Basispoint Insight
@basispointinsight.bsky.social
Thought-provoking insights on the #economy & #markets | Deep research, actionable analysis.
1/3 As India nears 2047 with over 850 million urban residents in sight, it’s time to rethink where and how we build our cities.
#UrbanDevelopment #India2047 #SmartCities #DistrictUrbanisation #SustainablePlanning #Governance #PublicPolicy #IndiaGrowth
#UrbanDevelopment #India2047 #SmartCities #DistrictUrbanisation #SustainablePlanning #Governance #PublicPolicy #IndiaGrowth
November 7, 2025 at 6:20 AM
1/3 As India nears 2047 with over 850 million urban residents in sight, it’s time to rethink where and how we build our cities.
#UrbanDevelopment #India2047 #SmartCities #DistrictUrbanisation #SustainablePlanning #Governance #PublicPolicy #IndiaGrowth
#UrbanDevelopment #India2047 #SmartCities #DistrictUrbanisation #SustainablePlanning #Governance #PublicPolicy #IndiaGrowth
1/3 Cadbury didn’t sell chocolate. It sold joy, belonging, and the right to feel free.
Luxury brands, meanwhile, keep selling perfection — but perfection doesn’t connect.
#BrandIdentity #LuxuryBrands #PiyushPandey #MarketingInnovation #BrandStrategy #IdentityLadder
Luxury brands, meanwhile, keep selling perfection — but perfection doesn’t connect.
#BrandIdentity #LuxuryBrands #PiyushPandey #MarketingInnovation #BrandStrategy #IdentityLadder
October 25, 2025 at 6:11 AM
1/3 Cadbury didn’t sell chocolate. It sold joy, belonging, and the right to feel free.
Luxury brands, meanwhile, keep selling perfection — but perfection doesn’t connect.
#BrandIdentity #LuxuryBrands #PiyushPandey #MarketingInnovation #BrandStrategy #IdentityLadder
Luxury brands, meanwhile, keep selling perfection — but perfection doesn’t connect.
#BrandIdentity #LuxuryBrands #PiyushPandey #MarketingInnovation #BrandStrategy #IdentityLadder
A look at Bihar’s caste profile 👇
EBC: 35.7%
OBC: 27%
SC: 19.8%
Upper Caste: 15.6%
ST: 1.7%
With this arithmetic, can alliances, welfare, or leadership ever outweigh caste loyalty?
Read Amitabh Tiwari’s full analysis → basispointinsight.com/Story/Home/i...
EBC: 35.7%
OBC: 27%
SC: 19.8%
Upper Caste: 15.6%
ST: 1.7%
With this arithmetic, can alliances, welfare, or leadership ever outweigh caste loyalty?
Read Amitabh Tiwari’s full analysis → basispointinsight.com/Story/Home/i...
October 14, 2025 at 1:13 PM
A look at Bihar’s caste profile 👇
EBC: 35.7%
OBC: 27%
SC: 19.8%
Upper Caste: 15.6%
ST: 1.7%
With this arithmetic, can alliances, welfare, or leadership ever outweigh caste loyalty?
Read Amitabh Tiwari’s full analysis → basispointinsight.com/Story/Home/i...
EBC: 35.7%
OBC: 27%
SC: 19.8%
Upper Caste: 15.6%
ST: 1.7%
With this arithmetic, can alliances, welfare, or leadership ever outweigh caste loyalty?
Read Amitabh Tiwari’s full analysis → basispointinsight.com/Story/Home/i...
1/3 The RBI has restored credibility by anchoring long-term inflation expectations around 4%. But with trend growth slipping to 6.5–7%, rate cuts alone won’t be enough.
#RBI #MonetaryPolicy #Inflation #IndiaEconomy #Growth #PolicyShift #Finance
#RBI #MonetaryPolicy #Inflation #IndiaEconomy #Growth #PolicyShift #Finance
October 3, 2025 at 6:08 AM
1/3 The RBI has restored credibility by anchoring long-term inflation expectations around 4%. But with trend growth slipping to 6.5–7%, rate cuts alone won’t be enough.
