Ben Henry-Moreland
@bhenrymoreland.bsky.social
Writer and speaker for Kitces.com. I post about work sometimes, but I'm mostly here to avoid work.
"You'll be visited by three spirits."
Literally, the three spirits:
Literally, the three spirits:
November 29, 2025 at 2:23 AM
"You'll be visited by three spirits."
Literally, the three spirits:
Literally, the three spirits:
"Instead of dealing with rising health insurance premiums we're going to contribute to an account that explicitly can't be used to pay for health insurance premiums".
We need some remedial financial literacy lessons for senators stat.
We need some remedial financial literacy lessons for senators stat.
i am still pretty skeptical they’ve actually got the votes for this, which is maybe the stupidest fucking possible way to break the shutdown
"A development that appeared to break the logjam: Republicans proposed that healthcare funding be provided directly to households rather than used to pay for a 1-year extension of ACA subsidies. That involves sending federal money into FSAs instead of insurance companies" www.wsj.com/politics/pol...
November 9, 2025 at 10:52 PM
"Instead of dealing with rising health insurance premiums we're going to contribute to an account that explicitly can't be used to pay for health insurance premiums".
We need some remedial financial literacy lessons for senators stat.
We need some remedial financial literacy lessons for senators stat.
There's a lot of objectively worse stuff going on but something about the Trump people canceling IRS Direct File really gets me. Yeah, the private sector was really doing a bang up job there, that's why everyone uses and loves TurboTax.
November 7, 2025 at 12:41 AM
There's a lot of objectively worse stuff going on but something about the Trump people canceling IRS Direct File really gets me. Yeah, the private sector was really doing a bang up job there, that's why everyone uses and loves TurboTax.
I'm still fascinated by these dumb Trump accounts from the OBBBA. They weren't part of any campaign pledge or policy platform, nobody's out there trying to explain or build buy-in for them, and not one government publication explains *why* they were crammed into the law. Just dropped it in there!
October 29, 2025 at 9:05 PM
I'm still fascinated by these dumb Trump accounts from the OBBBA. They weren't part of any campaign pledge or policy platform, nobody's out there trying to explain or build buy-in for them, and not one government publication explains *why* they were crammed into the law. Just dropped it in there!
They have Sean McVay doing Trust & Will commercials? There is officially too much private equity money sloshing around, we need to cut the tech companies off.
October 28, 2025 at 3:49 AM
They have Sean McVay doing Trust & Will commercials? There is officially too much private equity money sloshing around, we need to cut the tech companies off.
Mark it - first flannel day of the fall.
September 5, 2025 at 11:59 AM
Mark it - first flannel day of the fall.
Most magical weekend of the year in Boston.
my sister googled "fun things to do in Boston this weekend" and it told her to go sit on Storrow Drive and watch a bunch of college kids peel their rented Penske moving trucks open like tin cans
September 1, 2025 at 3:05 PM
Most magical weekend of the year in Boston.
Fantastic State Fair this year. I went with the family Thursday, went back without the kids that night, and had a blast both times. Highly needed respite amidst all the chaos and tragedy.
September 1, 2025 at 1:02 AM
Fantastic State Fair this year. I went with the family Thursday, went back without the kids that night, and had a blast both times. Highly needed respite amidst all the chaos and tragedy.
We had exactly one (1) year where you could just buy baseball games to watch without having to also buy a bunch of other crap that you don't want.
So will baseball fans now have to pay $30/month for the ESPN streaming service and THEN pay for the MLB dot TV product? www.nytimes.com/athletic/656...
MLB, ESPN have agreement for network to sell all out-of-market and some in-market games: Sources
ESPN would continue to broadcast around 30 regular-season games, but not “Sunday Night Baseball.”
www.nytimes.com
August 21, 2025 at 5:07 PM
We had exactly one (1) year where you could just buy baseball games to watch without having to also buy a bunch of other crap that you don't want.
