Charlotte Realtor Katie Crosby
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agentkatiecrosby.bsky.social
Charlotte Realtor Katie Crosby
@agentkatiecrosby.bsky.social
🏡Helping millennials step confidently into homeownership — with a game plan built for you.
📍Greater Charlotte Area, NC and SC
Get started here ⬇️
linktr.ee/realtorkatiecrosby
Charts, colors, ABCs, and 123s 👩‍🏫⬇️

I started out teaching elementary school. That's exactly what makes me a different kind of agent.

I don’t just tell you what to do and leave you confused, or worse, anxious.

I teach you how it all works.
June 24, 2025 at 5:17 PM
Let’s talk real support for first-time buyers.
✅ Down payment help
✅ Lower monthly payments
✅ Forgivable grants + city/county programs

These options aren’t secret, they’re just not widely widely known.

That’s why I created my free guide to the most helpful options in NC & SC.
June 20, 2025 at 5:42 PM
You’ve probably heard it all:
❌ You need 20% down
❌ You have to be debt-free
❌ You should just keep renting

Let’s replace the myths with a real plan to get you to YOUR goal.

I'm here to help you sort through the overwhelm—step by step.
June 18, 2025 at 7:02 PM
Most first-time buyers feel like they have to earn the right to even ask questions.

Let’s change that.

Buying a home shouldn’t feel impossible—and you don’t have to navigate it solo.
June 17, 2025 at 4:15 PM
It's time!

✨You don’t have to feel 100% ready to start the process.

If any of these feel familiar:
✔ You’ve been casually budgeting
✔ You scroll listings like it’s your side hobby
✔ You dread your next rent renewal notice...

Then you’re already further along than you think.
June 16, 2025 at 9:59 PM
Let’s bust a myth👇

You do NOT need a giant down payment or a luxury-level budget to use a rate buydown.

💡 Builders often offer 2-1 buydowns for free
💡We can negotiate credits with resale sellers to use for buydowns
💡 Even with 3–5% down, we’ve used this to cut payments by hundreds per month
June 12, 2025 at 5:45 PM
Here’s the deal ⬇️

A seller (or builder) offers credits to lower your interest rate for the first 1–3 years.

That means a lower payment right when you need it most—before you’ve rebuilt savings or furnished your home.
June 11, 2025 at 6:03 PM
More info ⬇️

Still think you need 20% down to buy a home?

That was true once—but today, first-time buyers have way more options.

💡Most of my clients put down between 3%–5%, and some qualify for local assistance that can help with those upfront costs.
June 10, 2025 at 6:09 PM
Buying a home isn’t about checking boxes.
It’s about building a future that fits your life.

Let’s create your custom homeownership plan together—one that reflects your goals, timeline, and budget.

📩 Comment or DM me PLAN and I’ll send you my calendar link to book a free 1:1 strategy session.
June 8, 2025 at 5:34 PM
Buying a home isn’t about checking boxes.
It’s about building a future that fits your life.

Let’s create your custom homeownership plan together—one that reflects your goals, timeline, and budget.

📩 Comment or DM me PLAN and I’ll send you my calendar link to book a free 1:1 strategy session.
June 8, 2025 at 5:32 PM
I volunteer at HOPE in Lancaster weekly because stable housing changes lives.

This belief fuels my work every day.

Whether it’s helping neighbors get assistance with rent, utilities, and groceries during an emergency or coaching them into homeownership—
this is bigger than a job. It’s my mission.
June 6, 2025 at 8:14 PM
You need to know 👇

Home is where the heart is, AND it’s where financial stability begins.

This is about building a future you can count on.

✨ A place that’s yours
✨ An asset that grows over time
✨ A foundation when life gets hard
June 5, 2025 at 3:14 PM
What's number 3?

❗Homeownership builds long-term stability.

Let's hope you never have a financial emergency, but life happens. It's helpful to have options, like falling back on your equity, selling, or refinancing.
June 2, 2025 at 7:42 PM
If student loans, low savings, or credit fears have you thinking you can’t buy a home…

💥 It’s time to talk about what’s actually possible.

There are programs designed to help first-time buyers like you—ones most people don’t even know about.
May 30, 2025 at 8:58 PM
Window cuddle time 😻
May 29, 2025 at 3:59 PM
Here it is:

🚫 You do not need 20% down to buy your first home.

In fact, most of my first-time buyers use programs that require 3%–5% down. Some even qualify for 0% down options!

The key? Finding what works for you.
May 29, 2025 at 3:45 PM
Doing a new thing is challenging!

It can be tempting to put it off until a "better" time.

💭 Ever feel stuck renting even though you’re ready for more? Tell me below.

Katie Crosby at Better Real Estate Carolinas
📞 (704) 248-2575
📧 Katie@BetterREC.com
🌐 Katie.BetterREC.com
May 28, 2025 at 4:28 PM
Top 3 programs in the Carolinas that help cover your down payment:

1️⃣ USDA Loans – 0% down in approved rural areas
2️⃣ NC 1st Home Advantage – $15K for eligible buyers
3️⃣ SC Housing Homebuyer Program – Lower rates + forgivable assistance
May 27, 2025 at 4:48 PM
Here it is ⬇️

We make a plan that works for YOU, together!

Buying your first home? Here's how we simplify the journey together:
May 23, 2025 at 4:16 PM
📍The first thing I do with every client?

We don’t talk about homes first.
We talk about you.

Your lifestyle. Your timeline. Your worries. Your must-haves.

Because you’re not a real estate robot—you’re a real person with unique needs.
And you deserve a plan that actually fits your life.
May 22, 2025 at 5:24 PM
Helping people is my mission! ⬇️

Before I was a real estate agent, I was a teacher—and that’s exactly what makes me different.

I don’t just tell you what to do. I teach you how it all works. I break it down step-by-step so you know what’s happening—and why.
May 21, 2025 at 6:52 PM
Think real estate agents just open doors? Not me 💖

When I’m your buyer’s agent, I...
✔️ Break down the process in plain English with personalized checklists and timelines to keep you organized.
May 16, 2025 at 5:50 PM
What's next ⬇️

✨You don't need to be all-the-way ready to get started!

If even one of these sounds like you, it's time to explore your options.

If your goal is to buy a house one day, you're in the right place!

Follow for more info on how to get there 🏡
May 15, 2025 at 5:36 PM
Respond with your questions! I'll answer simply 💖

🏡 Better Real Estate Carolinas
May 14, 2025 at 2:15 PM
I'll help you build it. ⤵️

You DON'T have to be ready to buy today.

You DON'T have to know everything, have perfect credit, or millions in savings.

Most first-time buyers just need someone to break it down step-by-step. (Hi, former teacher here 👋 That's my specialty!)
May 13, 2025 at 5:22 PM