Charlotte Realtor Katie Crosby
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agentkatiecrosby.bsky.social
Charlotte Realtor Katie Crosby
@agentkatiecrosby.bsky.social
🏡Helping millennials step confidently into homeownership — with a game plan built for you.
📍Greater Charlotte Area, NC and SC
Get started here ⬇️
linktr.ee/realtorkatiecrosby
Charts, colors, ABCs, and 123s 👩‍🏫⬇️

I started out teaching elementary school. That's exactly what makes me a different kind of agent.

I don’t just tell you what to do and leave you confused, or worse, anxious.

I teach you how it all works.
June 24, 2025 at 5:17 PM
Let’s talk real support for first-time buyers.
✅ Down payment help
✅ Lower monthly payments
✅ Forgivable grants + city/county programs

These options aren’t secret, they’re just not widely widely known.

That’s why I created my free guide to the most helpful options in NC & SC.
June 20, 2025 at 5:42 PM
You’ve probably heard it all:
❌ You need 20% down
❌ You have to be debt-free
❌ You should just keep renting

Let’s replace the myths with a real plan to get you to YOUR goal.

I'm here to help you sort through the overwhelm—step by step.
June 18, 2025 at 7:02 PM
Most first-time buyers feel like they have to earn the right to even ask questions.

Let’s change that.

Buying a home shouldn’t feel impossible—and you don’t have to navigate it solo.
June 17, 2025 at 4:15 PM
It's time!

✨You don’t have to feel 100% ready to start the process.

If any of these feel familiar:
✔ You’ve been casually budgeting
✔ You scroll listings like it’s your side hobby
✔ You dread your next rent renewal notice...

Then you’re already further along than you think.
June 16, 2025 at 9:59 PM
Let’s bust a myth👇

You do NOT need a giant down payment or a luxury-level budget to use a rate buydown.

💡 Builders often offer 2-1 buydowns for free
💡We can negotiate credits with resale sellers to use for buydowns
💡 Even with 3–5% down, we’ve used this to cut payments by hundreds per month
June 12, 2025 at 5:45 PM
Here’s the deal ⬇️

A seller (or builder) offers credits to lower your interest rate for the first 1–3 years.

That means a lower payment right when you need it most—before you’ve rebuilt savings or furnished your home.
June 11, 2025 at 6:03 PM
More info ⬇️

Still think you need 20% down to buy a home?

That was true once—but today, first-time buyers have way more options.

💡Most of my clients put down between 3%–5%, and some qualify for local assistance that can help with those upfront costs.
June 10, 2025 at 6:09 PM
Buying a home isn’t about checking boxes.
It’s about building a future that fits your life.

Let’s create your custom homeownership plan together—one that reflects your goals, timeline, and budget.

📩 Comment or DM me PLAN and I’ll send you my calendar link to book a free 1:1 strategy session.
June 8, 2025 at 5:34 PM
Buying a home isn’t about checking boxes.
It’s about building a future that fits your life.

Let’s create your custom homeownership plan together—one that reflects your goals, timeline, and budget.

📩 Comment or DM me PLAN and I’ll send you my calendar link to book a free 1:1 strategy session.
June 8, 2025 at 5:32 PM
You need to know 👇

Home is where the heart is, AND it’s where financial stability begins.

This is about building a future you can count on.

✨ A place that’s yours
✨ An asset that grows over time
✨ A foundation when life gets hard
June 5, 2025 at 3:14 PM
What's number 3?

❗Homeownership builds long-term stability.

Let's hope you never have a financial emergency, but life happens. It's helpful to have options, like falling back on your equity, selling, or refinancing.
June 2, 2025 at 7:42 PM
If student loans, low savings, or credit fears have you thinking you can’t buy a home…

💥 It’s time to talk about what’s actually possible.

There are programs designed to help first-time buyers like you—ones most people don’t even know about.
May 30, 2025 at 8:58 PM
Here it is:

🚫 You do not need 20% down to buy your first home.

In fact, most of my first-time buyers use programs that require 3%–5% down. Some even qualify for 0% down options!

The key? Finding what works for you.
May 29, 2025 at 3:45 PM
Doing a new thing is challenging!

It can be tempting to put it off until a "better" time.

💭 Ever feel stuck renting even though you’re ready for more? Tell me below.

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 Katie@BetterREC.com
🌐 Katie.BetterREC.com
May 28, 2025 at 4:28 PM
Top 3 programs in the Carolinas that help cover your down payment:

1️⃣ USDA Loans – 0% down in approved rural areas
2️⃣ NC 1st Home Advantage – $15K for eligible buyers
3️⃣ SC Housing Homebuyer Program – Lower rates + forgivable assistance
May 27, 2025 at 4:48 PM
Here it is ⬇️

We make a plan that works for YOU, together!

Buying your first home? Here's how we simplify the journey together:
May 23, 2025 at 4:16 PM
📍The first thing I do with every client?

We don’t talk about homes first.
We talk about you.

Your lifestyle. Your timeline. Your worries. Your must-haves.

Because you’re not a real estate robot—you’re a real person with unique needs.
And you deserve a plan that actually fits your life.
May 22, 2025 at 5:24 PM
Helping people is my mission! ⬇️

Before I was a real estate agent, I was a teacher—and that’s exactly what makes me different.

I don’t just tell you what to do. I teach you how it all works. I break it down step-by-step so you know what’s happening—and why.
May 21, 2025 at 6:52 PM
Think real estate agents just open doors? Not me 💖

When I’m your buyer’s agent, I...
✔️ Break down the process in plain English with personalized checklists and timelines to keep you organized.
May 16, 2025 at 5:50 PM
What's next ⬇️

✨You don't need to be all-the-way ready to get started!

If even one of these sounds like you, it's time to explore your options.

If your goal is to buy a house one day, you're in the right place!

Follow for more info on how to get there 🏡
May 15, 2025 at 5:36 PM
Respond with your questions! I'll answer simply 💖

🏡 Better Real Estate Carolinas
May 14, 2025 at 2:15 PM
I'll help you build it. ⤵️

You DON'T have to be ready to buy today.

You DON'T have to know everything, have perfect credit, or millions in savings.

Most first-time buyers just need someone to break it down step-by-step. (Hi, former teacher here 👋 That's my specialty!)
May 13, 2025 at 5:22 PM