#RBI #MonetaryPolicy #Inflation #IndiaEconomy #Growth #PolicyShift #Finance
#RBI #MonetaryPolicy #Inflation #IndiaEconomy #Growth #PolicyShift #Finance
1/2 India’s remittance story has been one of resilience—$135 bn in FY25, nearly half the trade deficit covered. But new US shocks, a 1% remittance tax and $100k H-1B visa fee, threaten both near-term inflows and the longer-term trajectory of skilled migration.
#India #Remittances #H1B #USIndia
#India #Remittances #H1B #USIndia
September 22, 2025 at 9:26 AM
1/2 India’s remittance story has been one of resilience—$135 bn in FY25, nearly half the trade deficit covered. But new US shocks, a 1% remittance tax and $100k H-1B visa fee, threaten both near-term inflows and the longer-term trajectory of skilled migration.
#India #Remittances #H1B #USIndia
#India #Remittances #H1B #USIndia
India’s growth needs credit. Credit needs capital.
But the Standardised Approach forces banks to hold too much.
A risk-based framework would free up capacity
Read the full analysis by Rahul Ghosh👇
basispointinsight.com/Story/Home/w...
#Banking #RiskManagement #CapitalAdequacy #BasisPointInsight
But the Standardised Approach forces banks to hold too much.
A risk-based framework would free up capacity
Read the full analysis by Rahul Ghosh👇
basispointinsight.com/Story/Home/w...
#Banking #RiskManagement #CapitalAdequacy #BasisPointInsight
September 18, 2025 at 1:57 PM
India’s growth needs credit. Credit needs capital.
But the Standardised Approach forces banks to hold too much.
A risk-based framework would free up capacity
Read the full analysis by Rahul Ghosh👇
basispointinsight.com/Story/Home/w...
#Banking #RiskManagement #CapitalAdequacy #BasisPointInsight
But the Standardised Approach forces banks to hold too much.
A risk-based framework would free up capacity
Read the full analysis by Rahul Ghosh👇
basispointinsight.com/Story/Home/w...
#Banking #RiskManagement #CapitalAdequacy #BasisPointInsight
1/2 India’s GST reset is being called GST 2.0—a landmark shift since 2017. Rates on essentials have been cut, while luxury and sin goods face steep hikes. The aim: boost consumption and ease household burdens.
But revenue losses raise questions over fiscal sustainability.
#GSTReset #IndiaEconomy
But revenue losses raise questions over fiscal sustainability.
#GSTReset #IndiaEconomy
September 4, 2025 at 4:34 AM
1/2 India’s GST reset is being called GST 2.0—a landmark shift since 2017. Rates on essentials have been cut, while luxury and sin goods face steep hikes. The aim: boost consumption and ease household burdens.
But revenue losses raise questions over fiscal sustainability.
#GSTReset #IndiaEconomy
But revenue losses raise questions over fiscal sustainability.
#GSTReset #IndiaEconomy
1/2 India’s numbers don’t move in isolation. They tell us where stress is building, where global money is flowing, and how policy cushions are holding up.
Here’s a look at major signals from last week; not in silos, but as part of the bigger macro story.
Here’s a look at major signals from last week; not in silos, but as part of the bigger macro story.
September 3, 2025 at 12:09 PM
1/2 India’s numbers don’t move in isolation. They tell us where stress is building, where global money is flowing, and how policy cushions are holding up.
Here’s a look at major signals from last week; not in silos, but as part of the bigger macro story.
Here’s a look at major signals from last week; not in silos, but as part of the bigger macro story.
1/2 At the SCO Summit in Tianjin, the optics will be warm. Handshakes, smiles, and declarations of trust between India, China, and Russia. But the real story lies in India’s careful balancing act: engaging all powers while guarding sovereignty.
#India #SCO2025 #Geopolitics #StrategicAutonomy
#India #SCO2025 #Geopolitics #StrategicAutonomy
September 1, 2025 at 8:34 AM
1/2 At the SCO Summit in Tianjin, the optics will be warm. Handshakes, smiles, and declarations of trust between India, China, and Russia. But the real story lies in India’s careful balancing act: engaging all powers while guarding sovereignty.
