Debt Collection Lab at Princeton University
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debtcollectionlab.bsky.social
Debt Collection Lab at Princeton University
@debtcollectionlab.bsky.social
360 followers 46 following 14 posts
We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates. Follow us for debt research. www.debtcollectionlab.org
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debtcollectionlab.bsky.social
The report is descriptive and exploratory, as there is little information connecting debt lawsuits and credit report data. One of the most interesting findings is a disconnect between collection accounts on credit reports and lawsuit rates in a zip code, by race.
a box with the following text: "Californians living in zip codes where 67% or more of the population identifies as Hispanic have among the lowest number of collection accounts on their credit reports on average and yet are sued in debt collection cases at rates that are more than twice as high as their White counterparts."
December 3, 2024 at 2:58 PM
debtcollectionlab.bsky.social
The report examined a sample of debt collection lawsuits in 4 large California counties and combines three different datasets at both lawsuit- and zip-levels.
A figure representing the three data sources used in the report (debt collection lawsuit records, University of California Consumer Credit panel, and the American Community Survey) that have been combined in two datasets: (1) a “case- level” dataset which has one row per person sued in our study counties and time period and aggregates the credit reporting and demographic information to zip code and (2) a “zip-level dataset” that combines lawsuit, credit reporting, and ACS demographic information at the level of zip code and year.
December 3, 2024 at 2:58 PM
debtcollectionlab.bsky.social
Watch the trailer of our award-winning documentary short, Shame on You! about the debt collection industry and then RSVP to a screening and discussion next Thursday at 12pm PT in person at UCI Law or online - campusgroups.uci.edu/law/rsvp_boo...
November 13, 2024 at 7:52 PM