pure tears

would be so poetic

Last week pouring some salt in the wounds of any large cap managers who don't peg to index weights to lower tracking error, big hole YTD from such a small group

No idea on the path of rates, but cost not the only driver of mortgage volume, might me spread sheet crime but can build awfully strong earnings revision case over coming years for a number of stocks $EFX $ORI $FICO

and total loss frequency driving growth secularly

used car price declines are not crushing ASPs

IAA/$RBA is not taking major share