#India #SCO2025 #Geopolitics #StrategicAutonomy
#India #SCO2025 #Geopolitics #StrategicAutonomy
1/3 Why India and China Will Struggle to Mend Relations
Despite the recent uptick in diplomacy — from ministerial visits to the resumption of flights and border trade — deep fault lines remain in India–China ties.
Despite the recent uptick in diplomacy — from ministerial visits to the resumption of flights and border trade — deep fault lines remain in India–China ties.
August 30, 2025 at 5:41 AM
1/3 Why India and China Will Struggle to Mend Relations
Despite the recent uptick in diplomacy — from ministerial visits to the resumption of flights and border trade — deep fault lines remain in India–China ties.
Despite the recent uptick in diplomacy — from ministerial visits to the resumption of flights and border trade — deep fault lines remain in India–China ties.
Inflation. Growth. Stability.
The RBI’s job is tough already. But now climate shocks are rewriting the
playbook.
Read Dr Hemachandra Padhan’s full piece here:
basispointinsight.com/Story/Home/d...
#ClimateChange #RBI #Finance #MonetaryPolicy #BasisPoint
The RBI’s job is tough already. But now climate shocks are rewriting the
playbook.
Read Dr Hemachandra Padhan’s full piece here:
basispointinsight.com/Story/Home/d...
#ClimateChange #RBI #Finance #MonetaryPolicy #BasisPoint
August 25, 2025 at 9:20 AM
Inflation. Growth. Stability.
The RBI’s job is tough already. But now climate shocks are rewriting the
playbook.
Read Dr Hemachandra Padhan’s full piece here:
basispointinsight.com/Story/Home/d...
#ClimateChange #RBI #Finance #MonetaryPolicy #BasisPoint
The RBI’s job is tough already. But now climate shocks are rewriting the
playbook.
Read Dr Hemachandra Padhan’s full piece here:
basispointinsight.com/Story/Home/d...
#ClimateChange #RBI #Finance #MonetaryPolicy #BasisPoint
1/2 Jio’s early years were about free data, fire-sale plans, and grabbing subscribers. That phase is over.
By dropping its ₹249 plan and making ₹299 the new entry point, Ambani is writing a different story, one about higher ARPU, sector-wide price discipline, and IPO valuations.
By dropping its ₹249 plan and making ₹299 the new entry point, Ambani is writing a different story, one about higher ARPU, sector-wide price discipline, and IPO valuations.
August 20, 2025 at 4:35 PM
1/2 Jio’s early years were about free data, fire-sale plans, and grabbing subscribers. That phase is over.
By dropping its ₹249 plan and making ₹299 the new entry point, Ambani is writing a different story, one about higher ARPU, sector-wide price discipline, and IPO valuations.
By dropping its ₹249 plan and making ₹299 the new entry point, Ambani is writing a different story, one about higher ARPU, sector-wide price discipline, and IPO valuations.
1/2 On Independence Day, the government promised GST reforms big enough to spark Diwali cheer. Sensex and Nifty surged in hope.
#GST #TaxReform #FiscalPolicy #IndiaEconomy
#GST #TaxReform #FiscalPolicy #IndiaEconomy
August 20, 2025 at 3:31 PM
1/2 On Independence Day, the government promised GST reforms big enough to spark Diwali cheer. Sensex and Nifty surged in hope.
#GST #TaxReform #FiscalPolicy #IndiaEconomy
#GST #TaxReform #FiscalPolicy #IndiaEconomy
1/2 Why India Needs a Bold Course Correction
Jobs remain scarce, inequality widens, and private investment hesitates. With youth unemployment at 17% in urban India and rural incomes stagnating, the promise of a “demographic dividend” is slipping away.
#GrowthVsEquity #PolicyReform #FutureOfWork
Jobs remain scarce, inequality widens, and private investment hesitates. With youth unemployment at 17% in urban India and rural incomes stagnating, the promise of a “demographic dividend” is slipping away.
