, not because of what companies do with AI but because of what consumers do with AI.
November 5, 2025 at 3:36 PM
Lots of interesting panels today! Now listening to Alexandra Edmonds, Simon Taylor, Hugo Hasan, Andy Sacre and Mark Titmarsh. Personally I think financial services is looking at a revolution, not because of what companies do with AI but because of what consumers do with AI.
November 5, 2025 at 9:37 AM
New on Forbes: Cybersecurity Is A Digital Identity Problem And We Must Deal With It buff.ly/7QAP0xP
The UK’s National Cyber Security Centre (NCSC) has just published its annual review for 2025. Central to its recommendations is the issue of digital identity.
The UK’s National Cyber Security Centre (NCSC) has just published its annual review for 2025. Central to its recommendations is the issue of digital identity.
November 4, 2025 at 5:17 PM
New on Forbes: Cybersecurity Is A Digital Identity Problem And We Must Deal With It buff.ly/7QAP0xP
The UK’s National Cyber Security Centre (NCSC) has just published its annual review for 2025. Central to its recommendations is the issue of digital identity.
The UK’s National Cyber Security Centre (NCSC) has just published its annual review for 2025. Central to its recommendations is the issue of digital identity.
Autonomous Risk buff.ly/mbCHyxW
"The result is a collision between two incompatible systems. Legacy fraud detection flags legitimate agent transactions while missing entirely new attack vectors it wasn’t designed to recognize."
Spot on.
"The result is a collision between two incompatible systems. Legacy fraud detection flags legitimate agent transactions while missing entirely new attack vectors it wasn’t designed to recognize."
Spot on.
November 4, 2025 at 11:42 AM
Autonomous Risk buff.ly/mbCHyxW
"The result is a collision between two incompatible systems. Legacy fraud detection flags legitimate agent transactions while missing entirely new attack vectors it wasn’t designed to recognize."
Spot on.
"The result is a collision between two incompatible systems. Legacy fraud detection flags legitimate agent transactions while missing entirely new attack vectors it wasn’t designed to recognize."
Spot on.
November 3, 2025 at 5:17 PM
I suppose that technically it was a best selling book. Or I suppose you could call it a masterpiece of world literature held by many to be the greatest novel ever written.
November 3, 2025 at 5:00 PM
I suppose that technically it was a best selling book. Or I suppose you could call it a masterpiece of world literature held by many to be the greatest novel ever written.
Help Protect Yourself From Social Media Scams buff.ly/bb9B53s
"For your protection, Chase will not allow you to send Zelle® payments identified as originating from contact through social media"
"For your protection, Chase will not allow you to send Zelle® payments identified as originating from contact through social media"
November 3, 2025 at 11:42 AM
Help Protect Yourself From Social Media Scams buff.ly/bb9B53s
"For your protection, Chase will not allow you to send Zelle® payments identified as originating from contact through social media"
"For your protection, Chase will not allow you to send Zelle® payments identified as originating from contact through social media"
Well @dianecoyle1859.bsky.social is very persuasive. Ordered.
November 2, 2025 at 8:10 PM
Well @dianecoyle1859.bsky.social is very persuasive. Ordered.
Stop worrying a kids on the internet.
November 2, 2025 at 11:42 AM
Stop worrying a kids on the internet.
Eurosystem moving to next phase of digital euro project buff.ly/olnBuxj
"If legislation in place in the course of 2026, a pilot exercise could start in 2027 and the Eurosystem should be ready for a potential first issuance of the digital euro during 2029"
"If legislation in place in the course of 2026, a pilot exercise could start in 2027 and the Eurosystem should be ready for a potential first issuance of the digital euro during 2029"
October 31, 2025 at 5:17 PM
Eurosystem moving to next phase of digital euro project buff.ly/olnBuxj
"If legislation in place in the course of 2026, a pilot exercise could start in 2027 and the Eurosystem should be ready for a potential first issuance of the digital euro during 2029"
"If legislation in place in the course of 2026, a pilot exercise could start in 2027 and the Eurosystem should be ready for a potential first issuance of the digital euro during 2029"
New on the not-a-newsletter "In the future, everyone will be famous for 15Mb"...
Quantum Computers will Steal Your Bitcoin buff.ly/GzwYuC2
It looks like having a quantum computer steal cryptocurrency will be a minor inconvenience when compared to having a quantum computer steal thoughts.
Quantum Computers will Steal Your Bitcoin buff.ly/GzwYuC2
It looks like having a quantum computer steal cryptocurrency will be a minor inconvenience when compared to having a quantum computer steal thoughts.
October 31, 2025 at 11:42 AM
New on the not-a-newsletter "In the future, everyone will be famous for 15Mb"...
Quantum Computers will Steal Your Bitcoin buff.ly/GzwYuC2
It looks like having a quantum computer steal cryptocurrency will be a minor inconvenience when compared to having a quantum computer steal thoughts.
Quantum Computers will Steal Your Bitcoin buff.ly/GzwYuC2
It looks like having a quantum computer steal cryptocurrency will be a minor inconvenience when compared to having a quantum computer steal thoughts.
#Money2020USA taking a few minutes out to learn about Stripe’s agentic commerce products #AgentCommerceProtocol #SharedPaymentTokens
October 28, 2025 at 9:14 PM
#Money2020USA taking a few minutes out to learn about Stripe’s agentic commerce products #AgentCommerceProtocol #SharedPaymentTokens
New on Forbes : The Shift ToAgentic Finance Has Serious Implications For Banks buff.ly/5m8XdEN
The industry is going to be shaped by what customers do with AI, not by what banks do with AI.
The industry is going to be shaped by what customers do with AI, not by what banks do with AI.
October 27, 2025 at 11:42 AM
New on Forbes : The Shift ToAgentic Finance Has Serious Implications For Banks buff.ly/5m8XdEN
The industry is going to be shaped by what customers do with AI, not by what banks do with AI.
The industry is going to be shaped by what customers do with AI, not by what banks do with AI.
#Money2020USA great to see Joanne Dewar picking up the Diamond Award for Project Nemo. Sincere well done!
October 27, 2025 at 12:52 AM
#Money2020USA great to see Joanne Dewar picking up the Diamond Award for Project Nemo. Sincere well done!