One thing I wish I had learned earlier is that you can dump just about any food you've got lying around into a pan with a can of coconut milk and a jar of curry paste and it will taste amazing. Chicken, potatoes, beans, eggplant, spinach, tofu, whatever. Instant good stuff.
August 20, 2025 at 1:46 AM
One thing I wish I had learned earlier is that you can dump just about any food you've got lying around into a pan with a can of coconut milk and a jar of curry paste and it will taste amazing. Chicken, potatoes, beans, eggplant, spinach, tofu, whatever. Instant good stuff.
My opinion of ChatGPT (and LLM tools in general) has coalesced to:
If it's used to reorganize, rewrite, or summarize something that already exists, it can be moderately useful (though review and editing are still essential).
If it's used for pretty much anything else, it stinks.
If it's used to reorganize, rewrite, or summarize something that already exists, it can be moderately useful (though review and editing are still essential).
If it's used for pretty much anything else, it stinks.
August 8, 2025 at 7:03 PM
My opinion of ChatGPT (and LLM tools in general) has coalesced to:
If it's used to reorganize, rewrite, or summarize something that already exists, it can be moderately useful (though review and editing are still essential).
If it's used for pretty much anything else, it stinks.
If it's used to reorganize, rewrite, or summarize something that already exists, it can be moderately useful (though review and editing are still essential).
If it's used for pretty much anything else, it stinks.
N: Stiklestad, Norway
E: Vienna, Austria (technically I've been to Dubai but it was a layover and I never left the airport)
S: Akaroa, NZ
W: Bali, Indonesia
Go me, I guess.
E: Vienna, Austria (technically I've been to Dubai but it was a layover and I never left the airport)
S: Akaroa, NZ
W: Bali, Indonesia
Go me, I guess.
Furthest I've been:
N: Carlisle, UK
E: Venice, Italy
S: Aruba
W: Mendocino, CA.
Though I'm gonna expand my west to Ohio in late September and, probably, my north to Fort William, Scotland next year.
bsky.app/profile/stac...
N: Carlisle, UK
E: Venice, Italy
S: Aruba
W: Mendocino, CA.
Though I'm gonna expand my west to Ohio in late September and, probably, my north to Fort William, Scotland next year.
bsky.app/profile/stac...
Furthest I've been:
N: Oswego NY
E: St. John, VI
S: St. John, VI
W: Los Angeles, CA
N: Oswego NY
E: St. John, VI
S: St. John, VI
W: Los Angeles, CA
August 7, 2025 at 3:37 PM
N: Stiklestad, Norway
E: Vienna, Austria (technically I've been to Dubai but it was a layover and I never left the airport)
S: Akaroa, NZ
W: Bali, Indonesia
Go me, I guess.
E: Vienna, Austria (technically I've been to Dubai but it was a layover and I never left the airport)
S: Akaroa, NZ
W: Bali, Indonesia
Go me, I guess.
Listened to OK Computer for the first time in awhile tonight and I don't understand anyone who doesn't think it's the best Radiohead album. Every track just kills it.
August 5, 2025 at 2:43 AM
Listened to OK Computer for the first time in awhile tonight and I don't understand anyone who doesn't think it's the best Radiohead album. Every track just kills it.
Air quality warning today due to smoke from the aftermath of the 2025 Twins' trade deadline
August 1, 2025 at 3:00 PM
Air quality warning today due to smoke from the aftermath of the 2025 Twins' trade deadline
It does indeed wear on you more each day
Minnesota is under an Air Quality Alert through SATURDAY.
This is one of the longer stretches of smoke we will see this summer. Why? Lighter north to northeast winds for several days.
You might want to limit time outside each passing day.
This is one of the longer stretches of smoke we will see this summer. Why? Lighter north to northeast winds for several days.
You might want to limit time outside each passing day.
July 29, 2025 at 10:58 PM
It does indeed wear on you more each day
Man, I haven't listened to Ozzy or Sabbath in a long time but I loved them when I was a teenager. I even liked Mama I'm Coming Home. RIP.