#GrowthVsEquity #PolicyReform #FutureOfWork
August 20, 2025 at 5:36 AM
1/2 Why India Needs a Bold Course Correction
Jobs remain scarce, inequality widens, and private investment hesitates. With youth unemployment at 17% in urban India and rural incomes stagnating, the promise of a “demographic dividend” is slipping away.
#GrowthVsEquity #PolicyReform #FutureOfWork
Jobs remain scarce, inequality widens, and private investment hesitates. With youth unemployment at 17% in urban India and rural incomes stagnating, the promise of a “demographic dividend” is slipping away.
#GrowthVsEquity #PolicyReform #FutureOfWork
1/4 Atmanirbhar Bharat: Between Slogan and Substance
Dr Duvvuri Subbarao, former Governor of the Reserve Bank of India, writes exclusively for BasisPoint Insight on the country’s pursuit of self-reliance.
#AtmanirbharBharat #EconomicPolicy #BasisPointInsight #IndiaGrowth #Modi
Dr Duvvuri Subbarao, former Governor of the Reserve Bank of India, writes exclusively for BasisPoint Insight on the country’s pursuit of self-reliance.
#AtmanirbharBharat #EconomicPolicy #BasisPointInsight #IndiaGrowth #Modi
August 19, 2025 at 1:17 PM
1/4 Atmanirbhar Bharat: Between Slogan and Substance
Dr Duvvuri Subbarao, former Governor of the Reserve Bank of India, writes exclusively for BasisPoint Insight on the country’s pursuit of self-reliance.
#AtmanirbharBharat #EconomicPolicy #BasisPointInsight #IndiaGrowth #Modi
Dr Duvvuri Subbarao, former Governor of the Reserve Bank of India, writes exclusively for BasisPoint Insight on the country’s pursuit of self-reliance.
#AtmanirbharBharat #EconomicPolicy #BasisPointInsight #IndiaGrowth #Modi
RBI's rate cuts are done, but growth isn't biting. Credit growth <10%, private capex fading, and liquidity just cushions banks—not the economy. Easing alone won’t fix structural drag.
Read Dhananjay Sinha’s analysis of the monetary policy:
basispointinsight.com/Story/Policy...
#RBI #RatePause
Read Dhananjay Sinha’s analysis of the monetary policy:
basispointinsight.com/Story/Policy...
#RBI #RatePause
August 6, 2025 at 2:43 PM
RBI's rate cuts are done, but growth isn't biting. Credit growth <10%, private capex fading, and liquidity just cushions banks—not the economy. Easing alone won’t fix structural drag.
Read Dhananjay Sinha’s analysis of the monetary policy:
basispointinsight.com/Story/Policy...
#RBI #RatePause
Read Dhananjay Sinha’s analysis of the monetary policy:
basispointinsight.com/Story/Policy...
#RBI #RatePause
2/2 Srinath Sridharann writes: Banks as Instruments, Bankers as Shock Absorbers, Everyone Bears the Hidden Cost - basispointinsight.com/Story/Topic/...
#PSUBurnout #ToxicWorkCulture #WorkplacePressure #BankingCrisis #MentalHealthCrisis #ReformNow
#PSUBurnout #ToxicWorkCulture #WorkplacePressure #BankingCrisis #MentalHealthCrisis #ReformNow
July 19, 2025 at 6:19 AM
2/2 Srinath Sridharann writes: Banks as Instruments, Bankers as Shock Absorbers, Everyone Bears the Hidden Cost - basispointinsight.com/Story/Topic/...
#PSUBurnout #ToxicWorkCulture #WorkplacePressure #BankingCrisis #MentalHealthCrisis #ReformNow
#PSUBurnout #ToxicWorkCulture #WorkplacePressure #BankingCrisis #MentalHealthCrisis #ReformNow
1/2 Yet another banker’s suicide reveals a deeper design flaw: a system that cascades pressure downward faster than it builds capacity, while the state, as owner, demands banks be profitable engines, social levellers & campaign arms, yet seldom reforms the culture it controls.
