Ken Brevoort
@kbrevoort.bsky.social
Economist interested in all things mortgage/consumer finance, #rstats, data visualization, and Econsky.
Reposted by Ken Brevoort
In my book, I show that an eviction can ruin someone's life *even if it never happens.* A mere eviction FILING—even one dismissed in court—can destroy your credit and lock you out of housing for years.
That's why I say people aren't "falling" into homelessness. They're being pushed.
That's why I say people aren't "falling" into homelessness. They're being pushed.
NEW: Jasmin Belanger believed the deal was simple: pay off what she owed, and her landlord would let her keep her housing.
It wasn’t until months later that she learned it had left her with a permanent record of an eviction — despite there never being one.
With @bangordailynews.bsky.social
It wasn’t until months later that she learned it had left her with a permanent record of an eviction — despite there never being one.
With @bangordailynews.bsky.social
A Maine Woman Paid Her Back Rent. Her Record Still Says She Was Evicted.
Repayment plans are supposed to help public housing tenants avoid eviction. In Maine, these deals have put evictions on their permanent records, even if they’ve fulfilled all the terms and were never ...
www.propublica.org
August 5, 2025 at 2:05 PM
In my book, I show that an eviction can ruin someone's life *even if it never happens.* A mere eviction FILING—even one dismissed in court—can destroy your credit and lock you out of housing for years.
That's why I say people aren't "falling" into homelessness. They're being pushed.
That's why I say people aren't "falling" into homelessness. They're being pushed.
Reposted by Ken Brevoort
“Staff departures from HUD’s regional and field offices … could “greatly delay” or “potentially disrupt” such critical functions as underwriting loans, processing mortgage insurance claims and closing apartment building sales, the internal report warns.”
[CityLab article; free to access]
[CityLab article; free to access]
Scoop: The federal government has lost so many lawyers at HUD that the housing agency is at risk of fraud, abuse and litigation, according to an internal report.
www.bloomberg.com/news/article...
www.bloomberg.com/news/article...
US Housing Agency Vulnerable to Fraud After DOGE Cuts, Documents Warn
Departures of hundreds of lawyers put mortgage insurance claims, apartment building sales and other critical agency functions at risk, according to an internal memo.
www.bloomberg.com
June 5, 2025 at 1:08 PM
“Staff departures from HUD’s regional and field offices … could “greatly delay” or “potentially disrupt” such critical functions as underwriting loans, processing mortgage insurance claims and closing apartment building sales, the internal report warns.”
[CityLab article; free to access]
[CityLab article; free to access]
I finished reading Brian Goldstone's book, "There is No Place for Us: Working and Homeless in America." I cannot recommend it enough to anyone interested in LMI communities or housing issues.
Terrific work, @brian-goldstone.bsky.social .
Terrific work, @brian-goldstone.bsky.social .
There Is No Place for Us by Brian Goldstone: 9780593237144 | PenguinRandomHouse.com: Books
NEW YORK TIMES BOOK REVIEW EDITORS’ CHOICE • Through the “revelatory and gut-wrenching” (Associated Press) stories of five Atlanta families, this landmark work of journalism exposes...
www.penguinrandomhouse.com
May 19, 2025 at 1:49 AM
I finished reading Brian Goldstone's book, "There is No Place for Us: Working and Homeless in America." I cannot recommend it enough to anyone interested in LMI communities or housing issues.
Terrific work, @brian-goldstone.bsky.social .
Terrific work, @brian-goldstone.bsky.social .
Reposted by Ken Brevoort
NEW: The CFPB has been gutted. More than 1,400 workers received RIF notices this afternoon, agency sources tell me. Around 200 employees are left. www.wired.com/story/cfpb-h...
The CFPB Has Been Gutted
The Consumer Financial Protection Bureau terminated the positions of 1,406 employees at the congressionally-mandated agency.
www.wired.com
April 17, 2025 at 9:29 PM
NEW: The CFPB has been gutted. More than 1,400 workers received RIF notices this afternoon, agency sources tell me. Around 200 employees are left. www.wired.com/story/cfpb-h...
Reposted by Ken Brevoort
Reposted by Ken Brevoort
On the amazing downfall of Alzheimer's research by widespread manipulations and the crooked incentive structure in science: www.nytimes.com/2025/01/24/o...
Opinion | The Long Shadow of Fraud in Alzheimer’s Research
Fraud in research needs to end.
www.nytimes.com
January 26, 2025 at 2:02 PM
On the amazing downfall of Alzheimer's research by widespread manipulations and the crooked incentive structure in science: www.nytimes.com/2025/01/24/o...
Reposted by Ken Brevoort
Truly an ominous sign that the Post is making such cowardly editorial decisions that marquee cartoonist @anntelnaes.bsky.social felt compelled to quit. www.theguardian.com/media/2025/j...
Washington Post cartoonist resigns over paper’s refusal to publish cartoon critical of Jeff Bezos
Pulitzer prize winner Ann Telnaes drew a cartoon of the paper’s owner kneeling before Donald Trump
www.theguardian.com
January 4, 2025 at 6:03 PM
Truly an ominous sign that the Post is making such cowardly editorial decisions that marquee cartoonist @anntelnaes.bsky.social felt compelled to quit. www.theguardian.com/media/2025/j...
