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Pension Research Council
@pensionresearch.bsky.social
5 followers 2 following 56 posts
The Pension Research Council at the Wharton School of the University of Pennsylvania.
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America’s long-term care system is failing to prepare for an aging population. Economists R. Anton Braun and Karen Kopecky reveal how Medicaid’s design leaves most Americans to shoulder huge out-of-pocket costs. Their research points to a simple fix: make Medicaid the primary payer.
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A Simple Shift Could Fix Long-Term Care Insurance: Make Medicaid Pay First
America’s long-term care system is failing to prepare for an aging population. Economists R. Anton Braun and Karen Kopecky reveal how Medicaid’s design is leaving most Americans to shoulder huge out-o...
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November 13, 2025 at 5:18 PM
pensionresearch.bsky.social
💡Now Posted: Vijeth Iyengar (AARP) offers insights on how cross-sector strategies can support longer, healthier lives—highlighting the role of policy in shaping systems that promote successful retirement and healthy aging at scale.

▶️ Watch here: bit.ly/3Lclxpx
October 28, 2025 at 2:48 PM
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New research finds financial and health literacy decline with age. Men start slightly higher than women, but both decline at similar rates. The study highlights growing vulnerabilities and the need for lifelong literacy support.
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Financial and Health Literacy Falls As Adults Age, While the Gender Gap Remains
When it comes to longevity, the U.S. is falling far behind its peers. Through his analysis, Steve Utkus reveals a sobering reality - Americans not only live shorter lives than citizens of other wealth...
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October 23, 2025 at 8:50 PM
pensionresearch.bsky.social
Many Americans risk outliving their retirement savings. @Wharton Professor Olivia S. Mitchell recommends making annuities the default option for #401(k) plans, to change that, just as #auto-enrollment boosted saving. It’s time to make lifetime income the norm, not the exception.
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Saving For Real Retirement Security
Over the past two decades, employers have helped workers save for retirement through automatic 401(k) enrollment and target-date funds. But few help them spend wisely in retirement. Professor Olivia S...
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October 22, 2025 at 3:39 PM
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🧠 Now Posted: Laura Carstensen (Stanford Center on Longevity) leads a thought-provoking roundtable discussion on how longer lives are reshaping our understanding of aging, purpose, and productivity.

▶️ Watch the full presentation here: bit.ly/49cB5Dw
October 21, 2025 at 2:29 PM
pensionresearch.bsky.social
🏥 Now Posted: Sudipto Banerjee (T. Rowe Price) presents an important overview of health care costs in retirement—one of the most complex and pressing challenges facing older adults.

▶️ Watch: bit.ly/438jM2I

📌Read: bit.ly/4fVHyUH
October 14, 2025 at 2:32 PM
pensionresearch.bsky.social
💡 Now Posted: Sarah Holden and Jason Seligman explore how older households navigate goals and resources throughout retirement, including whether they retire by choice, necessity, or a bit of both.

▶️ Watch: bit.ly/3KXsRoI

📌Read: bit.ly/46acMnK
October 7, 2025 at 2:29 PM
pensionresearch.bsky.social
Personality matters for finance. Research by Gianpaolo Parise & Kim Peijnenburg shows traits like grit, conscientiousness & stability shape saving, investing & retirement planning - alongside income & financial literacy. bit.ly/4gPaOgm
Beyond IQ: How Grit and Conscientiousness Shape Your Retirement Future
In their research, Gianpaolo Parise and Kim Peijnenburg demonstrate that traits such as conscientiousness, grit, locus of control, and emotional stability significantly shape individuals’ saving, inve...
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October 2, 2025 at 12:58 PM
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🎥 Now Posted: Raimond Maurer, Vanya Horneff (Goethe University Frankfurt), and #Wharton Prof. Olivia S. Mitchell explore how defaulting 401(k) assets into payout annuities could help turn savings into reliable income.

▶️ Watch: bit.ly/42SCTxB

📌Read: bit.ly/4oSztEs
September 30, 2025 at 1:09 PM
pensionresearch.bsky.social
Our national #retirememt policy poses deep risks to Americans’ #retirement security. As @Wharton Prof @OS_Mitchell warns, retirees already rely heavily on #SocialSecurity and #investment safeguards, making it critical to press for #reforms before protections weaken further.
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Social Security, Safeguards, and the Urgency of Reform
Trump-era policies threaten retirement security. As Wharton Prof. Olivia S. Mitchell warns, with retirees reliant on Social Security and safeguards, it’s urgent to plan ahead and press for reform befo...
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September 29, 2025 at 6:40 PM
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📢 Now Posted: Kwanho Shin (Korea University) investigates how global population aging influences economic growth and whether extended working lives can generate a “silver dividend” that offsets demographic pressures.

▶️ Watch the full presentation here: bit.ly/46QG37p
September 23, 2025 at 6:10 PM
pensionresearch.bsky.social
Wharton Prof. Olivia S. Mitchell warns: most US #retirees rely on #SocialSecurity, but benefits are in danger of cuts within 7 years. Restoring the system’s solvency is critical for younger people who will need to #WorkLonger than their parents’ did.
bit.ly/46B5ed1
Younger Generations Face Longer Careers as Social Security Strains
@Wharton Prof. @OS_Mitchell warns: most US #retirees rely on #SocialSecurity, but benefits are in danger of cuts within 7 years. Restoring the system’s solvency is critical for younger people who will...
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September 23, 2025 at 2:18 PM
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Do people save enough for retirement? New research by Michaela Pagel (Washington University in St. Louis) and Arna Olafsson (Copenhagen Business School) uses household finance data to uncover surprising patterns.

