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bankeration.bsky.social
Bankeration
@bankeration.bsky.social
41 followers 55 following 120 posts
Banking news and insights for an evolving industry. Weekly five-minute Substack posts with snapshots/summaries of current events. Longer posts periodically (and not on a set schedule) taking a deeper look at hot topics.
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bankeration.bsky.social
Deregulation’s on the move, deposit insurance reform gets a reboot, CDFIs get bad news, analysts forecast $1 trillion in deposit flight, and @notredame.bsky.social Professor Vamsi Kanuri says it pays point the finger at a fraudster. open.substack.com/pub/bankerat... #banking #Regulation
October 13, 2025 at 3:21 PM
bankeration.bsky.social
As the #debanking debate unfolded, Senator Bernie Moreno wondered why banks didn't push back. Davis Polk's Meg Tahyar warned we were on this path in 2019.

Read my short blog here: tinyurl.com/y5utp3zf
Read Tahyar's article here: tinyurl.com/5n8utz82

#banking #bankinginsights
The headline and quote from Bankeration's blog post: De-banking and the Org Chart. Senator Bernie Moreno called banks cowards for letting regulators push them around. Davis Polk's Meg Tahyar warned us years ago that we were setting the stage for exactly this outcome.
March 24, 2025 at 3:50 PM
bankeration.bsky.social
Banks can’t play it safe while stablecoins & meme coins rewrite the rules of finance. Maspeth Federal Savings Bank is thinking outside the box—putting tech in the public eye. Competing on your own terms in a new world should be on every bank's to-do list. Read more: open.substack.com/pub/bankerat...
March 19, 2025 at 10:19 PM
bankeration.bsky.social
🚀 Bankeration is Growing—Thanks to You! 🚀

A huge thank you to everyone following along! Your support, shares, and insights make this journey incredible. Excited to keep bringing you big-picture banking insights. More to come!

bankeration.com

#BankingInsights #ThankYou
March 17, 2025 at 7:25 PM
bankeration.bsky.social
Bank-favored riders fail as stablecoin bill passes committee: americanbanker.com/news/bank-fa...

#Banking #FinanceNews #Stablecoin #Regulation

bankeration.substack.com/i/153875751/...
A quote from Bankeration’s 2024 Wrap Up blog post: "Deregulation is great for banks, but don't mistake this administration for being wholly pro-bank. Many of the billionaire entrepreneurs who will soon populate the White House have spent decades trying to disrupt the traditional financial services industry. The tech community's consternation with financial regulators is not on our behalf. Deregulation will help banks, sure. But it's not the only stakeholder group that will benefit.”
March 14, 2025 at 8:09 PM
bankeration.bsky.social
Kicking off a great day at the NYC Bar Association’s Crypo Law Institute.

#Crypto #CityBarCLE
March 11, 2025 at 1:53 PM
bankeration.bsky.social
Well ... this is unsurprising. "Banks won't police themselves on climate issues; New York should: americanbanker.com/opinion/bank...

#Banking #FinanceNews #BankInvesting
A quote from Bankeration's Substack post covering the week of November 4, 2024: "Do not be surprised if left-leaning state banking departments pick up the sword as federal initiatives are dropped, which should give banks in red states - like Texas and Florida - an efficiency advantage."
March 9, 2025 at 3:17 AM
bankeration.bsky.social
Sen. Tim Scott unveiled legislation removing references to reputation risk from safety & soundness regulation: tinyurl.com/3xs5fdre.

Smart banks will still take reputation risk seriously, but as a regulatory category it was mostly form-over-function. tinyurl.com/3dkrcf2z
A quote from an article on Bankeration: “on paper it worked. In practice? It changed nothing about how we handled reputation risk. We added governance and documentation, but it didn’t actually enhance our ability to manage reputational threats.” The article is called “R.I.P - Reputation Risk Regulation,” and can be found at bankeration.substack.com.
March 7, 2025 at 1:10 AM
bankeration.bsky.social
Nailed it! FDIC withdraws four outstanding proposed rules: www.fdic.gov/news/press-r....

I didn't call the incentive comp rule, but I didn't realize you needed to withdraw something that was never published in the federal register. Lesson learned! #FDIC #Regulation
A blue square with a quote from the November 10, 2024 edition of Bankeration, which says: "The FDIC's proposed corporate governance guidelines are probably a candidate for the chopping block as well, along with the FDIC's recent efforts to exert more power over passivity agreements." The image also includes a domain name: bankeration.substack.com.
March 5, 2025 at 6:22 PM
bankeration.bsky.social
Click here for our latest post: open.substack.com/pub/bankerat.... This week's five minute read covers earnings, de-banking, regulator funding, a new era in crypto regulation, repeat bankruptcies, private credit, and Rohit Chopra's continuing tenure at the CFPB.
An image of the White House in winter, with slow falling and coating the lawn.
January 26, 2025 at 9:49 PM