July 22, 2025 at 11:45 PM
Man, I haven't listened to Ozzy or Sabbath in a long time but I loved them when I was a teenager. I even liked Mama I'm Coming Home. RIP.
Naming a new account for giving money to minors after Trump sure takes on a new light after this week huh
July 17, 2025 at 10:21 PM
Naming a new account for giving money to minors after Trump sure takes on a new light after this week huh
I'll take the bait:
O Brother, Where Art Thou? soundtrack
Avalanches - Since I Left You
Mountain Goats - All Hail West Texas
Johnny Cash - American IV: The Man Comes Around
Wilco - Sky Blue Sky
Punch Brothers - Movement and Location
Andrew Bird - Break It Yourself
(Cont'd)
O Brother, Where Art Thou? soundtrack
Avalanches - Since I Left You
Mountain Goats - All Hail West Texas
Johnny Cash - American IV: The Man Comes Around
Wilco - Sky Blue Sky
Punch Brothers - Movement and Location
Andrew Bird - Break It Yourself
(Cont'd)
Okay you gave the Times your ten best movies of the century, but what about your ten best ALBUMS, hmm? Hit me with that shit.
July 9, 2025 at 11:18 PM
I'll take the bait:
O Brother, Where Art Thou? soundtrack
Avalanches - Since I Left You
Mountain Goats - All Hail West Texas
Johnny Cash - American IV: The Man Comes Around
Wilco - Sky Blue Sky
Punch Brothers - Movement and Location
Andrew Bird - Break It Yourself
(Cont'd)
O Brother, Where Art Thou? soundtrack
Avalanches - Since I Left You
Mountain Goats - All Hail West Texas
Johnny Cash - American IV: The Man Comes Around
Wilco - Sky Blue Sky
Punch Brothers - Movement and Location
Andrew Bird - Break It Yourself
(Cont'd)
Greenville, SC has an airplane-themed playground next to the municipal airport where kids can play while watching planes take off and land, and my new policy stance is that every town should be required to have this.
June 12, 2025 at 12:09 PM
Greenville, SC has an airplane-themed playground next to the municipal airport where kids can play while watching planes take off and land, and my new policy stance is that every town should be required to have this.
Reposted by Ben Henry-Moreland
ICE is a criminal organization willfully carrying out illegal orders and the people of California are right to resist this. respect to the fighters and power to the people
June 8, 2025 at 2:34 AM
ICE is a criminal organization willfully carrying out illegal orders and the people of California are right to resist this. respect to the fighters and power to the people
tfw you realize Money Stuff only publishes Monday through Thursday...
have been overwhelmed and burdened so have gotten out of the habit of reading Money Stuff but I'm Creating Space for that tomorrow
June 5, 2025 at 7:56 PM
tfw you realize Money Stuff only publishes Monday through Thursday...
The last house I lived in someone had played a game of "how many different wires can I stuff into one junction box?". Everything time I needed to futz with a light switch it was like one of those cans of nuts with the gag snake in it.
One thing about homeownership is you spend an afternoon cutting a piece of wood to odd dimensions to cover a hole in the attic floor where someone needed access to the bedroom ceiling, patched it with a piece of particle board that someone stepped through, and covered that with a disintegrating mat.
June 2, 2025 at 2:44 AM
The last house I lived in someone had played a game of "how many different wires can I stuff into one junction box?". Everything time I needed to futz with a light switch it was like one of those cans of nuts with the gag snake in it.
Wait, Omaha finally got Jean Stothert out of office? Guess all those years of not actually living in Nebraska caught up to her.
May 14, 2025 at 1:45 PM
Wait, Omaha finally got Jean Stothert out of office? Guess all those years of not actually living in Nebraska caught up to her.
Why are all of their eyes like that
The absolute fucking cackle I let out at this headline
May 10, 2025 at 5:30 PM
Why are all of their eyes like that