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Do People Save Enough For Retirement? New Evidence from Household Finance
When it comes to longevity, the U.S. is falling far behind its peers. Through his analysis, Steve Utkus reveals a sobering reality - Americans not only live shorter lives than citizens of other wealth...
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September 17, 2025 at 4:42 PM
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💡 Now Posted: Carlo Pizzinelli (International Monetary Fund) presents a timely discussion on AI and the future of work in an aging economy.

▶️ Watch the full presentation here: bit.ly/3Vo7ijh

📌Read the working paper here: bit.ly/3JB08pa
September 17, 2025 at 12:44 PM
pensionresearch.bsky.social
🔔 Now Posted: Gary Burtless (Brookings Institute) explores the evolving landscape of inequality and the relative well-being of America’s seniors.

▶️ Watch the presentation here: bit.ly/4pdoCF9

📌Read his working paper here: bit.ly/4oVzOWO
September 9, 2025 at 2:39 PM
pensionresearch.bsky.social
America’s retirement system gets a grade of C+.
Wharton Prof. Olivia S. Mitchell and others discuss how a #nationalcontribution plan paired with #lifetimeincome could raise the grade and address problems of modern living.

bit.ly/3JTBvUM
Fixing America’s Retirement System: The Case for a National Plan
America’s retirement system gets a grade of C+. @Wharton Prof. @OS_Mitchell and others discuss how a #nationalcontribution plan paired with #lifetimeincome could raise the grade and address problems o...
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September 8, 2025 at 3:53 PM
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🎥 Now Posted: Sita Slavov (George Mason University) explores the dynamic connection between work, well-being, and the timing of retirement.

▶️ Watch the full presentation: bit.ly/3HEBMKN

📌Read the working paper: bit.ly/4mX5IjX
September 2, 2025 at 5:18 PM
pensionresearch.bsky.social
New @Wharton research by Prof. Olivia S. Mitchell shows how #defaulting some of retirees’ #401(k) assets into #annuities boosts #retirementsecurity, especially when they don’t understand #longevityrisk.
bit.ly/3JzDCNs
Time To Secure Retirement
New @Wharton research by @OS_Mitchell shows how #defaulting some of retirees’ #401(k) assets into #annuities boosts #retirementsecurity, especially when they don’t understand #longevityrisk.
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August 27, 2025 at 7:10 PM
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📢 Now Posted: Anita Mukherjee (Wisconsin School of Business) explores the deep inequities in how wealth shapes health, work, and retirement in later life.

▶️Watch here: bit.ly/4g4BCZJ

📌Read the working paper: bit.ly/47xCqUX
August 26, 2025 at 2:41 PM
pensionresearch.bsky.social
The U.S. is falling far behind its global peers in longevity. Steve Utkus' analysis shows that Americans live shorter, less healthy lives. They are getting sicker faster and dying earlier, despite living in one of the world’s richest nations.
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High Time to Prioritize Healthspan
When it comes to longevity, the U.S. is falling far behind its peers. Through his analysis, Steve Utkus reveals a sobering reality - Americans not only live shorter lives than citizens of other wealth...
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August 21, 2025 at 5:41 PM
pensionresearch.bsky.social
🌱 Now Posted: Andrew Scott (London Business School) challenges us to rethink aging—not as a societal burden, but as an opportunity to build a Longevity Society designed for healthier, longer lives.

▶️ Watch his full presentation here: bit.ly/3HGz8Uz
August 19, 2025 at 2:49 PM
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Wharton Professor Olivia S. Mitchell joins This Week In Business to discuss Fidelity data showing record-high #retirementsaving rates and how generational trends, employer incentives, and concerns over #socialsecurity and #debt are shaping the future of retirement preparedness.
bit.ly/41sYk7Z
Automatic Enrollment, Tax Fears, and the 401(k) Surge
@Wharton professor @OS_Mitchell joins This Week In Business to discuss Fidelity data showing record-high #retirementsaving rates and how generational trends, employer incentives, and concerns over #so...
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August 14, 2025 at 3:29 PM
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🎥 Now Posted: Andrew Gellert (TIAA Institute) presents new research with Surya Kolluri on the preparedness of future caregivers.

▶️ Watch the full presentation on our YouTube channel: bit.ly/3V1T5rS

📌Read their working paper here: bit.ly/45hVsg9
August 12, 2025 at 3:56 PM
pensionresearch.bsky.social
Limited financial experience and retiree hesitation are putting #retirementsecurity at risk, explain Wharton's Olivia S. Mitchell and co-authors. Their research shows that #defaulting portion of savings into deferred income #annuities can boost outcomes by overcoming #behavioralbiases
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Catching the Wave: Safeguarding Retirement With Deferred Annuities
Limited financial experience and retiree hesitation are putting #retirementsecurity at risk, explain @Wharton @OS_Mitchell and co-authors. Their research shows that #defaulting a portion of savings in...
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August 6, 2025 at 6:51 PM
pensionresearch.bsky.social
💡 Now Posted: Samer Atshan presents research on how cognitive function shapes financial decision-making in later life.

▶️ Watch the full presentation on our YouTube channel: bit.ly/3J8HDbn

📌Read the working paper here: bit.ly/45hVsg9
August 6, 2025 at 3:45 PM