Reposted by Ken Brevoort
Drinking the raw milk, or feeding it to unvaccinated children & babies, increases the odds that bird flu will mutate to spread human-to-human
It has a ~55%+ human mortality rate
There wouldn't be enough of us left alive to bury our dead
Thus, our enemies should NOT drink the raw milk
It has a ~55%+ human mortality rate
There wouldn't be enough of us left alive to bury our dead
Thus, our enemies should NOT drink the raw milk
December 5, 2024 at 3:55 PM
Drinking the raw milk, or feeding it to unvaccinated children & babies, increases the odds that bird flu will mutate to spread human-to-human
It has a ~55%+ human mortality rate
There wouldn't be enough of us left alive to bury our dead
Thus, our enemies should NOT drink the raw milk
It has a ~55%+ human mortality rate
There wouldn't be enough of us left alive to bury our dead
Thus, our enemies should NOT drink the raw milk
Reposted by Ken Brevoort
I made a feed for consumer law posts. Skeets about the CFPB, FTC, consumer protection, consumer debt, student loan law, UDAP/UDAAPs, unfair trade practices, and the like. #consumerlaw on a post works too.
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Check it out and ❤️ it, "pin it" so you can find it. Repost pls :)
bsky.app/profile/did:...
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Check it out and ❤️ it, "pin it" so you can find it. Repost pls :)
bsky.app/profile/did:...
November 28, 2024 at 12:44 AM
I made a feed for consumer law posts. Skeets about the CFPB, FTC, consumer protection, consumer debt, student loan law, UDAP/UDAAPs, unfair trade practices, and the like. #consumerlaw on a post works too.
|
Check it out and ❤️ it, "pin it" so you can find it. Repost pls :)
bsky.app/profile/did:...
|
Check it out and ❤️ it, "pin it" so you can find it. Repost pls :)
bsky.app/profile/did:...
Interesting perspective on what the Supreme Court’s Loper decision means for regulatory policymaking from my former boss, the very astute David Silberman.
Chevron, Loper, and the Administrative State
Written by David Silberman
openbanker.beehiiv.com
November 20, 2024 at 3:26 PM
Interesting perspective on what the Supreme Court’s Loper decision means for regulatory policymaking from my former boss, the very astute David Silberman.
Reposted by Ken Brevoort
So, the #RStats R data file deserialization weakness (that should not have been given a CVE) is not "fixed" in R 4.4.0. Konrad Rudolph (mega amazing longtime R dude) did more poking and this bug/feature is not going away anytime soon.
1/4
1/4
May 1, 2024 at 11:49 AM
So, the #RStats R data file deserialization weakness (that should not have been given a CVE) is not "fixed" in R 4.4.0. Konrad Rudolph (mega amazing longtime R dude) did more poking and this bug/feature is not going away anytime soon.
1/4
1/4
Reposted by Ken Brevoort
Academics should do citation drives, asking people to cite their work to make their annual H-index targets.
October 13, 2023 at 7:42 PM
Academics should do citation drives, asking people to cite their work to make their annual H-index targets.
Sad to report that after 21 years, my Volkswagen was done in by a fallen tree. I'm going to miss having a car with a tape deck.
August 24, 2023 at 4:46 AM
Sad to report that after 21 years, my Volkswagen was done in by a fallen tree. I'm going to miss having a car with a tape deck.
I joined a team of economists early in my career who told me our joint work wouldn't go to journals unless I pushed because they were done dealing with the peer review system. It's gotten worse since, and I've largely come around to their view. I'm also grateful my career doesn't depend on it.
I feel sad for my younger colleagues regarding the sad state of peer review. The system is broken & their careers depend on it. Mine really doesn't anymore, so I am grateful for that.
August 24, 2023 at 4:33 AM
I joined a team of economists early in my career who told me our joint work wouldn't go to journals unless I pushed because they were done dealing with the peer review system. It's gotten worse since, and I've largely come around to their view. I'm also grateful my career doesn't depend on it.
Reposted by Ken Brevoort
Often asked what kinds of advice an LLM might *easily foreseeably* spit out that could harm people. One set of examples has been instructing people to consume poison.
And...yep, here it is.
Thanks @kylebarr.bsky.social.
https://gizmodo.com/paknsave-ai-savey-recipe-bot-chlorine-gas-1850725057
And...yep, here it is.
Thanks @kylebarr.bsky.social.
https://gizmodo.com/paknsave-ai-savey-recipe-bot-chlorine-gas-1850725057
Supermarket AI Offers Recipe for Mom's Famous Mustard Gas
An AI from a New Zealand grocery chain gave one user a recipe for an “Aromatic Water Mix” that included bleach and ammonia as ingredients.
gizmodo.com
August 12, 2023 at 8:41 PM
Often asked what kinds of advice an LLM might *easily foreseeably* spit out that could harm people. One set of examples has been instructing people to consume poison.
And...yep, here it is.
Thanks @kylebarr.bsky.social.
https://gizmodo.com/paknsave-ai-savey-recipe-bot-chlorine-gas-1850725057
And...yep, here it is.
Thanks @kylebarr.bsky.social.
https://gizmodo.com/paknsave-ai-savey-recipe-bot-chlorine-gas-1850725057