#BankerSuicide
#BankerSuicide
July 19, 2025 at 6:19 AM
1/2 Yet another banker’s suicide reveals a deeper design flaw: a system that cascades pressure downward faster than it builds capacity, while the state, as owner, demands banks be profitable engines, social levellers & campaign arms, yet seldom reforms the culture it controls.
#BankerSuicide
#BankerSuicide
New on Market Makers Neeraj Gambhir (Axis Bank) with Manoj Rane
On RBI rate cuts, rupee volatility, corporate bonds & India’s path to $15k per capita income.
Must-watch for India’s market pros: basispointinsight.com/Story/Home/m...
#MarketMakers #AxisBank #IndiaMarkets #fixedincome #RBI
On RBI rate cuts, rupee volatility, corporate bonds & India’s path to $15k per capita income.
Must-watch for India’s market pros: basispointinsight.com/Story/Home/m...
#MarketMakers #AxisBank #IndiaMarkets #fixedincome #RBI
July 1, 2025 at 12:42 PM
New on Market Makers Neeraj Gambhir (Axis Bank) with Manoj Rane
On RBI rate cuts, rupee volatility, corporate bonds & India’s path to $15k per capita income.
Must-watch for India’s market pros: basispointinsight.com/Story/Home/m...
#MarketMakers #AxisBank #IndiaMarkets #fixedincome #RBI
On RBI rate cuts, rupee volatility, corporate bonds & India’s path to $15k per capita income.
Must-watch for India’s market pros: basispointinsight.com/Story/Home/m...
#MarketMakers #AxisBank #IndiaMarkets #fixedincome #RBI
1/2 Gillette ruled a decade ago—until beards took over. While most legacy brands played defence, Gillette India hit reset with tech muscle, bold innovation, and AI-led reinvention.
From beard kits to women’s grooming, it's now a masterclass in relevance.
By Krishnadevan V | basispointinsight.com
From beard kits to women’s grooming, it's now a masterclass in relevance.
By Krishnadevan V | basispointinsight.com
June 17, 2025 at 10:42 AM
1/2 Gillette ruled a decade ago—until beards took over. While most legacy brands played defence, Gillette India hit reset with tech muscle, bold innovation, and AI-led reinvention.
From beard kits to women’s grooming, it's now a masterclass in relevance.
By Krishnadevan V | basispointinsight.com
From beard kits to women’s grooming, it's now a masterclass in relevance.
By Krishnadevan V | basispointinsight.com
1/2 The MPC reverted to a neutral monetary policy stance in June, but a high real policy rate suggests that further easing is warranted to support growth amid subdued inflation and negative output gaps.
June 14, 2025 at 1:01 PM
1/2 The MPC reverted to a neutral monetary policy stance in June, but a high real policy rate suggests that further easing is warranted to support growth amid subdued inflation and negative output gaps.
1/2 LAF@25 | India's liquidity engine turns 25 today.
From managing overnight mismatches to shaping rate signals, the RBI’s LAF has come far — but not without frictions.
🔹 The corridor is narrowing in meaning
🔹 SDF is turning into a comfort zone
🔹 Call money is out of sync
From managing overnight mismatches to shaping rate signals, the RBI’s LAF has come far — but not without frictions.
🔹 The corridor is narrowing in meaning
🔹 SDF is turning into a comfort zone
🔹 Call money is out of sync
June 5, 2025 at 12:42 PM
1/2 LAF@25 | India's liquidity engine turns 25 today.
From managing overnight mismatches to shaping rate signals, the RBI’s LAF has come far — but not without frictions.
🔹 The corridor is narrowing in meaning
🔹 SDF is turning into a comfort zone
🔹 Call money is out of sync
From managing overnight mismatches to shaping rate signals, the RBI’s LAF has come far — but not without frictions.
🔹 The corridor is narrowing in meaning
🔹 SDF is turning into a comfort zone
🔹 Call money is out of sync
1/2 Institutional investors exit CDSL as SEBI's fee transparency rules disrupt revenue models, clouding NSDL IPO's market positioning.
May 28, 2025 at 4:32 AM
1/2 Institutional investors exit CDSL as SEBI's fee transparency rules disrupt revenue models, clouding NSDL IPO's market positioning.